Analyzing Kodiak AI (NASDAQ:KDK) & Expensify (NASDAQ:EXFY)

Expensify (NASDAQ:EXFY) and Kodiak AI (NASDAQ:KDK) are both small-cap technology companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, analyst recommendations, dividends, valuation, risk, profitability and institutional ownership.

Valuation and Earnings

This table compares Expensify and Kodiak AI”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Expensify	$142.10 million	1.05	-$21.39 million	($0.18)	-10.33
Kodiak AI	$9.35 million	25.96	-$585.53 million	($0.73)	-1.66

Expensify has higher revenue and earnings than Kodiak AI. Expensify is trading at a lower price-to-earnings ratio than Kodiak AI, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of current ratings and price targets for Expensify and Kodiak AI, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Expensify	1	0	2	0	2.33
Kodiak AI	1	2	7	0	2.60

Expensify presently has a consensus price target of $3.00, suggesting a potential upside of 61.29%. Kodiak AI has a consensus price target of $9.19, suggesting a potential upside of 659.30%. Given Kodiak AI’s stronger consensus rating and higher possible upside, analysts plainly believe Kodiak AI is more favorable than Expensify.

Profitability

This table compares Expensify and Kodiak AI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Expensify	-12.23%	-12.25%	-8.85%
Kodiak AI	-688.00%	N/A	-141.97%

Insider and Institutional Ownership

68.4% of Expensify shares are owned by institutional investors. Comparatively, 72.9% of Kodiak AI shares are owned by institutional investors. 11.7% of Expensify shares are owned by insiders. Comparatively, 28.4% of Kodiak AI shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Risk & Volatility

Expensify has a beta of 1.72, indicating that its share price is 72% more volatile than the S&P 500. Comparatively, Kodiak AI has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500.

Summary

Kodiak AI beats Expensify on 8 of the 14 factors compared between the two stocks.

About Expensify

Expensify, Inc. develops cloud-based software for business expense management. Its platform helps organizations capture and categorize expenses, manage employee reimbursements, and review spending, with tools such as receipt scanning and integrations with accounting systems. The company also offers services for managing corporate card transactions and paying bills, bringing expense-related workflows together in one platform for businesses and their employees. Founded in 2008 by David Barrett, Expensify is headquartered in Portland, Oregon.

About Kodiak AI

Kodiak AI develops autonomous-driving technology for commercial vehicles, with a focus on long-haul trucking. Its Kodiak Driver system combines software, sensors and other vehicle hardware to help trucks navigate roads and perform driving tasks without a human driver continuously controlling the vehicle. The company integrates its technology into trucks and offers autonomous trucking solutions for freight transportation. It has also pursued applications in the defense sector, adapting its autonomous-driving capabilities for military vehicles and operations.