America’s Car-Mart (NASDAQ:CRMT) Posts Quarterly Earnings Results, Beats Expectations By $1.14 EPS

America’s Car-Mart (NASDAQ:CRMT) announced its quarterly earnings data on Tuesday. The company reported $0.48 earnings per share for the quarter, beating analysts’ consensus estimates of ($0.66) by $1.14, FiscalAI reports. The firm had revenue of $242.64 million for the quarter, compared to analyst estimates of $334.88 million. America’s Car-Mart had a negative net margin of 10.50% and a negative return on equity of 4.09%.

Here are the key takeaways from America’s Car-Mart’s conference call:

• Fiscal 2026 was a transition year marked by reduced originations, lower inventory, tightened underwriting, and store consolidations as the company worked to strengthen liquidity and its capital structure.
• Fourth-quarter unit sales fell 27.1% to 11,411 and revenue declined 18.2% to $302.8 million, reflecting intentionally constrained originations due to limited financing capacity.
• The company completed 60 store consolidations during the year, cutting active locations from 154 to 94 and saying the remaining stores are more productive on a units-per-store basis.
• Despite the smaller footprint, collections held up well: full-year collections rose 2.2% to $730 million and the collections platform benefited from higher use of remote payment tools and centralized servicing.
• Liquidity remains the key issue; management said additional financing is still needed, disclosed a going concern warning, and noted the ongoing strategic review is being led by a special committee under the June covenant-relief amendment.

America’s Car-Mart Stock Up 0.2%

CRMT stock opened at $4.29 on Thursday. America’s Car-Mart has a 52 week low of $1.38 and a 52 week high of $57.75. The firm has a 50-day simple moving average of $6.64 and a 200-day simple moving average of $14.84. The stock has a market capitalization of $35.61 million, a P/E ratio of -0.26 and a beta of 1.31.

Analysts Set New Price Targets

A number of equities research analysts recently commented on the company. Wall Street Zen raised America’s Car-Mart from a “strong sell” rating to a “sell” rating in a report on Saturday, May 30th. Weiss Ratings reiterated a “sell (d-)” rating on shares of America’s Car-Mart in a research note on Monday. Finally, BTIG Research reiterated a “neutral” rating on shares of America’s Car-Mart in a research report on Monday, June 15th. One analyst has rated the stock with a Buy rating, two have issued a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat.com, America’s Car-Mart currently has an average rating of “Hold” and a consensus price target of $29.50.

Insiders Place Their Bets

In other news, major shareholder Adam K. Peterson sold 8,000 shares of the firm’s stock in a transaction that occurred on Monday, April 27th. The stock was sold at an average price of $12.59, for a total value of $100,720.00. Following the transaction, the insider owned 1,119,875 shares in the company, valued at $14,099,226.25. This trade represents a 0.71% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available through this link. Corporate insiders own 18.50% of the company’s stock.

Institutional Investors Weigh In On America’s Car-Mart

Hedge funds have recently modified their holdings of the business. Vanguard Group Inc. boosted its position in America’s Car-Mart by 2.5% during the third quarter. Vanguard Group Inc. now owns 454,282 shares of the company’s stock worth $13,270,000 after acquiring an additional 11,002 shares during the last quarter. North Reef Capital Management LP raised its holdings in America’s Car-Mart by 19.5% in the 3rd quarter. North Reef Capital Management LP now owns 270,190 shares of the company’s stock valued at $7,892,000 after acquiring an additional 44,145 shares during the last quarter. Goldman Sachs Group Inc. lifted its stake in America’s Car-Mart by 11.0% in the 1st quarter. Goldman Sachs Group Inc. now owns 195,860 shares of the company’s stock worth $8,890,000 after purchasing an additional 19,389 shares in the last quarter. Charles Schwab Investment Management Inc. lifted its stake in America’s Car-Mart by 42.2% in the 4th quarter. Charles Schwab Investment Management Inc. now owns 192,025 shares of the company’s stock worth $4,851,000 after purchasing an additional 56,998 shares in the last quarter. Finally, Ameriprise Financial Inc. acquired a new position in shares of America’s Car-Mart during the 3rd quarter worth approximately $5,192,000. 89.10% of the stock is currently owned by institutional investors and hedge funds.

America’s Car-Mart News Summary

Here are the key news stories impacting America’s Car-Mart this week:

• Positive Sentiment: The company highlighted improved operating cash flow in Q4, which rose to $67.7 million, and cash on hand increased to $47.0 million, offering some support for liquidity. America’s Car-Mart Reports Fourth Quarter and Fiscal Year 2026 Results
• Positive Sentiment: Management is continuing a strategic review and has detailed 60 store consolidations, which may be viewed as a cost-cutting move to improve future profitability. America’s Car-Mart details 60 store consolidations as strategic review continues under June 19 covenant relief amendment
• Neutral Sentiment: Investors also focused on the Q4 earnings call and prepared remarks transcript, which likely provided additional detail on the turnaround plan and results. America’s Car-Mart Q4 Earnings Call Highlights
• Negative Sentiment: Q4 results were weak overall: revenue fell 21.7% year over year to $242.6 million, EPS missed estimates, and the company posted a wider net loss and operating loss, reinforcing concerns about profitability. America’s Car-Mart (CRMT) Releases Q4 2026 Earnings: Revenue Down 21.7%, Loss Widens
• Negative Sentiment: Rosen Law Firm announced an investor-rights investigation into possible misleading disclosures, adding legal overhang for shareholders. CRMT Investor News: If You Have Suffered Losses in America’s Car-Mart, Inc. (NASDAQ: CRMT), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

About America’s Car-Mart

America’s Car-Mart, Inc operates as a retailer and financer of used automobiles, specializing in serving customers with limited credit histories through an in-house “buy-here, pay-here” financing model. The company’s dealerships offer a selection of late-model, pre-owned vehicles across a range of makes and models, supported by on-site service centers and extended warranty products. In addition to vehicle sales, America’s Car-Mart generates revenue from finance charges, insurance products and ancillary services such as GAP coverage and credit life and disability insurance.

Founded in 1981 in Forrest City, Arkansas, America’s Car-Mart has grown from a single dealership into a publicly traded company listed on the Nasdaq under the ticker CRMT.