Critical Comparison: UBS (OTCMKTS:OUBSF) & Amerant Bancorp (NYSE:AMTB)

UBS (OTCMKTS:OUBSF) and Amerant Bancorp (NYSE:AMTB) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, earnings and risk.

Analyst Recommendations

This is a summary of recent ratings and price targets for UBS and Amerant Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UBS	0	0	0	0	0.00
Amerant Bancorp	0	1	1	0	2.50

Given UBS’s higher probable upside, equities research analysts plainly believe UBS is more favorable than Amerant Bancorp.

Earnings & Valuation

This table compares UBS and Amerant Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UBS	N/A	N/A	N/A	N/A	N/A
Amerant Bancorp	$605.50 million	1.24	-$15.75 million	$1.58	11.52

UBS has higher earnings, but lower revenue than Amerant Bancorp.

Profitability

This table compares UBS and Amerant Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
UBS	N/A	N/A	N/A
Amerant Bancorp	9.74%	7.82%	0.70%

Insider & Institutional Ownership

42.1% of Amerant Bancorp shares are owned by institutional investors. 5.4% of Amerant Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Amerant Bancorp beats UBS on 8 of the 9 factors compared between the two stocks.

About Amerant Bancorp

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. The company offers checking, savings, and money market accounts; and certificates of deposits. It also provides variable and fixed rate commercial real estate loans; loans secured by owner-occupied properties; loans to domestic and foreign individuals primarily secured by personal residence; working capital loans, asset-based lending, participations in shared national credits, purchased receivables, and small business administration loans; loans to financial institutions and acceptances; and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high-net-worth customers, brokerage and investment advisory services in global capital markets, and wealth management and fiduciary services. Further, it provides debit and credit cards, night depositories, direct deposits, cashier’s checks, safe deposit boxes, letters of credit, and treasury management services, including wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines, and banking by mobile devices, telephone, and mail. As of December 31, 2021, the company operated 24 banking centers comprising 17 in Florida and 7 in Texas. It also operates loan production offices in Tampa, Florida. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.