UWM Holdings Corporation (NYSE:UWMC) Stock Has Average Target Price of $3.76

UWM Holdings Corporation (NYSE:UWMC) has earned a consensus rating of “Hold” from the fourteen analysts that are currently covering the company, Marketbeat.com reports. One equities research analyst has rated the stock with a sell rating, nine have assigned a hold rating and four have assigned a buy rating to the company. The average twelve-month price objective among analysts that have covered the stock in the last year is $3.76.

UWMC has been the subject of several analyst reports. Barclays lowered their target price on shares of UWM from $4.00 to $2.00 and set an “overweight” rating for the company in a report on Friday, August 7th. Stephens cut their price target on shares of UWM from $3.00 to $2.00 and set an “equal weight” rating on the stock in a report on Friday, August 7th. Citizens Jmp upgraded shares of UWM from a “market perform” rating to an “outperform” rating and set a $3.00 price target on the stock in a report on Wednesday, July 29th. Wall Street Zen lowered shares of UWM from a “hold” rating to a “sell” rating in a research report on Saturday, August 15th. Finally, Citigroup raised shares of UWM to an “outperform” rating in a research report on Wednesday, July 29th.

More UWM News

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Raised Q3 revenue outlook: UWM guided for third-quarter 2026 revenue of $800 million to $825 million, well above the analyst consensus of $691.1 million. The stronger outlook suggests improved mortgage-origination activity and operating performance. UWM Holdings Corporation Provides Earnings Guidance for the Third Quarter Ended September 30, 2026
• Positive Sentiment: Full-year guidance significantly exceeds expectations: The company forecast 2026 revenue of $3.4 billion to $3.5 billion, compared with consensus of $2.5 billion. This wide gap is a major potential catalyst because it points to materially stronger annual results than investors had anticipated. UWM Holdings Corporation Provides Earnings Guidance for the Third Quarter Ended September 30, 2026
• Positive Sentiment: Planned deleveraging: UWM reportedly plans to sell up to $80 billion of mortgage servicing rights during the fourth quarter. Proceeds could strengthen liquidity and reduce the company’s high leverage, addressing an important balance-sheet concern. UWM plans MSR sale of up to $80 billion in Q4 to cut leverage
• Neutral Sentiment: Preliminary results and disclosure update: UWM released preliminary third-quarter operating and financial information ahead of a subscription-price measurement period. Investors may await finalized results and additional details before assigning full value to the guidance. UWM Holdings Announces Preliminary Third Quarter 2026 Results and Updated Financial Disclosure
• Negative Sentiment: The planned MSR sale could reduce future servicing income and recurring cash flow, creating a trade-off between lower leverage today and potentially weaker long-term earnings power.
• Neutral Sentiment: Zacks Research upgraded UWMC from “strong sell” to “hold,” signaling less bearish sentiment but not a bullish recommendation. Zacks Research Stock Recommendations

UWM Stock Down 0.3%

Shares of UWMC opened at $1.45 on Friday. The company has a market cap of $2.32 billion, a PE ratio of -18.06 and a beta of 1.82. The business has a fifty day moving average of $1.29 and a 200 day moving average of $2.15. UWM has a 52-week low of $0.93 and a 52-week high of $6.15. The company has a quick ratio of 1.64, a current ratio of 1.64 and a debt-to-equity ratio of 6.05.

UWM (NYSE:UWMC) last posted its quarterly earnings data on Thursday, August 6th. The company reported ($0.23) EPS for the quarter, missing the consensus estimate of $0.07 by ($0.30). UWM had a negative return on equity of 6.20% and a negative net margin of 1.04%. The firm had revenue of $888.00 million for the quarter, compared to analysts’ expectations of $727.46 million. On average, sell-side analysts expect that UWM will post -0.06 EPS for the current year.

Institutional Investors Weigh In On UWM

Several hedge funds and other institutional investors have recently modified their holdings of the business. Bank of America Corp DE grew its position in UWM by 127.4% in the 1st quarter. Bank of America Corp DE now owns 6,969,809 shares of the company’s stock valued at $25,231,000 after acquiring an additional 3,905,286 shares during the last quarter. Integrated Investment Consultants LLC lifted its position in shares of UWM by 0.5% during the first quarter. Integrated Investment Consultants LLC now owns 5,371,664 shares of the company’s stock worth $19,445,000 after purchasing an additional 26,679 shares during the last quarter. Bank of New York Mellon Corp bought a new stake in shares of UWM during the second quarter worth $4,593,000. Squarepoint Ops LLC boosted its stake in shares of UWM by 179.6% during the second quarter. Squarepoint Ops LLC now owns 1,774,823 shares of the company’s stock valued at $4,064,000 after purchasing an additional 1,140,136 shares during the period. Finally, Signature Equity Partners LLC boosted its stake in shares of UWM by 20.5% during the first quarter. Signature Equity Partners LLC now owns 925,864 shares of the company’s stock valued at $3,352,000 after purchasing an additional 157,262 shares during the period. 53.59% of the stock is currently owned by hedge funds and other institutional investors.

About UWM

UWM Holdings Corporation, through its principal subsidiary United Wholesale Mortgage (UWM), operates as a wholesale mortgage lender in the United States. The company provides residential mortgage loans through a network of independent mortgage brokers, who work directly with borrowers and submit applications to UWM for underwriting and funding.

UWM offers a range of home loan products, including conventional, government-backed, jumbo and other residential mortgage programs. Its platform also provides brokers with technology, loan processing, underwriting and closing services designed to support the origination of mortgages for home purchases and refinancings.

United Wholesale Mortgage traces its history to 1986 and is headquartered in Pontiac, Michigan.