Regions Financial (NYSE:RF) Releases Earnings Results, Beats Estimates By $0.07 EPS

Regions Financial (NYSE:RF) released its quarterly earnings results on Friday. The bank reported $0.73 earnings per share for the quarter, beating analysts’ consensus estimates of $0.66 by $0.07, FiscalAI reports. Regions Financial had a return on equity of 12.88% and a net margin of 23.33%. The business had revenue of $1.99 billion during the quarter, compared to analyst estimates of $1.99 billion.

Regions Financial Trading Up 1.7%

Shares of NYSE RF opened at $27.34 on Friday. The company has a current ratio of 0.81, a quick ratio of 0.81 and a debt-to-equity ratio of 0.26. Regions Financial has a one year low of $22.70 and a one year high of $32.47. The business has a 50-day moving average price of $29.20 and a two-hundred day moving average price of $28.99. The firm has a market capitalization of $23.29 billion, a PE ratio of 11.16, a PEG ratio of 1.11 and a beta of 1.05.

Regions Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, January 4th. Shareholders of record on Tuesday, December 1st will be given a dividend of $0.30 per share. The ex-dividend date is Tuesday, December 1st. This represents a $1.20 dividend on an annualized basis and a yield of 4.4%. Regions Financial’s dividend payout ratio (DPR) is presently 48.98%.

Key Stories Impacting Regions Financial

Here are the key news stories impacting Regions Financial this week:

• Positive Sentiment: Net interest income rose to $1.298 billion, supported partly by the turnover of fixed-rate assets, while non-interest income increased 7.1% sequentially to $675 million. Total revenue grew 3% from the second quarter. Regions Financial Posts Higher Profit, Revenue
• Positive Sentiment: Average loans increased 0.5% sequentially, non-interest expense declined 0.3%, and net charge-offs remained manageable at 0.29% of average loans. The estimated common equity Tier 1 ratio was a healthy 10.8%, supporting the bank’s capital position. Regions Reports Earnings of $611 Million and EPS of $0.71 in 3Q 2026
• Positive Sentiment: Regions declared a quarterly dividend of $0.30 per share, or $1.20 annualized, representing an indicated yield of approximately 4.5%. The payout may appeal to income-oriented investors.
• Neutral Sentiment: Regions Financial’s average analyst price target is approximately $31.53, implying upside from the referenced price, although Cantor Fitzgerald recently reduced its target from $35 to $32 while maintaining an “overweight” rating.
• Negative Sentiment: Average deposits declined 1.2% sequentially, highlighting continued funding pressure. Earlier commentary also warned that deposit costs, elevated expenses and weaker capital-markets revenue could constrain future earnings.

Analyst Ratings Changes

Several research firms have issued reports on RF. Jefferies Financial Group restated a “hold” rating and set a $32.00 price objective on shares of Regions Financial in a report on Friday, July 17th. Keefe, Bruyette & Woods upped their price objective on shares of Regions Financial from $32.00 to $33.00 and gave the company a “market perform” rating in a research note on Monday, July 20th. Wells Fargo & Company raised their target price on shares of Regions Financial from $28.00 to $30.00 and gave the stock an “underweight” rating in a report on Monday, July 6th. Royal Bank Of Canada reiterated an “outperform” rating and issued a $34.00 target price on shares of Regions Financial in a report on Monday, July 20th. Finally, TD Cowen assumed coverage on shares of Regions Financial in a research report on Thursday, October 8th. They issued a “hold” rating and a $30.00 target price on the stock. Five research analysts have rated the stock with a Buy rating, twelve have given a Hold rating and three have issued a Sell rating to the stock. Based on data from MarketBeat, Regions Financial has an average rating of “Hold” and an average price target of $31.53.

Regions Financial Company Profile

Regions Financial Corporation (NYSE: RF) is a financial services company headquartered in Birmingham, Alabama. Through its principal subsidiary, Regions Bank, the company provides banking and related financial services to consumers, businesses, and institutions.

Regions offers a range of products and services, including checking and savings accounts, consumer and commercial loans, mortgages, credit cards, treasury and cash-management services, investment and wealth-management solutions, and capital-markets services.