Equities Analysts Set Expectations for Hilltop Q3 Earnings

Hilltop Holdings Inc. (NYSE:HTH) – Stock analysts at Zacks Research lowered their Q3 2026 earnings per share (EPS) estimates for Hilltop in a research note issued to investors on Thursday, August 13th. Zacks Research analyst Team now anticipates that the financial services provider will post earnings per share of $0.58 for the quarter, down from their prior estimate of $0.61. Zacks Research has a “Strong-Buy” rating on the stock. The consensus estimate for Hilltop’s current full-year earnings is $2.51 per share. Zacks Research also issued estimates for Hilltop’s Q4 2026 earnings at $0.57 EPS, FY2026 earnings at $2.42 EPS, Q1 2027 earnings at $0.45 EPS, Q2 2027 earnings at $0.49 EPS, Q3 2027 earnings at $0.67 EPS, Q4 2027 earnings at $0.76 EPS, FY2027 earnings at $2.38 EPS, Q1 2028 earnings at $0.49 EPS and Q2 2028 earnings at $0.57 EPS.

Hilltop (NYSE:HTH) last announced its earnings results on Thursday, July 23rd. The financial services provider reported $0.63 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.49 by $0.14. The firm had revenue of $315.81 million during the quarter, compared to analyst estimates of $306.18 million. Hilltop had a return on equity of 7.40% and a net margin of 10.17%.During the same period last year, the firm posted $0.57 EPS.

Other research analysts also recently issued research reports about the company. Weiss Ratings downgraded Hilltop from a “buy (b+)” rating to a “buy (b)” rating in a research note on Friday, May 22nd. Keefe, Bruyette & Woods increased their target price on shares of Hilltop from $40.00 to $42.00 and gave the stock a “market perform” rating in a research report on Wednesday, August 5th. Piper Sandler reissued a “neutral” rating and issued a $42.00 price target on shares of Hilltop in a research report on Tuesday, July 28th. Finally, Wall Street Zen downgraded shares of Hilltop from a “hold” rating to a “sell” rating in a report on Saturday, May 16th. One equities research analyst has rated the stock with a Strong Buy rating, one has assigned a Buy rating and three have given a Hold rating to the company. According to data from MarketBeat, Hilltop presently has a consensus rating of “Moderate Buy” and an average target price of $40.00.

Hilltop Trading Up 0.9%

Shares of NYSE HTH opened at $39.73 on Friday. The stock has a fifty day simple moving average of $38.64 and a two-hundred day simple moving average of $37.72. Hilltop has a 1-year low of $30.78 and a 1-year high of $40.41. The firm has a market cap of $2.28 billion, a price-to-earnings ratio of 14.72 and a beta of 0.89.

Hilltop Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, August 21st. Investors of record on Friday, August 7th will be given a $0.22 dividend. This represents a $0.88 dividend on an annualized basis and a dividend yield of 2.2%. This is a boost from Hilltop’s previous quarterly dividend of $0.20. The ex-dividend date is Friday, August 7th. Hilltop’s dividend payout ratio (DPR) is 32.59%.

Insider Buying and Selling

In other Hilltop news, Director Rhodes R. Bobbitt sold 20,000 shares of the firm’s stock in a transaction dated Tuesday, August 4th. The stock was sold at an average price of $40.12, for a total value of $802,400.00. Following the sale, the director owned 56,096 shares of the company’s stock, valued at $2,250,571.52. This trade represents a 26.28% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Insiders sold 52,555 shares of company stock worth $2,062,214 in the last three months. 5.40% of the stock is owned by insiders.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in HTH. EverSource Wealth Advisors LLC raised its position in Hilltop by 22.6% during the fourth quarter. EverSource Wealth Advisors LLC now owns 1,566 shares of the financial services provider’s stock valued at $53,000 after purchasing an additional 289 shares in the last quarter. Allworth Financial LP lifted its position in Hilltop by 37.3% in the 4th quarter. Allworth Financial LP now owns 1,153 shares of the financial services provider’s stock worth $39,000 after buying an additional 313 shares during the last quarter. MQS Management LLC grew its position in Hilltop by 2.2% during the first quarter. MQS Management LLC now owns 16,453 shares of the financial services provider’s stock valued at $589,000 after acquiring an additional 353 shares during the last quarter. CANADA LIFE ASSURANCE Co raised its stake in shares of Hilltop by 1.0% during the fourth quarter. CANADA LIFE ASSURANCE Co now owns 37,559 shares of the financial services provider’s stock worth $1,275,000 after acquiring an additional 368 shares in the last quarter. Finally, Smartleaf Asset Management LLC lifted its holdings in shares of Hilltop by 36.2% in the 4th quarter. Smartleaf Asset Management LLC now owns 1,817 shares of the financial services provider’s stock worth $62,000 after acquiring an additional 483 shares during the last quarter. 57.13% of the stock is currently owned by hedge funds and other institutional investors.

Key Headlines Impacting Hilltop

Here are the key news stories impacting Hilltop this week:

• Positive Sentiment: Zacks raised its FY2026 EPS forecast to $2.42 from $2.18, a meaningful improvement that suggests stronger expected profitability for the financial services provider.
• Positive Sentiment: The firm increased its FY2027 EPS estimate slightly to $2.38 from $2.37, lifted Q4 2026 expectations to $0.57 from $0.56, and raised Q4 2027 expectations substantially to $0.76 from $0.66.
• Positive Sentiment: Zacks also increased its Q1 2028 EPS forecast to $0.49 from $0.43, indicating some confidence in Hilltop’s longer-term earnings trajectory.
• Neutral Sentiment: The revisions leave Zacks’ projected FY2027 EPS of $2.38 below the current-year consensus estimate of $2.51, suggesting growth may remain uneven. The estimates are analyst projections rather than updated company guidance.
• Negative Sentiment: Zacks lowered several intermediate-term forecasts, including Q3 2026 EPS to $0.58 from $0.61, Q1 2027 EPS to $0.45 from $0.50, Q2 2027 EPS to $0.49 from $0.51, Q3 2027 EPS to $0.67 from $0.71, and Q2 2028 EPS to $0.57 from $0.59.

About Hilltop

Hilltop Holdings, Inc (NYSE: HTH) is a Dallas, Texas–based financial holding company offering commercial banking, mortgage lending and capital markets services through its three primary subsidiaries: PlainsCapital Corporation, PrimeLending and HilltopSecurities. PlainsCapital provides deposit, lending and treasury management solutions to small and mid-sized businesses, professionals and individuals. PrimeLending specializes in home purchase and refinance loans, serving retail, wholesale and correspondent channels.