Bread Financial Holdings, Inc. $BFH Shares Purchased by Dimensional Fund Advisors LP

Dimensional Fund Advisors LP grew its stake in shares of Bread Financial Holdings, Inc. (NYSE:BFH) by 0.3% during the first quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor owned 3,086,060 shares of the company’s stock after buying an additional 9,854 shares during the quarter. Dimensional Fund Advisors LP owned about 0.08% of Bread Financial worth $231,111,000 as of its most recent filing with the Securities and Exchange Commission.

A number of other institutional investors also recently made changes to their positions in the stock. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its holdings in shares of Bread Financial by 4.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 29,589 shares of the company’s stock valued at $1,482,000 after acquiring an additional 1,286 shares in the last quarter. Millennium Management LLC raised its holdings in Bread Financial by 46.5% during the first quarter. Millennium Management LLC now owns 345,902 shares of the company’s stock worth $17,323,000 after purchasing an additional 109,864 shares in the last quarter. Goldman Sachs Group Inc. raised its holdings in Bread Financial by 104.8% during the first quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company’s stock worth $36,889,000 after purchasing an additional 376,920 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC lifted its position in Bread Financial by 3.0% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 157,833 shares of the company’s stock worth $7,904,000 after purchasing an additional 4,624 shares during the period. Finally, Strs Ohio acquired a new stake in Bread Financial in the first quarter worth approximately $65,000. 99.52% of the stock is owned by institutional investors and hedge funds.

Bread Financial Trading Up 1.9%

Shares of NYSE:BFH opened at $103.85 on Friday. The stock has a market capitalization of $4.20 billion, a price-to-earnings ratio of 8.51, a PEG ratio of 0.90 and a beta of 1.10. Bread Financial Holdings, Inc. has a 1-year low of $53.83 and a 1-year high of $109.91. The company has a debt-to-equity ratio of 0.25, a quick ratio of 1.15 and a current ratio of 1.15. The company has a 50 day moving average price of $97.00 and a 200 day moving average price of $84.01.

Bread Financial (NYSE:BFH) last posted its quarterly earnings results on Thursday, July 23rd. The company reported $3.55 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.74 by $0.81. The firm had revenue of $993.00 million for the quarter, compared to analyst estimates of $959.32 million. Bread Financial had a net margin of 11.90% and a return on equity of 18.79%. The firm’s quarterly revenue was up 6.9% compared to the same quarter last year. During the same quarter in the previous year, the business posted $3.15 earnings per share. On average, research analysts anticipate that Bread Financial Holdings, Inc. will post 11.02 EPS for the current fiscal year.

Bread Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 15th. Stockholders of record on Monday, August 31st will be paid a dividend of $0.23 per share. The ex-dividend date of this dividend is Monday, August 31st. This represents a $0.92 annualized dividend and a dividend yield of 0.9%. Bread Financial’s dividend payout ratio (DPR) is currently 7.53%.

Insiders Place Their Bets

In other news, CEO Ralph J. Andretta sold 15,000 shares of the company’s stock in a transaction on Friday, May 29th. The stock was sold at an average price of $89.10, for a total transaction of $1,336,500.00. Following the completion of the sale, the chief executive officer directly owned 582,241 shares of the company’s stock, valued at $51,877,673.10. This represents a 2.51% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director John J. Fawcett purchased 698 shares of the firm’s stock in a transaction that occurred on Thursday, May 21st. The stock was bought at an average price of $86.43 per share, with a total value of $60,328.14. Following the transaction, the director directly owned 11,000 shares in the company, valued at $950,730. This trade represents a 6.78% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. Insiders own 1.30% of the company’s stock.

Analysts Set New Price Targets

BFH has been the topic of several research analyst reports. Evercore reiterated an “outperform” rating and set a $116.00 price target on shares of Bread Financial in a research report on Monday, July 6th. Bank of America restated a “buy” rating and issued a $108.00 price objective on shares of Bread Financial in a report on Wednesday, June 10th. Loop Capital assumed coverage on Bread Financial in a research note on Thursday, May 21st. They set a “buy” rating and a $104.00 target price for the company. Weiss Ratings raised Bread Financial from a “buy (b-)” rating to a “buy (b)” rating in a research note on Monday, April 27th. Finally, Wolfe Research reaffirmed a “positive” rating on shares of Bread Financial in a report on Wednesday, June 10th. Eight equities research analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, the company currently has an average rating of “Hold” and an average price target of $108.25.

Key Bread Financial News

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Bread Financial reported Q2 EPS of $3.55, beating estimates by a wide margin, while revenue of $993 million also came in above forecasts. The company also said revenue rose 6.9% year over year, reinforcing the idea that core business trends remain solid. Bread Financial Reports Second Quarter 2026 Results
• Positive Sentiment: The company also highlighted strong profitability metrics, including a 18.79% return on equity and 11.90% net margin, which can support investor confidence in the stock’s valuation. Bread Financial earnings release and conference materials
• Positive Sentiment: Management declared a quarterly common dividend of $0.23 per share and also announced preferred-share dividends, signaling continued cash generation and shareholder returns. Bread Financial Declares Dividends on Preferred and Common Stock
• Neutral Sentiment: Investors are also digesting the company’s performance update for June 2026 and earnings-call commentary for clues about credit trends, delinquencies, and loan losses going forward. Bread Financial Provides Performance Update for June 2026

Bread Financial Profile

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.