Zacks Research Has Optimistic Outlook of COF Q1 Earnings

Capital One Financial Co. (NYSE:COF) – Research analysts at Zacks Research raised their Q1 2025 earnings per share estimates for Capital One Financial in a report released on Thursday, April 10th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings of $3.51 per share for the quarter, up from their prior forecast of $3.47. The consensus estimate for Capital One Financial’s current full-year earnings is $15.65 per share. Zacks Research also issued estimates for Capital One Financial’s Q1 2026 earnings at $4.23 EPS, Q2 2026 earnings at $4.46 EPS, Q3 2026 earnings at $4.59 EPS and FY2026 earnings at $17.60 EPS.

Capital One Financial (NYSE:COF) last issued its quarterly earnings data on Tuesday, January 21st. The financial services provider reported $3.09 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.78 by $0.31. The firm had revenue of $10.19 billion for the quarter, compared to analyst estimates of $10.22 billion. Capital One Financial had a net margin of 9.46% and a return on equity of 9.45%. Capital One Financial’s revenue was up 7.2% on a year-over-year basis. During the same period in the previous year, the firm earned $2.81 EPS.

Other research analysts have also recently issued reports about the company. UBS Group upgraded Capital One Financial from a “neutral” rating to a “buy” rating and upped their price target for the stock from $168.00 to $235.00 in a research note on Monday, January 13th. Citigroup lowered their target price on Capital One Financial from $245.00 to $230.00 and set a “buy” rating for the company in a report on Monday, March 24th. Truist Financial dropped their target price on Capital One Financial from $257.00 to $215.00 and set a “buy” rating for the company in a research report on Friday, March 21st. Barclays increased their price target on shares of Capital One Financial from $219.00 to $220.00 and gave the stock an “overweight” rating in a research report on Wednesday, January 22nd. Finally, Bank of America upgraded shares of Capital One Financial from a “neutral” rating to a “buy” rating and lifted their price objective for the company from $207.00 to $235.00 in a report on Wednesday, February 19th. Four investment analysts have rated the stock with a hold rating, twelve have assigned a buy rating and two have assigned a strong buy rating to the stock. Based on data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $206.73.

Capital One Financial Price Performance

Capital One Financial stock opened at $163.56 on Monday. The company has a debt-to-equity ratio of 0.74, a quick ratio of 0.98 and a current ratio of 0.98. The company has a market capitalization of $62.39 billion, a price-to-earnings ratio of 14.11, a price-to-earnings-growth ratio of 1.19 and a beta of 1.24. The company’s 50 day simple moving average is $180.48 and its 200-day simple moving average is $179.33. Capital One Financial has a 1 year low of $128.23 and a 1 year high of $210.67.

Capital One Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, March 3rd. Investors of record on Tuesday, February 18th were issued a $0.60 dividend. This represents a $2.40 annualized dividend and a yield of 1.47%. The ex-dividend date of this dividend was Tuesday, February 18th. Capital One Financial’s dividend payout ratio (DPR) is presently 20.71%.

Institutional Trading of Capital One Financial

A number of institutional investors have recently bought and sold shares of the business. Fifth Third Bancorp raised its position in shares of Capital One Financial by 16.5% during the 1st quarter. Fifth Third Bancorp now owns 31,899 shares of the financial services provider’s stock worth $5,719,000 after acquiring an additional 4,509 shares in the last quarter. Simon Quick Advisors LLC increased its stake in Capital One Financial by 22.8% in the first quarter. Simon Quick Advisors LLC now owns 2,708 shares of the financial services provider’s stock valued at $486,000 after purchasing an additional 503 shares during the last quarter. USA Financial Formulas raised its holdings in Capital One Financial by 295.9% during the first quarter. USA Financial Formulas now owns 5,376 shares of the financial services provider’s stock worth $964,000 after purchasing an additional 4,018 shares in the last quarter. My Legacy Advisors LLC lifted its position in shares of Capital One Financial by 7.2% during the 1st quarter. My Legacy Advisors LLC now owns 6,913 shares of the financial services provider’s stock worth $1,240,000 after buying an additional 464 shares during the last quarter. Finally, Founders Capital Management LLC acquired a new position in shares of Capital One Financial in the 1st quarter valued at $215,000. 89.84% of the stock is owned by hedge funds and other institutional investors.

About Capital One Financial

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.