Comparing FB Bancorp (NASDAQ:FBLA) & First Citizens BancShares (NASDAQ:FCNCA)

First Citizens BancShares (NASDAQ:FCNCA) and FB Bancorp (NASDAQ:FBLA) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, valuation, risk, earnings and profitability.

Earnings & Valuation

This table compares First Citizens BancShares and FB Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$9.49 billion	2.86	$2.78 billion	$169.12	12.88
FB Bancorp	$85.90 million	3.02	-$6.21 million	$0.15	87.27

First Citizens BancShares has higher revenue and earnings than FB Bancorp. First Citizens BancShares is trading at a lower price-to-earnings ratio than FB Bancorp, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

First Citizens BancShares has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500. Comparatively, FB Bancorp has a beta of 0.11, meaning that its share price is 89% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and recommmendations for First Citizens BancShares and FB Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0	6	6	1	2.62
FB Bancorp	1	0	0	0	1.00

First Citizens BancShares presently has a consensus target price of $2,250.55, indicating a potential upside of 3.34%. Given First Citizens BancShares’ stronger consensus rating and higher possible upside, equities research analysts clearly believe First Citizens BancShares is more favorable than FB Bancorp.

Institutional & Insider Ownership

78.0% of First Citizens BancShares shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by insiders. Comparatively, 2.2% of FB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares First Citizens BancShares and FB Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	15.99%	11.09%	1.03%
FB Bancorp	-3.08%	-0.81%	-0.22%

Summary

First Citizens BancShares beats FB Bancorp on 13 of the 15 factors compared between the two stocks.

About First Citizens BancShares

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and mortgage; and commercial and industrial leases, as well as small business administration loans. In addition, the company offers consumer loans, such as residential and revolving mortgage, consumer auto, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds, as well as investment management and advisory services. The company provides its products and services through its branch network. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.