PennyMac Financial Services (PFSI) to Release Earnings on Thursday

PennyMac Financial Services (NYSE:PFSI) is projected to announce its Q4 2025 results after the market closes on Thursday, January 29th. Analysts expect the company to announce earnings of $3.23 per share and revenue of $639.8080 million for the quarter. Interested persons may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Thursday, January 29, 2026 at 5:00 PM ET.

PennyMac Financial Services Stock Performance

NYSE:PFSI opened at $149.48 on Wednesday. The firm has a market capitalization of $7.77 billion, a PE ratio of 16.11, a PEG ratio of 0.69 and a beta of 1.57. The stock’s fifty day moving average is $137.00 and its 200 day moving average is $122.65. PennyMac Financial Services has a fifty-two week low of $85.74 and a fifty-two week high of $160.36. The company has a debt-to-equity ratio of 3.01, a quick ratio of 0.36 and a current ratio of 0.36.

Analyst Upgrades and Downgrades

Several equities research analysts have recently weighed in on the stock. Wells Fargo & Company increased their target price on shares of PennyMac Financial Services from $135.00 to $150.00 and gave the company an “overweight” rating in a research note on Monday, January 5th. BTIG Research increased their price objective on shares of PennyMac Financial Services from $135.00 to $150.00 and gave the stock a “buy” rating in a research report on Monday, December 29th. Zacks Research raised shares of PennyMac Financial Services to a “hold” rating in a research note on Friday, December 19th. UBS Group upped their target price on PennyMac Financial Services from $135.00 to $145.00 and gave the company a “neutral” rating in a research note on Friday, October 24th. Finally, Piper Sandler increased their price target on PennyMac Financial Services from $146.00 to $168.00 and gave the stock an “overweight” rating in a report on Thursday, January 15th. Five research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the company. According to data from MarketBeat, PennyMac Financial Services has a consensus rating of “Moderate Buy” and a consensus price target of $153.43.

Insider Transactions at PennyMac Financial Services

In other PennyMac Financial Services news, CAO Gregory L. Hendry sold 3,530 shares of PennyMac Financial Services stock in a transaction on Thursday, December 18th. The stock was sold at an average price of $131.64, for a total transaction of $464,689.20. Following the completion of the sale, the chief accounting officer directly owned 48,633 shares of the company’s stock, valued at $6,402,048.12. The trade was a 6.77% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, CFO Daniel Stanley Perotti sold 8,775 shares of the stock in a transaction on Monday, November 17th. The stock was sold at an average price of $126.67, for a total value of $1,111,529.25. Following the transaction, the chief financial officer directly owned 216,475 shares in the company, valued at $27,420,888.25. The trade was a 3.90% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last 90 days, insiders have sold 80,076 shares of company stock valued at $10,512,190. Company insiders own 15.80% of the company’s stock.

Institutional Investors Weigh In On PennyMac Financial Services

A number of hedge funds have recently made changes to their positions in PFSI. CIBC Private Wealth Group LLC purchased a new position in PennyMac Financial Services in the third quarter valued at about $78,000. CIBC Bancorp USA Inc. purchased a new stake in shares of PennyMac Financial Services during the third quarter valued at about $386,000. CANADA LIFE ASSURANCE Co boosted its holdings in shares of PennyMac Financial Services by 1.0% in the 3rd quarter. CANADA LIFE ASSURANCE Co now owns 16,236 shares of the real estate investment trust’s stock valued at $2,026,000 after buying an additional 163 shares in the last quarter. Dark Forest Capital Management LP grew its position in shares of PennyMac Financial Services by 50.6% in the 3rd quarter. Dark Forest Capital Management LP now owns 25,521 shares of the real estate investment trust’s stock worth $3,162,000 after buying an additional 8,580 shares during the last quarter. Finally, Qube Research & Technologies Ltd raised its stake in shares of PennyMac Financial Services by 59.9% during the 3rd quarter. Qube Research & Technologies Ltd now owns 59,969 shares of the real estate investment trust’s stock worth $7,429,000 after acquiring an additional 22,461 shares in the last quarter. 57.87% of the stock is currently owned by hedge funds and other institutional investors.

PennyMac Financial Services Company Profile

PennyMac Financial Services, Inc (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors.

Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States.