Trinity Bank, N.A. (OTCMKTS:TYBT – Get Free Report) and BCB Bancorp (NASDAQ:BCBP – Get Free Report) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, profitability, valuation, earnings, risk and institutional ownership.
Institutional & Insider Ownership
36.0% of BCB Bancorp shares are held by institutional investors. 28.7% of BCB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Risk and Volatility
Trinity Bank, N.A. has a beta of 0.03, meaning that its stock price is 97% less volatile than the S&P 500. Comparatively, BCB Bancorp has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500.
Dividends
Analyst Ratings
This is a summary of recent recommendations and price targets for Trinity Bank, N.A. and BCB Bancorp, as provided by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Trinity Bank, N.A. | 0 | 0 | 0 | 0 | N/A |
BCB Bancorp | 0 | 2 | 1 | 0 | 2.33 |
BCB Bancorp has a consensus target price of $12.75, suggesting a potential upside of 22.71%. Given BCB Bancorp’s higher probable upside, analysts plainly believe BCB Bancorp is more favorable than Trinity Bank, N.A..
Earnings & Valuation
This table compares Trinity Bank, N.A. and BCB Bancorp’s revenue, earnings per share and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Trinity Bank, N.A. | $24.78 million | 4.10 | $8.02 million | $7.14 | 13.04 |
BCB Bancorp | $192.45 million | 0.92 | $29.48 million | $1.56 | 6.66 |
BCB Bancorp has higher revenue and earnings than Trinity Bank, N.A.. BCB Bancorp is trading at a lower price-to-earnings ratio than Trinity Bank, N.A., indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Trinity Bank, N.A. and BCB Bancorp’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Trinity Bank, N.A. | 30.65% | N/A | N/A |
BCB Bancorp | 13.41% | 9.78% | 0.72% |
Summary
BCB Bancorp beats Trinity Bank, N.A. on 10 of the 15 factors compared between the two stocks.
About Trinity Bank, N.A.
Trinity Bank, N.A. provides personal and business banking products and services in Texas. It provides personal and business deposits, such as checking and money market accounts; treasury tax and loan deposits; mobile deposits; certificates of deposit; and automobile, secured/unsecured, home improvement, lots and interim construction, installment/term, equipment, and real estate loans, as well as revolving lines of credit. The company also offers cash management, internet and mobile banking, remote capture, CD ROM delivery, foreign and domestic wire transfer, and bill pay services, as well as ATM or Visa check cards, merchant cards, and debit cards. Trinity Bank, N.A. was founded in 2003 and is based in Fort Worth, Texas.
About BCB Bancorp
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that engages in the provision of banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multi-family real estate loans, one-to-four family mortgage loans, commercial business loans, construction loans, home equity loans, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfer, money order, safe deposit box, night depository, debit card, online and mobile banking, fraud detection, and automated teller services. The company was founded in 2000 and is based in Bayonne, New Jersey.
Receive News & Ratings for Trinity Bank N.A. Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Trinity Bank N.A. and related companies with MarketBeat.com's FREE daily email newsletter.