Ameris Bancorp (NASDAQ:ABCB) Issues Quarterly Earnings Results, Beats Estimates By $0.03 EPS

Ameris Bancorp (NASDAQ:ABCB) released its quarterly earnings results on Thursday. The bank reported $1.59 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.56 by $0.03, Briefing.com reports. The business had revenue of $309.92 million during the quarter, compared to the consensus estimate of $310.48 million. Ameris Bancorp had a return on equity of 9.57% and a net margin of 21.46%.During the same quarter in the previous year, the business earned $1.38 EPS.

Ameris Bancorp Price Performance

ABCB opened at $80.67 on Friday. Ameris Bancorp has a fifty-two week low of $48.27 and a fifty-two week high of $83.64. The firm has a 50-day moving average of $77.69 and a 200 day moving average of $73.81. The company has a debt-to-equity ratio of 0.11, a quick ratio of 1.00 and a current ratio of 1.02. The firm has a market cap of $5.51 billion, a P/E ratio of 15.48 and a beta of 0.99.

Ameris Bancorp Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Monday, January 5th. Investors of record on Wednesday, December 31st were issued a $0.20 dividend. This represents a $0.80 dividend on an annualized basis and a dividend yield of 1.0%. The ex-dividend date of this dividend was Wednesday, December 31st. Ameris Bancorp’s payout ratio is 13.84%.

Ameris Bancorp declared that its board has authorized a stock buyback plan on Monday, October 20th that authorizes the company to buyback $200.00 million in shares. This buyback authorization authorizes the bank to reacquire up to 4% of its stock through open market purchases. Stock buyback plans are typically an indication that the company’s board believes its shares are undervalued.

Wall Street Analysts Forecast Growth

Several brokerages recently issued reports on ABCB. Keefe, Bruyette & Woods lifted their target price on Ameris Bancorp from $78.00 to $82.00 and gave the company an “outperform” rating in a research report on Friday, October 31st. Piper Sandler set a $84.00 price objective on shares of Ameris Bancorp in a report on Wednesday, October 29th. DA Davidson reiterated a “buy” rating and issued a $90.00 target price on shares of Ameris Bancorp in a research note on Friday. Truist Financial set a $83.00 price target on shares of Ameris Bancorp in a research report on Friday, January 9th. Finally, Raymond James Financial restated an “outperform” rating and set a $80.00 price target (up from $73.00) on shares of Ameris Bancorp in a report on Wednesday, October 29th. Four research analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and an average price target of $80.33.

Institutional Investors Weigh In On Ameris Bancorp

Large investors have recently modified their holdings of the stock. CIBC Bancorp USA Inc. bought a new stake in shares of Ameris Bancorp in the 3rd quarter worth approximately $517,000. Coldstream Capital Management Inc. raised its stake in shares of Ameris Bancorp by 6.9% in the third quarter. Coldstream Capital Management Inc. now owns 3,595 shares of the bank’s stock valued at $264,000 after buying an additional 232 shares during the period. Danske Bank A S bought a new stake in shares of Ameris Bancorp in the third quarter valued at $51,000. Shapiro Capital Management LLC lifted its position in shares of Ameris Bancorp by 18.3% during the 3rd quarter. Shapiro Capital Management LLC now owns 206,605 shares of the bank’s stock valued at $15,146,000 after buying an additional 31,950 shares during the last quarter. Finally, PMC FIG Opportunities LLC bought a new position in shares of Ameris Bancorp during the 3rd quarter worth $1,762,000. Hedge funds and other institutional investors own 91.60% of the company’s stock.

Key Stories Impacting Ameris Bancorp

Here are the key news stories impacting Ameris Bancorp this week:

• Positive Sentiment: Q4 EPS beat estimates — Ameris reported $1.59 EPS vs. consensus $1.56, marking year-over-year earnings growth and beating expectations. Zacks: Beats Q4 Earnings
• Positive Sentiment: Firm-wide results and record 2025 profitability — Management reported strong Q4 results and record full-year earnings/profitability, a constructive signal for medium-term earnings power. TipRanks: Record 2025 Earnings
• Positive Sentiment: DA Davidson reaffirms Buy with $90 price target — Analyst shop reiterated a Buy and a $90 target, implying meaningful upside from current levels and providing near-term supportive analyst sentiment. TickerReport / Benzinga: DA Davidson Reaffirmed
• Neutral Sentiment: Earnings call transcript now available — Investors can review management commentary and Q&A for guidance, credit metrics and outlook nuances that will drive sentiment going forward. Seeking Alpha: Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Press coverage and snapshots summarize key metrics — Several outlets posted Q4 snapshots and metric comparisons to estimates, useful for detail work but not changing the headline beat/miss dynamic. Stamford Advocate: Q4 Snapshot
• Negative Sentiment: Revenue slightly missed consensus — Q4 revenue was $309.92M vs. $310.48M consensus (a small shortfall), which, combined with valuation near the 12?month high, likely prompted some selling/profit-taking. MSN: Sales Below Estimates

About Ameris Bancorp

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. Through its principal subsidiary, Ameris Bank, the company offers a broad range of commercial and retail banking services to individuals, small businesses, middle market companies and agricultural customers. Its core business lines encompass deposit services, lending solutions, treasury management, mortgage origination and servicing, insurance products and wealth management.

Ameris Bancorp operates a network of branches and loan production offices across the southeastern United States, including Georgia, Alabama, Florida, North Carolina, South Carolina and Tennessee.