Reviewing ZenaTech (NASDAQ:ZENA) and nCino (NASDAQ:NCNO)

ZenaTech (NASDAQ:ZENA) and nCino (NASDAQ:NCNO) are both business services companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, dividends, earnings and valuation.

Analyst Ratings

This is a breakdown of recent ratings and target prices for ZenaTech and nCino, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ZenaTech	0	0	0	0	0.00
nCino	0	4	11	0	2.73

nCino has a consensus price target of $42.50, suggesting a potential upside of 32.56%. Given nCino’s stronger consensus rating and higher probable upside, analysts plainly believe nCino is more favorable than ZenaTech.

Valuation & Earnings

This table compares ZenaTech and nCino”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ZenaTech	N/A	N/A	N/A	N/A	N/A
nCino	$476.54 million	7.79	-$42.35 million	($0.17)	-188.58

ZenaTech has higher earnings, but lower revenue than nCino.

Profitability

This table compares ZenaTech and nCino’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ZenaTech	N/A	N/A	N/A
nCino	-3.46%	1.62%	1.22%

Insider & Institutional Ownership

94.8% of nCino shares are held by institutional investors. 28.4% of nCino shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

nCino beats ZenaTech on 8 of the 9 factors compared between the two stocks.

About ZenaTech

ZenaTech, Inc., an enterprise software technology company, develops cloud-based software applications in Canada. It provides cryptocurrency wallets and cloud-based enterprise software solutions for the agriculture industry; cloud-based enterprise software solutions for the medical records industry; safety and compliance management software and mobile solutions; field management software and mobile solutions; integrated cloud-based enterprise software and hardware drone technology solutions for various industries; and browser-based enterprise software applications for public safety. ZenaTech, Inc. was formerly known as ZenaDrone, Inc. and changed its name to ZenaTech, Inc. on October 5, 2020. The company was incorporated in 2017 and is based in Toronto, Canada.

About nCino

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.