TransUnion (NYSE:TRU) Releases FY 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its FY 2026 earnings guidance on Thursday morning. The company provided EPS guidance of 4.750-4.830 for the period, compared to the consensus EPS estimate of 4.700. The company issued revenue guidance of $5.1 billion-$5.2 billion, compared to the consensus revenue estimate of $5.2 billion. TransUnion also updated its Q3 2026 guidance to 1.180-1.210 EPS.

Analyst Ratings Changes

A number of equities analysts recently commented on TRU shares. UBS Group reduced their price target on TransUnion from $82.00 to $80.00 and set a “neutral” rating for the company in a report on Thursday. Wells Fargo & Company upped their price objective on TransUnion from $90.00 to $102.00 and gave the company an “overweight” rating in a research note on Wednesday, July 29th. The Goldman Sachs Group reaffirmed a “neutral” rating and issued a $82.00 price objective on shares of TransUnion in a research report on Tuesday, July 28th. Morgan Stanley reiterated an “overweight” rating and set a $106.00 target price on shares of TransUnion in a research note on Wednesday, July 29th. Finally, Mizuho decreased their target price on TransUnion from $88.00 to $77.00 and set a “neutral” rating on the stock in a report on Thursday, July 2nd. Ten equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company’s stock. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $94.56.

TransUnion Stock Performance

Shares of TRU stock opened at $69.07 on Friday. The company has a market capitalization of $13.23 billion, a price-to-earnings ratio of 18.22, a PEG ratio of 1.11 and a beta of 1.54. The company has a debt-to-equity ratio of 1.07, a quick ratio of 1.90 and a current ratio of 1.90. The company has a 50-day simple moving average of $79.09 and a 200 day simple moving average of $73.95. TransUnion has a 52 week low of $63.37 and a 52 week high of $89.12.

TransUnion (NYSE:TRU) last announced its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 EPS for the quarter, beating analysts’ consensus estimates of $1.16 by $0.07. The business had revenue of $1.31 billion for the quarter, compared to analyst estimates of $1.28 billion. TransUnion had a net margin of 15.08% and a return on equity of 16.29%. TransUnion’s quarterly revenue was up 14.9% on a year-over-year basis. During the same quarter in the prior year, the business earned $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. On average, sell-side analysts predict that TransUnion will post 4.23 earnings per share for the current year.

TransUnion Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, September 4th. Stockholders of record on Thursday, August 20th were given a $0.1250 dividend. The ex-dividend date of this dividend was Thursday, August 20th. This represents a $0.50 annualized dividend and a dividend yield of 0.7%. TransUnion’s dividend payout ratio is presently 13.19%.

Insider Buying and Selling at TransUnion

In other TransUnion news, CAO Jennifer A. Williams sold 1,070 shares of the stock in a transaction on Monday, August 31st. The stock was sold at an average price of $84.57, for a total transaction of $90,489.90. Following the transaction, the chief accounting officer owned 4,327 shares in the company, valued at $365,934.39. This trade represents a 19.83% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Todd C. Skinner sold 1,000 shares of TransUnion stock in a transaction on Tuesday, September 1st. The stock was sold at an average price of $84.42, for a total value of $84,420.00. Following the sale, the insider directly owned 55,764 shares of the company’s stock, valued at $4,707,596.88. This represents a 1.76% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 73,697 shares of company stock worth $5,861,807 in the last 90 days. Company insiders own 0.37% of the company’s stock.

Trending Headlines about TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion reaffirmed its third-quarter and full-year 2026 guidance, including full-year adjusted EPS of $4.75–$4.83 and revenue of $5.1–$5.2 billion. The company also said its strategic priorities, long-term financial targets and capital-allocation plans remain unchanged. TransUnion Says CFO Todd Cello To Step Down By Year-end; Backs Q3, FY26 Outlook
• Positive Sentiment: OneTru migrations, faster product launches and broad-based revenue growth are presented as potential catalysts for sustaining TransUnion’s momentum into the second half of 2026. Can OneTru Help TransUnion Sustain Its Growth Momentum?
• Neutral Sentiment: Third-quarter guidance calls for adjusted EPS of $1.18–$1.21 and revenue of approximately $1.3 billion, broadly in line with analyst expectations. Full-year EPS guidance is modestly above consensus, while the revenue range reaches but does not clearly exceed the $5.2 billion consensus estimate.
• Negative Sentiment: Long-serving CFO Todd Cello plans to step down on December 31, 2026, after 29 years with TransUnion and nine years as CFO. Although he will remain as an adviser through March 1, 2027, investors appear concerned about succession and execution risk while the company searches for a replacement. Update: TransUnion Shares Fall After Announcing CFO Transition
• Negative Sentiment: Recent disclosures show 19 open-market insider sales and no purchases over the past six months. This is not necessarily a direct signal of deteriorating fundamentals, but it adds to cautious investor sentiment during the leadership transition.
• Negative Sentiment: An analyst commentary described the stock as more appealing after its decline but said the investment opportunity lacked compelling upside, potentially limiting buying interest. TransUnion: More Appealing After The Decline, But The Opportunity Doesn’t Excite Me

TransUnion Company Profile

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.