What is Zacks Small Cap’s Estimate for CPSS FY2025 Earnings?

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) – Investment analysts at Zacks Small Cap dropped their FY2025 earnings per share (EPS) estimates for shares of Consumer Portfolio Services in a research report issued to clients and investors on Tuesday, November 11th. Zacks Small Cap analyst M. Kim now expects that the credit services provider will earn $0.82 per share for the year, down from their prior estimate of $0.94. The consensus estimate for Consumer Portfolio Services’ current full-year earnings is $0.85 per share. Zacks Small Cap also issued estimates for Consumer Portfolio Services’ Q4 2025 earnings at $0.23 EPS.

Several other equities analysts have also commented on CPSS. Weiss Ratings restated a “sell (d)” rating on shares of Consumer Portfolio Services in a research note on Wednesday, October 8th. Wall Street Zen raised shares of Consumer Portfolio Services from a “hold” rating to a “buy” rating in a research note on Friday, July 18th. One research analyst has rated the stock with a Sell rating, According to MarketBeat.com, Consumer Portfolio Services currently has an average rating of “Sell”.

Consumer Portfolio Services Price Performance

CPSS stock traded up $0.12 during trading on Thursday, reaching $8.19. The company’s stock had a trading volume of 2,411 shares, compared to its average volume of 20,455. The company has a market capitalization of $180.76 million, a P/E ratio of 10.24 and a beta of 1.00. The company’s fifty day moving average is $8.01 and its 200-day moving average is $8.68. The company has a quick ratio of 8.03, a current ratio of 8.03 and a debt-to-equity ratio of 9.89. Consumer Portfolio Services has a 1 year low of $6.67 and a 1 year high of $12.73.

Consumer Portfolio Services (NASDAQ:CPSS) last announced its quarterly earnings results on Monday, November 10th. The credit services provider reported $0.20 earnings per share for the quarter, missing the consensus estimate of $0.25 by ($0.05). The firm had revenue of $49.32 million for the quarter, compared to the consensus estimate of $111.49 million. Consumer Portfolio Services had a net margin of 4.60% and a return on equity of 6.59%.

Insider Buying and Selling

In other Consumer Portfolio Services news, VP Noel Jackson sold 9,369 shares of the company’s stock in a transaction that occurred on Tuesday, September 16th. The stock was sold at an average price of $8.49, for a total value of $79,542.81. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. 63.70% of the stock is owned by company insiders.

Institutional Investors Weigh In On Consumer Portfolio Services

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Police & Firemen s Retirement System of New Jersey purchased a new stake in shares of Consumer Portfolio Services during the second quarter valued at $29,000. JPMorgan Chase & Co. increased its stake in shares of Consumer Portfolio Services by 17.4% in the third quarter. JPMorgan Chase & Co. now owns 15,739 shares of the credit services provider’s stock worth $119,000 after purchasing an additional 2,333 shares during the period. Voya Investment Management LLC lifted its stake in shares of Consumer Portfolio Services by 67.3% in the first quarter. Voya Investment Management LLC now owns 24,958 shares of the credit services provider’s stock valued at $216,000 after buying an additional 10,037 shares during the period. Goldman Sachs Group Inc. lifted its holdings in shares of Consumer Portfolio Services by 17.8% during the 1st quarter. Goldman Sachs Group Inc. now owns 31,752 shares of the credit services provider’s stock worth $275,000 after acquiring an additional 4,789 shares during the period. Finally, Empowered Funds LLC boosted its stake in Consumer Portfolio Services by 3.8% in the 1st quarter. Empowered Funds LLC now owns 150,808 shares of the credit services provider’s stock valued at $1,308,000 after buying an additional 5,588 shares in the last quarter. Institutional investors own 47.57% of the company’s stock.

Consumer Portfolio Services Company Profile

Consumer Portfolio Services, Inc operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.