Rocket Companies (NYSE:RKT) Releases Quarterly Earnings Results

Rocket Companies (NYSE:RKT) issued its quarterly earnings results on Thursday. The company reported $0.11 EPS for the quarter, beating analysts’ consensus estimates of $0.09 by $0.02, FiscalAI reports. The company had revenue of $2.44 billion during the quarter, compared to the consensus estimate of $2.24 billion. Rocket Companies had a positive return on equity of 2.83% and a negative net margin of 1.77%.Rocket Companies’s revenue was up 52.2% on a year-over-year basis. During the same period last year, the business posted $0.04 earnings per share.

Here are the key takeaways from Rocket Companies’ conference call:

• Rocket beat guidance in Q4 with $2.44 billion in adjusted revenue, $592 million adjusted EBITDA for the quarter and full-year adjusted revenue of $6.9 billion, while market share rose to 5.5%, supporting stronger near-term growth expectations.
• Integration of Redfin and Mr. Cooper is ahead of plan—Redfin expense synergies of $140 million were realized early, ~600,000 loans were migrated smoothly, and Mr. Cooper synergies are on track to be fully realized sooner than the original 2027 target.
• AI and automation materially increased operating leverage—Rocket produced nearly $50 billion in Q4 originations with roughly half the headcount, handles millions of automated contacts monthly, reports a 3x industry recapture rate, and says it is capturing over $1 billion of incremental volume per month.
• The strategic alliance with Compass aims to expand inventory and distribution—Redfin will be the exclusive portal for Compass Private Exclusives, Compass becomes a major brokerage partner, and Rocket Mortgage will offer integrated preferred pricing to improve affordability and drive attach rates.

Rocket Companies Price Performance

Shares of Rocket Companies stock traded up $0.33 during trading on Friday, hitting $18.10. The stock had a trading volume of 31,581,217 shares, compared to its average volume of 31,858,768. The firm has a market cap of $38.08 billion, a price-to-earnings ratio of 227.07 and a beta of 2.31. Rocket Companies has a 12 month low of $10.94 and a 12 month high of $24.36. The business’s 50-day moving average is $20.03 and its 200 day moving average is $18.92. The company has a current ratio of 19.68, a quick ratio of 19.68 and a debt-to-equity ratio of 2.16.

Analysts Set New Price Targets

A number of equities analysts recently weighed in on RKT shares. Jefferies Financial Group assumed coverage on shares of Rocket Companies in a report on Friday, December 19th. They issued a “buy” rating and a $25.00 price target on the stock. Wall Street Zen cut shares of Rocket Companies from a “hold” rating to a “sell” rating in a research note on Saturday, November 8th. JPMorgan Chase & Co. started coverage on shares of Rocket Companies in a research report on Monday, January 12th. They set a “neutral” rating and a $24.00 target price for the company. Wells Fargo & Company lifted their price target on shares of Rocket Companies from $17.00 to $19.00 and gave the stock an “equal weight” rating in a report on Friday. Finally, BTIG Research reiterated a “buy” rating and issued a $25.00 price objective on shares of Rocket Companies in a research note on Wednesday, November 19th. Five research analysts have rated the stock with a Buy rating, ten have issued a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat.com, Rocket Companies currently has an average rating of “Hold” and a consensus target price of $20.64.

More Rocket Companies News

Here are the key news stories impacting Rocket Companies this week:

• Positive Sentiment: Q4 beat and raised near-term outlook — RKT reported adjusted EPS $0.11 (above consensus) and revenue $2.44B (?+52% YoY), and issued Q1 revenue guidance well above street estimates, signaling stronger originations and fee revenue ahead. PR Newswire: Rocket Companies Announces Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Historic alliance with Compass/Redfin could expand inventory and distribution — Rocket announced a multi-year strategic alliance with Compass to bring Compass listings onto Redfin, potentially adding >500k listings and creating integrated agent + mortgage flows that can increase loan pipelines. PR Newswire: Compass and Rocket Form Historic Alliance
• Positive Sentiment: Market reaction and coverage emphasize beat + guidance — Market reports and real-time coverage show shares reacting positively to the earnings beat and stronger guidance, reinforcing momentum among investors. Investing.com: Rocket Companies rise on earnings beat, strong guidance
• Neutral Sentiment: Management update published — CFO Brian Brown was appointed President while retaining CFO and Treasurer roles; the move is being presented as continuity of leadership but will bear watching for execution/strategy signals. PR Newswire: Rocket Companies Announces Fourth Quarter and Full Year 2025 Results
• Neutral Sentiment: Earnings call / details available — Full transcript and slide deck were released (useful for modeling fees, margins and segment outlook). Seeking Alpha: Q4 2025 Earnings Call Transcript
• Negative Sentiment: Short interest surged — Short interest rose ~49.8% in February to ~54.4M shares (?35% of float), raising the potential for volatility and downside pressure if sentiment turns negative.
• Negative Sentiment: Annual profit decline amid acquisitions — Coverage notes full-year profits fell due to heavy acquisition activity, which may weigh on near-term margins and integration costs despite the healthy Q4. Crain’s Detroit: Rocket profits fall during year heavy on acquisitions

Insider Transactions at Rocket Companies

In related news, Director Matthew Rizik sold 2,500 shares of the business’s stock in a transaction dated Monday, January 12th. The stock was sold at an average price of $22.99, for a total transaction of $57,475.00. Following the completion of the transaction, the director directly owned 1,038,536 shares in the company, valued at $23,875,942.64. The trade was a 0.24% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Insiders sold a total of 32,500 shares of company stock worth $645,775 over the last three months. 92.64% of the stock is currently owned by company insiders.

Institutional Trading of Rocket Companies

Large investors have recently modified their holdings of the business. Royal Bank of Canada grew its holdings in shares of Rocket Companies by 48.9% during the first quarter. Royal Bank of Canada now owns 69,641 shares of the company’s stock worth $841,000 after purchasing an additional 22,861 shares in the last quarter. Amundi grew its stake in Rocket Companies by 3.1% in the 1st quarter. Amundi now owns 33,416 shares of the company’s stock worth $403,000 after buying an additional 997 shares in the last quarter. AQR Capital Management LLC increased its holdings in shares of Rocket Companies by 1,086.5% in the 1st quarter. AQR Capital Management LLC now owns 400,467 shares of the company’s stock worth $4,734,000 after buying an additional 366,716 shares during the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its holdings in shares of Rocket Companies by 12.2% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 370,619 shares of the company’s stock worth $4,473,000 after buying an additional 40,326 shares during the last quarter. Finally, Creative Planning raised its position in shares of Rocket Companies by 17.2% during the 2nd quarter. Creative Planning now owns 18,215 shares of the company’s stock valued at $258,000 after buying an additional 2,679 shares in the last quarter. Institutional investors own 4.59% of the company’s stock.

About Rocket Companies

Rocket Companies, Inc is a Detroit-based holding company whose businesses are centered on digital mortgage origination and related consumer finance and real estate services. The company grew out of the Quicken Loans franchise and completed an initial public offering in 2020. Founder Dan Gilbert remains a prominent figure associated with the firm, which operates a suite of brands that aim to simplify the home financing and buying experience through technology and scale.

The company’s core activity is mortgage lending through its Rocket Mortgage platform, which offers online application, underwriting and servicing for home purchase and refinance loans.