Selective Insurance Group (NASDAQ:SIGI) versus Hamilton Insurance Group (NYSE:HG) Head to Head Comparison

Hamilton Insurance Group (NYSE:HG) and Selective Insurance Group (NASDAQ:SIGI) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, institutional ownership, earnings, profitability, risk and analyst recommendations.

Volatility & Risk

Hamilton Insurance Group has a beta of 0.61, suggesting that its stock price is 39% less volatile than the S&P 500. Comparatively, Selective Insurance Group has a beta of 0.51, suggesting that its stock price is 49% less volatile than the S&P 500.

Institutional and Insider Ownership

29.2% of Hamilton Insurance Group shares are held by institutional investors. Comparatively, 82.9% of Selective Insurance Group shares are held by institutional investors. 17.5% of Hamilton Insurance Group shares are held by company insiders. Comparatively, 1.0% of Selective Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Hamilton Insurance Group and Selective Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	21.88%	21.92%	6.70%
Selective Insurance Group	4.26%	7.33%	1.62%

Analyst Ratings

This is a breakdown of current ratings for Hamilton Insurance Group and Selective Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	1	4	0	2.80
Selective Insurance Group	1	5	1	0	2.00

Hamilton Insurance Group presently has a consensus price target of $23.60, suggesting a potential upside of 15.57%. Selective Insurance Group has a consensus price target of $93.50, suggesting a potential upside of 8.04%. Given Hamilton Insurance Group’s stronger consensus rating and higher possible upside, equities research analysts clearly believe Hamilton Insurance Group is more favorable than Selective Insurance Group.

Valuation & Earnings

This table compares Hamilton Insurance Group and Selective Insurance Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$2.38 billion	0.87	$258.73 million	$3.03	6.74
Selective Insurance Group	$4.98 billion	1.06	$207.01 million	$3.67	23.58

Hamilton Insurance Group has higher earnings, but lower revenue than Selective Insurance Group. Hamilton Insurance Group is trading at a lower price-to-earnings ratio than Selective Insurance Group, indicating that it is currently the more affordable of the two stocks.

Summary

Hamilton Insurance Group beats Selective Insurance Group on 9 of the 14 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Selective Insurance Group

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of employee injuries in the course of employment and bodily injury and/or property damage to a third party; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products. The company also invests in fixed income investments and commercial mortgage loans, as well as equity securities, short-term investments, and alternative investments, and other investments. It offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. The company was founded in 1926 and is headquartered in Branchville, New Jersey.