Fair Isaac (NYSE:FICO) Updates FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 38.170-38.170 for the period, compared to the consensus estimate of 38.390. The company issued revenue guidance of $2.4 billion-$2.4 billion, compared to the consensus revenue estimate of $2.4 billion.

Analyst Upgrades and Downgrades

FICO has been the topic of a number of research reports. Seaport Research Partners upgraded Fair Isaac to a “strong-buy” rating in a research report on Wednesday, October 1st. Jefferies Financial Group boosted their price objective on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a report on Friday, January 16th. Barclays boosted their target price on Fair Isaac from $2,000.00 to $2,400.00 and gave the stock an “overweight” rating in a research report on Thursday, October 2nd. Zacks Research downgraded shares of Fair Isaac from a “strong-buy” rating to a “hold” rating in a research note on Monday, December 1st. Finally, BMO Capital Markets lowered their target price on Fair Isaac from $2,300.00 to $2,200.00 and set an “outperform” rating for the company in a report on Thursday, November 6th. Nine equities research analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat, Fair Isaac currently has a consensus rating of “Moderate Buy” and a consensus price target of $2,092.15.

Fair Isaac Stock Performance

Shares of FICO traded down $17.49 during trading hours on Wednesday, hitting $1,527.51. The stock had a trading volume of 366,736 shares, compared to its average volume of 293,306. The firm has a market capitalization of $36.29 billion, a price-to-earnings ratio of 57.53, a PEG ratio of 1.66 and a beta of 1.30. The firm has a 50-day moving average price of $1,700.05 and a 200 day moving average price of $1,605.02. Fair Isaac has a fifty-two week low of $1,300.00 and a fifty-two week high of $2,217.60.

Fair Isaac (NYSE:FICO) last issued its quarterly earnings data on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, topping analysts’ consensus estimates of $7.08 by $0.25. Fair Isaac had a net margin of 32.75% and a negative return on equity of 43.97%. The business had revenue of $766.00 million during the quarter, compared to the consensus estimate of $501.05 million. During the same quarter in the prior year, the firm posted $5.79 earnings per share. The company’s revenue was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, analysts predict that Fair Isaac will post 24.15 EPS for the current fiscal year.

Insider Activity at Fair Isaac

In other Fair Isaac news, CEO William J. Lansing sold 2,400 shares of the stock in a transaction on Monday, November 10th. The shares were sold at an average price of $1,732.88, for a total transaction of $4,158,912.00. Following the transaction, the chief executive officer directly owned 10,933 shares of the company’s stock, valued at $18,945,577.04. This trade represents a 18.00% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, CFO Steven P. Weber sold 1,426 shares of the business’s stock in a transaction dated Wednesday, December 17th. The stock was sold at an average price of $1,810.00, for a total transaction of $2,581,060.00. Following the sale, the chief financial officer directly owned 2,804 shares of the company’s stock, valued at $5,075,240. This represents a 33.71% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last quarter, insiders have sold 4,347 shares of company stock valued at $7,691,229. 3.46% of the stock is owned by company insiders.

More Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q1 EPS beat — FICO delivered $7.33 in EPS, above consensus, showing meaningful year?over?year profit growth; beats were reported across multiple outlets, supporting the growth narrative. Fair Isaac (FICO) Beats Q1 Earnings and Revenue Estimates
• Positive Sentiment: Revenue outperformance — reported revenue figures were cited as above estimates (various reports), reinforcing that top?line demand remains healthy this quarter. Press Release / Slide Deck
• Positive Sentiment: Analyst sentiment and price targets remain constructive — multiple buy ratings and a median analyst target (~$1,960) provide longer?term support even after today’s pullback. Quiver Quantitative coverage
• Neutral Sentiment: Macro/AI thematic interest — coverage (e.g., Forbes) highlights AI’s potential impact on credit scoring and FinTech demand, which could be a multi?quarter tailwind but is longer?dated. AI Is Coming For Your Credit Score (Forbes)
• Negative Sentiment: FY?2026 EPS guidance slightly below consensus — the company set EPS guidance at 38.170 vs. Street at ~38.390; even a small miss can pressure a richly valued, growth stock. Company guidance (internal note)
• Negative Sentiment: Insider sales and mixed institutional flows — recent disclosures show extensive insider selling and some large portfolio reductions by big funds, which can create near?term selling pressure or signal allocation shifts. Quiver Quantitative insider/holding data

Institutional Trading of Fair Isaac

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the company. Great Lakes Advisors LLC raised its position in Fair Isaac by 5.7% in the 1st quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock valued at $207,000 after purchasing an additional 6 shares in the last quarter. San Luis Wealth Advisors LLC raised its holdings in shares of Fair Isaac by 2.8% in the third quarter. San Luis Wealth Advisors LLC now owns 253 shares of the technology company’s stock valued at $379,000 after buying an additional 7 shares during the last quarter. Advisory Services Network LLC lifted its position in Fair Isaac by 0.4% during the 3rd quarter. Advisory Services Network LLC now owns 2,016 shares of the technology company’s stock worth $3,017,000 after acquiring an additional 8 shares during the period. Benjamin Edwards Inc. raised its position in Fair Isaac by 2.4% during the 2nd quarter. Benjamin Edwards Inc. now owns 479 shares of the technology company’s stock worth $876,000 after buying an additional 11 shares during the last quarter. Finally, Rakuten Securities Inc. boosted its holdings in Fair Isaac by 100.0% in the 2nd quarter. Rakuten Securities Inc. now owns 24 shares of the technology company’s stock valued at $44,000 after purchasing an additional 12 shares in the last quarter. Hedge funds and other institutional investors own 85.75% of the company’s stock.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.