Todd Schwartz Buys 60,000 Shares of OppFi (NYSE:OPFI) Stock

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz bought 60,000 shares of the business’s stock in a transaction dated Wednesday, August 12th. The shares were bought at an average cost of $7.05 per share, with a total value of $423,000.00. Following the purchase, the chief executive officer directly owned 553,733 shares of the company’s stock, valued at approximately $3,903,817.65. This represents a 12.15% increase in their ownership of the stock. The purchase was disclosed in a filing with the SEC, which is accessible through this hyperlink.

OppFi Stock Up 4.0%

OPFI opened at $7.13 on Friday. The company has a market cap of $607.97 million, a PE ratio of 3.78 and a beta of 1.77. OppFi Inc. has a twelve month low of $6.50 and a twelve month high of $12.45. The company has a 50-day moving average price of $9.01 and a 200 day moving average price of $8.82.

OppFi (NYSE:OPFI) last posted its quarterly earnings data on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.44 by ($0.11). OppFi had a return on equity of 33.50% and a net margin of 16.64%.The firm had revenue of $86.17 million during the quarter, compared to analyst estimates of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, sell-side analysts expect that OppFi Inc. will post 1.38 earnings per share for the current year.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz purchased 60,000 shares for approximately $423,000 at an average price of $7.05, increasing his direct ownership by 13.83%. The sizable open-market purchase may signal management’s confidence that the selloff has created value. OppFi CEO insider purchase
• Positive Sentiment: A bullish investment thesis argues that OppFi trades at only 4.37 times forward non-GAAP earnings, more than 60% below the sector median. Tighter underwriting could improve portfolio quality, recoveries and margins, while the proposed BNC National Bank acquisition is expected to expand the platform and potentially increase adjusted EPS by 25% in its first year. OppFi valuation and acquisition thesis
• Neutral Sentiment: Analyst sentiment is mixed. Citigroup maintained a “market outperform” rating, while Stephens lowered its target to $9.50 from $11.00 and kept an “equal weight” rating. The revised target remains above recent levels, but the cut reflects lower earnings visibility. OppFi analyst coverage
• Negative Sentiment: Northland Securities reduced EPS estimates across several periods, including Q3 2026 to $0.38 from $0.50, FY2026 to $1.38 from $1.80, FY2027 to $2.15 from $2.41 and FY2028 to $2.65 from $2.91. The revisions reinforce concerns that the guidance reduction will weigh on near- and medium-term profitability.
• Negative Sentiment: OppFi’s latest results missed expectations: quarterly EPS was $0.33 versus $0.44 expected, while revenue was $86.17 million versus the $155.89 million consensus. Lower originations and disappointing 2026 guidance remain the primary reasons investors have marked down the stock. OppFi earnings and acquisition analysis

Hedge Funds Weigh In On OppFi

A number of institutional investors have recently added to or reduced their stakes in OPFI. Great Valley Advisor Group Inc. grew its holdings in OppFi by 6.1% in the 2nd quarter. Great Valley Advisor Group Inc. now owns 24,895 shares of the company’s stock valued at $348,000 after buying an additional 1,423 shares in the last quarter. Quantbot Technologies LP raised its holdings in shares of OppFi by 20.8% during the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock worth $121,000 after acquiring an additional 1,494 shares during the period. Zacks Investment Management raised its holdings in shares of OppFi by 5.2% during the 3rd quarter. Zacks Investment Management now owns 40,585 shares of the company’s stock worth $460,000 after acquiring an additional 2,000 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its position in shares of OppFi by 17.9% during the 2nd quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock valued at $186,000 after acquiring an additional 2,013 shares during the last quarter. Finally, R Squared Ltd boosted its position in shares of OppFi by 10.5% during the 1st quarter. R Squared Ltd now owns 21,684 shares of the company’s stock valued at $167,000 after acquiring an additional 2,053 shares during the last quarter. Hedge funds and other institutional investors own 7.10% of the company’s stock.

Analyst Ratings Changes

Several research analysts recently commented on OPFI shares. Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Citizens Jmp dropped their target price on shares of OppFi from $15.00 to $11.00 and set a “market outperform” rating for the company in a report on Tuesday. Stephens reduced their target price on shares of OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a research report on Tuesday. Citigroup reissued a “market outperform” rating on shares of OppFi in a research note on Tuesday. Finally, Wall Street Zen lowered shares of OppFi from a “strong-buy” rating to a “buy” rating in a research report on Saturday, August 8th. Two research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average target price of $10.25.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.