Upstart (NASDAQ:UPST) Insider Sanjay Datta Sells 1,817 Shares

Upstart Holdings, Inc. (NASDAQ:UPST) insider Sanjay Datta sold 1,817 shares of Upstart stock in a transaction on Friday, May 15th. The stock was sold at an average price of $29.56, for a total transaction of $53,710.52. Following the sale, the insider owned 336,541 shares in the company, valued at $9,948,151.96. This represents a 0.54% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The sale was made to cover tax withholding obligations related to the vesting of equity awards.

Sanjay Datta also recently made the following trade(s):

• On Friday, February 20th, Sanjay Datta sold 7,982 shares of Upstart stock. The stock was sold at an average price of $29.86, for a total transaction of $238,342.52.

Upstart Price Performance

UPST opened at $27.94 on Tuesday. Upstart Holdings, Inc. has a fifty-two week low of $23.97 and a fifty-two week high of $87.30. The firm’s fifty day moving average price is $28.69 and its two-hundred day moving average price is $36.91. The company has a market capitalization of $2.67 billion, a P/E ratio of 73.53, a P/E/G ratio of 0.79 and a beta of 2.26.

Upstart (NASDAQ:UPST) last posted its quarterly earnings results on Tuesday, May 5th. The company reported ($0.07) earnings per share for the quarter, missing analysts’ consensus estimates of $0.39 by ($0.46). Upstart had a return on equity of 5.63% and a net margin of 4.34%.The business had revenue of $308.21 million for the quarter, compared to analyst estimates of $301.30 million. During the same quarter in the prior year, the firm earned $0.30 EPS. The firm’s quarterly revenue was up 44.3% on a year-over-year basis. On average, equities research analysts expect that Upstart Holdings, Inc. will post 0.92 EPS for the current fiscal year.

Upstart announced that its board has authorized a share repurchase plan on Thursday, February 19th that authorizes the company to buyback $100.00 million in outstanding shares. This buyback authorization authorizes the company to purchase up to 3.2% of its shares through open market purchases. Shares buyback plans are typically a sign that the company’s management believes its shares are undervalued.

Trending Headlines about Upstart

Here are the key news stories impacting Upstart this week:

• Positive Sentiment: One report said CEO activity included a sizable stock purchase, which can be read as a vote of confidence from management. Upstart (NASDAQ:UPST) CEO Buys $1,375,000.00 in Stock
• Neutral Sentiment: Multiple law firms, including Rosen Law Firm, Faruqi & Faruqi, Levi & Korsinsky, and Bronstein, Gewirtz & Grossman, reiterated deadlines and lead-plaintiff notices tied to an already filed class action covering investors who bought Upstart shares between May 14, 2025 and November 4, 2025. These reminders mainly highlight ongoing litigation risk and keep negative headlines on the stock. Upst Investors Have Opportunity to Lead Upstart Holdings, Inc. Securities Fraud Lawsuit
• Neutral Sentiment: Another report noted that CFO Andrea Blankmeyer sold shares, but the filing said the sale was to cover tax withholding obligations related to vesting equity awards, which makes it less concerning on its own. SEC filing
• Negative Sentiment: The most important overhang is the securities-fraud lawsuit alleging investors were harmed by false AI-related claims, which could raise legal costs, distraction, and potential settlement risk for Upstart. UPST Investor Alert: Upstart Holdings Securities Fraud Lawsuit

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of the business. Janus Henderson Group PLC boosted its holdings in shares of Upstart by 15.1% in the 1st quarter. Janus Henderson Group PLC now owns 24,722 shares of the company’s stock worth $634,000 after acquiring an additional 3,241 shares in the last quarter. Altshuler Shaham Ltd raised its position in Upstart by 40.0% in the 1st quarter. Altshuler Shaham Ltd now owns 37,800 shares of the company’s stock worth $970,000 after purchasing an additional 10,800 shares during the last quarter. California State Teachers Retirement System raised its position in Upstart by 21.3% in the 1st quarter. California State Teachers Retirement System now owns 100,693 shares of the company’s stock worth $2,583,000 after purchasing an additional 17,675 shares during the last quarter. Quantinno Capital Management LP raised its position in Upstart by 30.9% in the 1st quarter. Quantinno Capital Management LP now owns 103,860 shares of the company’s stock worth $2,664,000 after purchasing an additional 24,492 shares during the last quarter. Finally, Entropy Technologies LP bought a new position in Upstart in the 1st quarter worth approximately $384,000. 63.01% of the stock is owned by institutional investors and hedge funds.

Wall Street Analysts Forecast Growth

A number of equities research analysts have weighed in on UPST shares. BTIG Research reaffirmed a “buy” rating and set a $43.00 price objective on shares of Upstart in a report on Wednesday, May 6th. Truist Financial set a $40.00 price objective on Upstart in a report on Wednesday, May 6th. The Goldman Sachs Group raised Upstart from a “sell” rating to a “neutral” rating and decreased their price objective for the company from $44.00 to $35.00 in a report on Friday, February 13th. Weiss Ratings downgraded Upstart from a “sell (d+)” rating to a “sell (d)” rating in a report on Wednesday, May 6th. Finally, Mizuho set a $45.00 price objective on Upstart in a report on Friday, May 8th. Seven analysts have rated the stock with a Buy rating, six have issued a Hold rating and three have issued a Sell rating to the stock. According to data from MarketBeat, the stock has an average rating of “Hold” and an average target price of $45.79.

Upstart Company Profile

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non?traditional data points—such as education, employment history and other real?time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.