PayPal (NASDAQ:PYPL) Upgraded at Piper Sandler

PayPal (NASDAQ:PYPL) was upgraded by equities research analysts at Piper Sandler to a “hold” rating in a research note issued to investors on Monday,Zacks.com reports.

A number of other equities research analysts have also recently issued reports on PYPL. Daiwa Securities Group raised shares of PayPal from a “hold” rating to an “outperform” rating in a research note on Wednesday, May 6th. Deutsche Bank Aktiengesellschaft reduced their price objective on PayPal from $50.00 to $45.00 in a research note on Monday, May 11th. BMO Capital Markets started coverage on PayPal in a research note on Tuesday, April 21st. They issued a “market perform” rating and a $52.00 target price for the company. Weiss Ratings restated a “hold (c-)” rating on shares of PayPal in a research report on Friday, May 8th. Finally, BNP Paribas Exane boosted their price objective on PayPal from $41.00 to $43.50 and gave the company a “neutral” rating in a research report on Friday, April 10th. Eight research analysts have rated the stock with a Buy rating, thirty-two have given a Hold rating and five have issued a Sell rating to the company. According to data from MarketBeat.com, PayPal has an average rating of “Hold” and a consensus target price of $55.01.

PayPal Price Performance

PYPL opened at $43.18 on Monday. The firm has a 50-day moving average price of $44.86 and a 200-day moving average price of $48.25. PayPal has a twelve month low of $38.46 and a twelve month high of $79.50. The company has a quick ratio of 1.26, a current ratio of 1.26 and a debt-to-equity ratio of 0.47. The company has a market capitalization of $38.09 billion, a price-to-earnings ratio of 8.10, a PEG ratio of 1.11 and a beta of 1.34.

PayPal (NASDAQ:PYPL) last released its quarterly earnings data on Tuesday, May 5th. The credit services provider reported $1.34 earnings per share for the quarter, beating analysts’ consensus estimates of $1.27 by $0.07. The business had revenue of $8.35 billion during the quarter, compared to analyst estimates of $8.05 billion. PayPal had a net margin of 15.00% and a return on equity of 25.02%. PayPal’s revenue was up 7.2% compared to the same quarter last year. During the same period in the previous year, the business earned $1.33 EPS. Equities analysts expect that PayPal will post 5.3 EPS for the current year.

Insider Buying and Selling at PayPal

In other PayPal news, insider Suzan Kereere sold 3,379 shares of the business’s stock in a transaction on Wednesday, June 3rd. The shares were sold at an average price of $42.79, for a total transaction of $144,587.41. Following the transaction, the insider directly owned 30,983 shares of the company’s stock, valued at approximately $1,325,762.57. The trade was a 9.83% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Chris Natali sold 1,337 shares of the firm’s stock in a transaction dated Wednesday, April 29th. The stock was sold at an average price of $49.46, for a total transaction of $66,128.02. Following the completion of the sale, the chief accounting officer directly owned 1,586 shares of the company’s stock, valued at approximately $78,443.56. This represents a 45.74% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last ninety days, insiders have sold 20,612 shares of company stock valued at $966,623. 0.63% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently made changes to their positions in the company. Norges Bank purchased a new position in shares of PayPal in the 4th quarter valued at approximately $949,758,000. Bank of America Corp DE raised its holdings in PayPal by 67.9% in the first quarter. Bank of America Corp DE now owns 25,614,720 shares of the credit services provider’s stock worth $1,158,554,000 after purchasing an additional 10,356,256 shares in the last quarter. Amundi raised its holdings in PayPal by 227.6% in the first quarter. Amundi now owns 13,804,208 shares of the credit services provider’s stock worth $624,364,000 after purchasing an additional 9,590,488 shares in the last quarter. Vanguard Group Inc. lifted its position in PayPal by 6.5% during the fourth quarter. Vanguard Group Inc. now owns 90,376,927 shares of the credit services provider’s stock valued at $5,276,205,000 after buying an additional 5,534,462 shares during the period. Finally, SG Americas Securities LLC lifted its position in PayPal by 355.1% during the first quarter. SG Americas Securities LLC now owns 4,967,170 shares of the credit services provider’s stock valued at $224,665,000 after buying an additional 3,875,688 shares during the period. Hedge funds and other institutional investors own 68.32% of the company’s stock.

Key Stories Impacting PayPal

Here are the key news stories impacting PayPal this week:

• Negative Sentiment: PayPal drew another cautious call from Goldman Sachs, which kept a Sell rating and lifted its price target only modestly, signaling continued skepticism about upside. PayPal Holdings (PYPL) Receives a Sell from Goldman Sachs
• Negative Sentiment: Quiver Quantitative said the stock’s slide reflects ongoing investor concern about growth, margin pressure, and competition, rather than a single fresh catalyst. PayPal shares slide as investors remain cautious on growth and competition
• Neutral Sentiment: Piper Sandler’s sector review was more constructive on payments broadly, but its preferred names were other fintech and card companies, leaving PayPal outside the top picks. Piper Sandler picks Payments and Consumer Finance winners as multiples reset
• Neutral Sentiment: PayPal remains a closely watched fintech name amid comparisons with Shift4, as investors weigh its profitability and scale against faster-growing peers. Shift4 Payments vs. PayPal: Which FinTech Stock Is a Better Buy in 2026?
• Positive Sentiment: Some investors see value in PayPal’s low valuation, with the stock trading near a multi-year cheapness level on a forward P/E basis, which could support a rebound if execution improves. PYPL Stock Is Trading Near The Cheapest Valuation In Years — So Why Is Wall Street Still On The Fence?
• Positive Sentiment: News around PayPal’s PYUSD stablecoin expansion and AI-commerce integration highlights potential longer-term growth avenues in merchant payments and digital commerce. The invisible tech revolution poised to make in-chat AI shopping real

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.