Wedbush Weighs in on Upstart’s FY2026 Earnings (NASDAQ:UPST)

Upstart Holdings, Inc. (NASDAQ:UPST) – Equities researchers at Wedbush upped their FY2026 earnings per share (EPS) estimates for shares of Upstart in a research report issued to clients and investors on Monday, November 25th. Wedbush analyst D. Chiaverini now forecasts that the company will post earnings of $0.31 per share for the year, up from their previous forecast of $0.30. Wedbush has a “Neutral” rating and a $60.00 price objective on the stock. The consensus estimate for Upstart’s current full-year earnings is ($2.18) per share.

Several other equities research analysts have also recently weighed in on the stock. JPMorgan Chase & Co. raised shares of Upstart from an “underweight” rating to a “neutral” rating and upped their price objective for the stock from $30.00 to $45.00 in a research report on Friday, November 8th. Citigroup raised shares of Upstart from a “neutral” rating to a “buy” rating and upped their price target for the stock from $56.00 to $87.00 in a report on Friday, November 8th. Piper Sandler raised shares of Upstart from a “neutral” rating to an “overweight” rating and lifted their price objective for the company from $31.00 to $85.00 in a research note on Friday, November 8th. Barclays upped their target price on Upstart from $25.00 to $35.00 and gave the stock an “equal weight” rating in a research note on Monday, August 12th. Finally, BTIG Research raised Upstart from a “sell” rating to a “neutral” rating in a report on Monday, November 11th. One equities research analyst has rated the stock with a sell rating, seven have given a hold rating and three have given a buy rating to the company. According to data from MarketBeat, Upstart has a consensus rating of “Hold” and an average target price of $46.83.

Upstart Stock Performance

UPST opened at $78.43 on Tuesday. Upstart has a 52-week low of $20.60 and a 52-week high of $86.07. The firm has a market cap of $7.16 billion, a P/E ratio of -40.64 and a beta of 1.97. The business’s fifty day moving average is $53.91 and its 200-day moving average is $37.90.

Insider Buying and Selling

In other Upstart news, CTO Paul Gu sold 58,786 shares of the company’s stock in a transaction dated Monday, November 25th. The stock was sold at an average price of $75.93, for a total value of $4,463,620.98. Following the sale, the chief technology officer now owns 863,065 shares in the company, valued at approximately $65,532,525.45. The trade was a 6.38 % decrease in their position. The transaction was disclosed in a filing with the SEC, which is accessible through this link. Also, CFO Sanjay Datta sold 1,500 shares of the firm’s stock in a transaction dated Monday, September 16th. The stock was sold at an average price of $34.42, for a total value of $51,630.00. Following the transaction, the chief financial officer now owns 343,093 shares of the company’s stock, valued at $11,809,261.06. This trade represents a 0.44 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold a total of 502,939 shares of company stock worth $28,887,725 in the last ninety days. Company insiders own 18.06% of the company’s stock.

Institutional Investors Weigh In On Upstart

Institutional investors have recently modified their holdings of the company. Anfield Capital Management LLC acquired a new position in Upstart in the second quarter valued at $33,000. Point72 Asia Singapore Pte. Ltd. acquired a new stake in Upstart during the 3rd quarter worth about $35,000. BNP Paribas bought a new position in shares of Upstart in the 3rd quarter worth about $37,000. Blue Trust Inc. lifted its stake in shares of Upstart by 125.3% in the 3rd quarter. Blue Trust Inc. now owns 989 shares of the company’s stock valued at $40,000 after purchasing an additional 550 shares during the period. Finally, Hollencrest Capital Management bought a new stake in shares of Upstart during the 3rd quarter valued at about $40,000. 63.01% of the stock is owned by institutional investors.

Upstart Company Profile

Upstart Holdings, Inc, together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions.