Zacks Research Issues Pessimistic Outlook for COF Earnings

Capital One Financial Co. (NYSE:COF) – Investment analysts at Zacks Research reduced their Q2 2025 EPS estimates for Capital One Financial in a research report issued to clients and investors on Monday, May 12th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings per share of $3.26 for the quarter, down from their prior forecast of $3.28. The consensus estimate for Capital One Financial’s current full-year earnings is $15.65 per share. Zacks Research also issued estimates for Capital One Financial’s Q3 2025 earnings at $3.85 EPS, Q4 2025 earnings at $3.29 EPS, FY2025 earnings at $14.46 EPS, Q1 2026 earnings at $4.12 EPS, Q2 2026 earnings at $4.70 EPS, Q3 2026 earnings at $4.53 EPS, Q4 2026 earnings at $4.01 EPS, FY2026 earnings at $17.36 EPS, Q1 2027 earnings at $4.56 EPS and FY2027 earnings at $20.06 EPS.

Capital One Financial (NYSE:COF) last posted its earnings results on Tuesday, April 22nd. The financial services provider reported $4.06 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.75 by $0.31. The firm had revenue of $10 billion for the quarter, compared to analysts’ expectations of $10.07 billion. Capital One Financial had a return on equity of 9.45% and a net margin of 9.46%.

Several other research firms have also issued reports on COF. Bank of America raised shares of Capital One Financial from a “neutral” rating to a “buy” rating and increased their target price for the stock from $207.00 to $235.00 in a report on Wednesday, February 19th. Barclays boosted their price target on Capital One Financial from $219.00 to $220.00 and gave the stock an “overweight” rating in a research report on Wednesday, January 22nd. Evercore ISI raised Capital One Financial from an “in-line” rating to an “outperform” rating and set a $200.00 price objective for the company in a research report on Wednesday, March 12th. BTIG Research raised Capital One Financial from a “neutral” rating to a “buy” rating and set a $208.00 price target for the company in a research report on Tuesday, March 25th. Finally, Truist Financial upped their price objective on Capital One Financial from $215.00 to $225.00 and gave the stock a “buy” rating in a research report on Friday, April 25th. Four investment analysts have rated the stock with a hold rating, twelve have issued a buy rating and two have issued a strong buy rating to the company’s stock. According to MarketBeat.com, Capital One Financial presently has an average rating of “Moderate Buy” and an average target price of $207.73.

Capital One Financial Price Performance

Shares of NYSE COF opened at $196.59 on Thursday. The firm has a market cap of $75.32 billion, a P/E ratio of 16.96, a PEG ratio of 1.19 and a beta of 1.13. The company has a quick ratio of 0.98, a current ratio of 0.98 and a debt-to-equity ratio of 0.74. Capital One Financial has a twelve month low of $128.23 and a twelve month high of $210.67. The company has a 50 day moving average of $174.37 and a 200 day moving average of $183.21.

Capital One Financial Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Thursday, June 5th. Stockholders of record on Friday, May 23rd will be issued a $0.60 dividend. The ex-dividend date of this dividend is Friday, May 23rd. This represents a $2.40 dividend on an annualized basis and a dividend yield of 1.22%. Capital One Financial’s payout ratio is presently 20.15%.

Insider Activity

In related news, insider Michael Zamsky sold 9,560 shares of the firm’s stock in a transaction on Monday, May 12th. The stock was sold at an average price of $199.40, for a total transaction of $1,906,264.00. Following the sale, the insider now owns 20,089 shares of the company’s stock, valued at approximately $4,005,746.60. This trade represents a 32.24% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this link. Also, Director Ann F. Hackett sold 1,658 shares of the stock in a transaction on Monday, May 12th. The stock was sold at an average price of $198.70, for a total transaction of $329,444.60. Following the sale, the director now directly owns 56,244 shares of the company’s stock, valued at $11,175,682.80. This represents a 2.86% decrease in their position. The disclosure for this sale can be found here. 1.26% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On Capital One Financial

A number of institutional investors have recently modified their holdings of COF. Bfsg LLC acquired a new position in shares of Capital One Financial in the fourth quarter valued at approximately $27,000. Kohmann Bosshard Financial Services LLC bought a new stake in shares of Capital One Financial in the 4th quarter worth $27,000. TruNorth Capital Management LLC bought a new position in shares of Capital One Financial in the fourth quarter valued at approximately $29,000. Decker Retirement Planning Inc. bought a new stake in Capital One Financial in the fourth quarter worth about $32,000. Finally, SBI Securities Co. Ltd. bought a new position in Capital One Financial during the fourth quarter valued at $32,000. Institutional investors and hedge funds own 89.84% of the company’s stock.

Capital One Financial Company Profile

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.