Qfin (NASDAQ:QFIN) Hits New 12-Month Low – Here’s What Happened

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN)’s share price reached a new 52-week low on Tuesday. The stock traded as low as $5.86 and last traded at $5.92, with a volume of 1,736,482 shares trading hands. The stock had previously closed at $6.20.

Key Headlines Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: A class action has been filed against Qfin and certain senior officers in federal court on behalf of investors who purchased the company’s securities from March 18 through August 25, 2026. The complaint alleges violations of U.S. securities laws and seeks damages under Sections 10(b) and 20(a) and Rule 10b-5. Pomerantz class action announcement
• Negative Sentiment: The allegations focus on claims that Qfin understated the impact of tightening consumer-credit liquidity, partner-funding pressure and regulatory headwinds on loan growth and financial results. One legal notice links the alleged disclosures to a reported 76.8% profit decline and a one-day 18.91% ADS drop. These are allegations, and the company’s liability has not been established. QFIN regulatory issues and class action alert
• Neutral Sentiment: Several law firms are soliciting affected investors ahead of lead-plaintiff deadlines of November 27 or November 30, 2026. The notices are largely duplicative and represent legal recruitment activity rather than new operating or financial information, but the volume of announcements increases the visibility of Qfin’s litigation risk. Kaplan Fox QFIN class action deadline

Analyst Upgrades and Downgrades

A number of analysts recently issued reports on QFIN shares. Citigroup lowered Qfin from a “buy” rating to a “sell” rating and set a $8.00 price target for the company. in a report on Wednesday, August 26th. Bank of America reissued a “neutral” rating on shares of Qfin in a research note on Thursday, September 10th. Weiss Ratings restated a “sell (d+)” rating on shares of Qfin in a report on Friday, October 9th. Morgan Stanley downgraded Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 price objective on the stock. in a report on Wednesday, August 26th. Finally, Zacks Research lowered Qfin from a “hold” rating to a “strong sell” rating in a research report on Friday, August 28th. One equities research analyst has rated the stock with a Buy rating, three have assigned a Hold rating and four have given a Sell rating to the stock. Based on data from MarketBeat.com, Qfin has a consensus rating of “Reduce” and a consensus price target of $12.29.

Qfin Price Performance

The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. The firm has a fifty day moving average of $8.93 and a two-hundred day moving average of $12.16. The stock has a market capitalization of $692.76 million, a P/E ratio of 1.38 and a beta of 0.55.

Qfin (NASDAQ:QFIN) last posted its earnings results on Friday, August 14th. The company reported $0.55 EPS for the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. The business had revenue of $524.96 million for the quarter. On average, analysts predict that Qfin Holdings Inc. – Sponsored ADR will post 2.43 EPS for the current year.

Qfin Cuts Dividend

The firm also recently declared a dividend, which was paid on Thursday, October 1st. Stockholders of record on Wednesday, September 9th were given a $0.46 dividend. This represents a dividend yield of 1,070.0%. The ex-dividend date of this dividend was Wednesday, September 9th. This is a drop from Qfin’s previous dividend of $0.78. Qfin’s dividend payout ratio is currently 21.63%.

Insider Activity

In other news, Director Andrew Yan sold 330,000 shares of the stock in a transaction that occurred on Thursday, September 24th. The shares were sold at an average price of $7.52, for a total transaction of $2,481,600.00. Following the transaction, the director directly owned 326,700 shares in the company, valued at approximately $2,456,784. This trade represents a 50.25% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Insiders have sold 657,550 shares of company stock worth $4,889,121 in the last 90 days. 17.10% of the stock is currently owned by company insiders.

Institutional Trading of Qfin

Hedge funds have recently bought and sold shares of the stock. Caitong International Asset Management Co. Ltd raised its position in shares of Qfin by 813.7% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 4,669 shares of the company’s stock worth $90,000 after acquiring an additional 4,158 shares in the last quarter. QRG Capital Management Inc. bought a new stake in Qfin during the first quarter valued at about $136,000. DGS Capital Management LLC boosted its position in Qfin by 8.8% during the first quarter. DGS Capital Management LLC now owns 10,906 shares of the company’s stock valued at $141,000 after purchasing an additional 878 shares in the last quarter. Ramsey Quantitative Systems bought a new stake in Qfin during the second quarter valued at about $207,000. Finally, Royal Bank of Canada grew its stake in Qfin by 247.8% in the first quarter. Royal Bank of Canada now owns 24,063 shares of the company’s stock valued at $311,000 after purchasing an additional 17,144 shares during the last quarter. Hedge funds and other institutional investors own 74.81% of the company’s stock.

Qfin Company Profile

Qifu Technology, Inc, formerly known as 360 DigiTech, Inc and 360 Finance, is a China-based financial technology company. The company operates a technology platform that connects consumers seeking credit with financial institutions and other lending partners.

Qifu provides online consumer finance services, including credit assessment, loan facilitation, risk management, and post-loan servicing. Its technology uses data analysis, artificial intelligence, and automated tools to support borrower acquisition, underwriting, transaction processing, and credit monitoring.