Todd Schwartz Acquires 20,000 Shares of OppFi (NYSE:OPFI) Stock

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz purchased 20,000 shares of the company’s stock in a transaction dated Friday, August 14th. The shares were bought at an average cost of $7.20 per share, for a total transaction of $144,000.00. Following the acquisition, the chief executive officer owned 573,733 shares in the company, valued at approximately $4,130,877.60. The trade was a 3.61% increase in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink.

OppFi Stock Up 0.4%

Shares of OPFI stock opened at $7.16 on Friday. The company has a 50 day moving average price of $8.99 and a 200-day moving average price of $8.81. OppFi Inc. has a 52 week low of $6.50 and a 52 week high of $12.45. The firm has a market capitalization of $610.02 million, a PE ratio of 3.79 and a beta of 1.77.

OppFi (NYSE:OPFI) last issued its quarterly earnings data on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a net margin of 16.64% and a return on equity of 30.89%. The company had revenue of $86.17 million for the quarter, compared to the consensus estimate of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. Analysts anticipate that OppFi Inc. will post 1.4 earnings per share for the current year.

Institutional Trading of OppFi

Hedge funds and other institutional investors have recently bought and sold shares of the stock. Quarry LP lifted its position in shares of OppFi by 669.2% during the 3rd quarter. Quarry LP now owns 3,492 shares of the company’s stock valued at $40,000 after buying an additional 3,038 shares in the last quarter. Russell Investments Group Ltd. grew its stake in shares of OppFi by 217.6% during the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock valued at $65,000 after acquiring an additional 3,207 shares during the period. Moran Wealth Management LLC purchased a new stake in OppFi in the 1st quarter worth approximately $84,000. Lazard Asset Management LLC purchased a new stake in OppFi in the 1st quarter worth approximately $91,000. Finally, Kemnay Advisory Services Inc. bought a new stake in OppFi during the 4th quarter worth approximately $95,000. Hedge funds and other institutional investors own 7.10% of the company’s stock.

Analysts Set New Price Targets

A number of equities analysts have recently issued reports on the company. Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Wall Street Zen cut OppFi from a “buy” rating to a “hold” rating in a research report on Sunday. Stephens lowered their target price on OppFi from $11.00 to $9.50 and set an “equal weight” rating on the stock in a report on Tuesday. Citigroup reissued a “market outperform” rating on shares of OppFi in a research report on Tuesday. Finally, Citizens Jmp cut their price target on OppFi from $15.00 to $11.00 and set a “market outperform” rating for the company in a research note on Tuesday, August 11th. Two investment analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and a consensus target price of $10.25.

More OppFi News

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd G. Schwartz bought another 20,000 shares for approximately $144,000 at an average price of $7.20. Combined with his 60,000-share purchase earlier in the week, the CEO has acquired 80,000 shares recently—an indication of management confidence following the stock’s decline. SEC insider transaction filing
• Positive Sentiment: OppFi was reported to be trading higher after an analyst upgrade, providing a near-term catalyst and helping offset concerns about the company’s recent earnings performance. OppFi analyst upgrade article
• Positive Sentiment: A bullish investment view argues that OppFi trades at a steep discount to peers despite resilient revenue and free-cash-flow growth. The company’s tighter underwriting, improved recoveries and expense discipline could support portfolio quality and margins. The planned BNC National Bank acquisition is viewed as potentially transformative, with expected adjusted EPS growth and longer-term return targets. OppFi investment outlook
• Neutral Sentiment: Stephens reduced its price target to $9.50 from $11.00 and maintained an “equal weight” rating. The revised target remains above recent trading levels, but the cut reflects a more cautious earnings outlook. Stephens price target article
• Negative Sentiment: Northland Securities lowered its FY2026 EPS forecast to $1.38 from $1.80 and cut its Q4 estimate to $0.38 from $0.54, signaling weaker expected profitability.
• Negative Sentiment: OppFi’s latest quarterly results missed expectations: EPS was $0.33 versus the $0.44 consensus, while revenue was $86.17 million versus estimates of $155.89 million. Reduced loan originations and underwhelming 2026 guidance remain key risks.

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.