SoFi Technologies (NASDAQ:SOFI) Releases Q2 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI) updated its second quarter 2025 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 0.050-0.060 for the period, compared to the consensus estimate of 0.060. The company issued revenue guidance of $785.0 million-$805.0 million, compared to the consensus revenue estimate of $791.0 million. SoFi Technologies also updated its FY 2025 guidance to 0.270-0.280 EPS.

SoFi Technologies Price Performance

SOFI opened at $13.20 on Tuesday. The company has a current ratio of 0.49, a quick ratio of 0.18 and a debt-to-equity ratio of 0.52. SoFi Technologies has a 12-month low of $6.01 and a 12-month high of $18.42. The firm has a market cap of $14.47 billion, a price-to-earnings ratio of 35.68, a PEG ratio of 2.24 and a beta of 1.86. The stock’s 50-day moving average price is $12.14 and its 200 day moving average price is $13.71.

SoFi Technologies (NASDAQ:SOFI) last announced its quarterly earnings results on Tuesday, April 29th. The company reported $0.06 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.03 by $0.03. SoFi Technologies had a return on equity of 3.82% and a net margin of 18.64%. As a group, sell-side analysts expect that SoFi Technologies will post 0.26 earnings per share for the current year.

Analysts Set New Price Targets

SOFI has been the topic of several analyst reports. Citizens Jmp initiated coverage on SoFi Technologies in a research note on Friday. They issued an “outperform” rating and a $17.00 target price on the stock. The Goldman Sachs Group raised their price objective on SoFi Technologies from $8.50 to $9.50 and gave the stock a “neutral” rating in a report on Tuesday, January 28th. Dbs Bank raised shares of SoFi Technologies to a “strong-buy” rating in a research note on Friday, February 21st. UBS Group boosted their price objective on shares of SoFi Technologies from $10.50 to $14.00 and gave the company a “neutral” rating in a research note on Tuesday, January 28th. Finally, JMP Securities initiated coverage on SoFi Technologies in a research note on Friday. They issued a “market outperform” rating and a $17.00 price objective on the stock. Four equities research analysts have rated the stock with a sell rating, six have given a hold rating, seven have issued a buy rating and one has given a strong buy rating to the stock. Based on data from MarketBeat.com, the company has a consensus rating of “Hold” and a consensus price target of $13.10.

Insider Buying and Selling at SoFi Technologies

In other SoFi Technologies news, EVP Kelli Keough sold 11,181 shares of the stock in a transaction that occurred on Monday, April 21st. The stock was sold at an average price of $10.71, for a total transaction of $119,748.51. Following the transaction, the executive vice president now owns 215,029 shares of the company’s stock, valued at $2,302,960.59. This trade represents a 4.94 % decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at the SEC website. Also, CTO Jeremy Rishel sold 68,625 shares of the business’s stock in a transaction that occurred on Thursday, March 20th. The shares were sold at an average price of $12.64, for a total value of $867,420.00. Following the completion of the sale, the chief technology officer now owns 655,118 shares of the company’s stock, valued at $8,280,691.52. This trade represents a 9.48 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold a total of 100,172 shares of company stock valued at $1,271,115 in the last three months. Corporate insiders own 2.60% of the company’s stock.

Institutional Investors Weigh In On SoFi Technologies

An institutional investor recently raised its position in SoFi Technologies stock. Brighton Jones LLC lifted its stake in shares of SoFi Technologies, Inc. (NASDAQ:SOFI) by 2.0% during the fourth quarter, according to its most recent filing with the Securities and Exchange Commission. The firm owned 719,288 shares of the company’s stock after purchasing an additional 14,281 shares during the quarter. Brighton Jones LLC owned about 0.07% of SoFi Technologies worth $11,077,000 as of its most recent filing with the Securities and Exchange Commission. Institutional investors own 38.43% of the company’s stock.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.