Zacks Small Cap Has Pessimistic Outlook of CPSS Q2 Earnings

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) – Equities researchers at Zacks Small Cap dropped their Q2 2025 earnings estimates for shares of Consumer Portfolio Services in a note issued to investors on Tuesday, May 13th. Zacks Small Cap analyst M. Kim now anticipates that the credit services provider will post earnings of $0.26 per share for the quarter, down from their prior estimate of $0.39. The consensus estimate for Consumer Portfolio Services’ current full-year earnings is $0.85 per share. Zacks Small Cap also issued estimates for Consumer Portfolio Services’ Q3 2025 earnings at $0.31 EPS, Q4 2025 earnings at $0.40 EPS, FY2025 earnings at $1.17 EPS and FY2026 earnings at $2.45 EPS.

Separately, StockNews.com upgraded Consumer Portfolio Services from a “buy” rating to a “strong-buy” rating in a research report on Saturday, March 8th.

Consumer Portfolio Services Price Performance

CPSS stock opened at $9.09 on Friday. The firm has a 50 day simple moving average of $8.88 and a two-hundred day simple moving average of $10.11. The stock has a market cap of $194.92 million, a PE ratio of 10.45 and a beta of 0.93. Consumer Portfolio Services has a one year low of $7.03 and a one year high of $12.73. The company has a debt-to-equity ratio of 10.52, a current ratio of 19.17 and a quick ratio of 19.16.

Consumer Portfolio Services (NASDAQ:CPSS) last posted its quarterly earnings results on Monday, May 12th. The credit services provider reported $0.19 earnings per share for the quarter, missing the consensus estimate of $0.30 by ($0.11). Consumer Portfolio Services had a return on equity of 7.59% and a net margin of 5.59%. The firm had revenue of $106.87 million for the quarter, compared to the consensus estimate of $109.99 million.

Insider Activity

In other Consumer Portfolio Services news, Director William B. Roberts sold 4,176 shares of the business’s stock in a transaction that occurred on Wednesday, March 12th. The stock was sold at an average price of $9.25, for a total value of $38,628.00. Following the completion of the sale, the director now owns 685,702 shares in the company, valued at approximately $6,342,743.50. The trade was a 0.61% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. In the last 90 days, insiders sold 11,169 shares of company stock valued at $104,459. Corporate insiders own 69.00% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in CPSS. Wells Fargo & Company MN grew its holdings in Consumer Portfolio Services by 25.2% in the 4th quarter. Wells Fargo & Company MN now owns 4,883 shares of the credit services provider’s stock worth $53,000 after acquiring an additional 984 shares during the last quarter. Barclays PLC grew its stake in shares of Consumer Portfolio Services by 297.6% in the third quarter. Barclays PLC now owns 11,794 shares of the credit services provider’s stock worth $110,000 after purchasing an additional 8,828 shares during the last quarter. Bank of America Corp DE grew its stake in shares of Consumer Portfolio Services by 21.8% in the fourth quarter. Bank of America Corp DE now owns 13,335 shares of the credit services provider’s stock worth $145,000 after purchasing an additional 2,383 shares during the last quarter. JPMorgan Chase & Co. increased its holdings in Consumer Portfolio Services by 620.5% during the 4th quarter. JPMorgan Chase & Co. now owns 29,173 shares of the credit services provider’s stock valued at $317,000 after purchasing an additional 25,124 shares during the period. Finally, Northern Trust Corp lifted its holdings in Consumer Portfolio Services by 7.4% in the 4th quarter. Northern Trust Corp now owns 85,755 shares of the credit services provider’s stock worth $931,000 after buying an additional 5,882 shares during the period. Institutional investors own 47.57% of the company’s stock.

About Consumer Portfolio Services

Consumer Portfolio Services, Inc operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.