Weekly Investment Analysts’ Ratings Updates for Bread Financial (BFH)

Several brokerages have updated their recommendations and price targets on shares of Bread Financial (NYSE: BFH) in the last few weeks:

• 7/26/2025 – Bread Financial was upgraded by analysts at Wall Street Zen from a “hold” rating to a “strong-buy” rating.
• 7/25/2025 – Bread Financial had its price target raised by analysts at Royal Bank Of Canada from $65.00 to $74.00. They now have a “sector perform” rating on the stock.
• 7/14/2025 – Bread Financial had its “sector perform” rating reaffirmed by analysts at Royal Bank Of Canada.
• 7/14/2025 – Bread Financial was given a new $105.00 price target on by analysts at BTIG Research. They now have a “buy” rating on the stock.
• 7/14/2025 – Bread Financial was upgraded by analysts at BTIG Research from a “neutral” rating to a “buy” rating. They now have a $105.00 price target on the stock.
• 7/8/2025 – Bread Financial had its “underweight” rating reaffirmed by analysts at Barclays PLC. They now have a $52.00 price target on the stock, up previously from $45.00.

Bread Financial Trading Down 1.6%

NYSE BFH opened at $61.79 on Thursday. The firm has a market capitalization of $2.88 billion, a price-to-earnings ratio of 10.46, a PEG ratio of 1.07 and a beta of 1.38. Bread Financial Holdings, Inc. has a one year low of $38.21 and a one year high of $66.71. The company’s 50 day moving average price is $56.57 and its 200 day moving average price is $54.41. The company has a debt-to-equity ratio of 0.36, a quick ratio of 1.17 and a current ratio of 1.18.

Bread Financial (NYSE:BFH) last posted its quarterly earnings data on Thursday, July 24th. The company reported $3.14 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.85 by $1.29. Bread Financial had a return on equity of 13.10% and a net margin of 6.05%. The company had revenue of $929.00 million for the quarter, compared to the consensus estimate of $944.69 million. During the same period in the previous year, the business earned $2.66 EPS. Bread Financial’s revenue for the quarter was down 1.1% compared to the same quarter last year. On average, sell-side analysts predict that Bread Financial Holdings, Inc. will post 6.45 EPS for the current year.

Bread Financial Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Friday, September 12th. Shareholders of record on Friday, August 8th will be issued a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a yield of 1.36%. The ex-dividend date of this dividend is Friday, August 8th. Bread Financial’s dividend payout ratio is presently 14.21%.

Hedge Funds Weigh In On Bread Financial

Institutional investors have recently made changes to their positions in the stock. Curat Global LLC acquired a new position in shares of Bread Financial during the first quarter worth approximately $28,000. Quarry LP boosted its holdings in shares of Bread Financial by 947.5% in the first quarter. Quarry LP now owns 639 shares of the company’s stock valued at $32,000 after acquiring an additional 578 shares in the last quarter. Pinnacle Holdings LLC bought a new stake in shares of Bread Financial in the 4th quarter worth approximately $46,000. Versant Capital Management Inc raised its holdings in shares of Bread Financial by 182.8% in the 1st quarter. Versant Capital Management Inc now owns 1,298 shares of the company’s stock worth $65,000 after purchasing an additional 839 shares in the last quarter. Finally, Strs Ohio acquired a new position in shares of Bread Financial in the first quarter worth about $65,000. 99.52% of the stock is owned by institutional investors.

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.