Reviewing Bridgewater Bancshares (NASDAQ:BWB) & Westbury Bancorp (OTCMKTS:WBBW)

Bridgewater Bancshares (NASDAQ:BWB) and Westbury Bancorp (OTCMKTS:WBBW) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, risk, dividends, valuation and analyst recommendations.

Institutional & Insider Ownership

65.8% of Bridgewater Bancshares shares are held by institutional investors. Comparatively, 0.3% of Westbury Bancorp shares are held by institutional investors. 23.1% of Bridgewater Bancshares shares are held by insiders. Comparatively, 10.9% of Westbury Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Bridgewater Bancshares and Westbury Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bridgewater Bancshares	$292.76 million	1.74	$46.09 million	$1.77	10.35
Westbury Bancorp	N/A	N/A	N/A	N/A	N/A

Bridgewater Bancshares has higher revenue and earnings than Westbury Bancorp.

Profitability

This table compares Bridgewater Bancshares and Westbury Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bridgewater Bancshares	17.69%	11.06%	0.91%
Westbury Bancorp	N/A	N/A	N/A

Analyst Recommendations

This is a summary of recent recommendations for Bridgewater Bancshares and Westbury Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bridgewater Bancshares	0	2	3	0	2.60
Westbury Bancorp	0	0	0	0	0.00

Bridgewater Bancshares currently has a consensus price target of $21.67, indicating a potential upside of 18.27%. Given Bridgewater Bancshares’ stronger consensus rating and higher probable upside, equities research analysts plainly believe Bridgewater Bancshares is more favorable than Westbury Bancorp.

Volatility and Risk

Bridgewater Bancshares has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Westbury Bancorp has a beta of -0.2, indicating that its share price is 120% less volatile than the S&P 500.

Summary

Bridgewater Bancshares beats Westbury Bancorp on 10 of the 10 factors compared between the two stocks.

About Bridgewater Bancshares

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, entrepreneurs, business clients, and individuals in the United States. The company provides savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It offers commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance working capital, capital investment, or for other business related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. Bridgewater Bancshares, Inc. was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.

About Westbury Bancorp

Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and term certificate accounts; personal, mortgage, one-to four-family residential real estate, multi-family, commercial business, loans, commercial real estate loans, and construction loans; credit cards; and online and mobile banking services. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.