PayPal (NASDAQ:PYPL) Trading Down 1.5% – Should You Sell?

PayPal Holdings, Inc. (NASDAQ:PYPL)’s share price traded down 1.5% during trading on Monday . The stock traded as low as $61.29 and last traded at $61.89. 20,565,937 shares changed hands during mid-day trading, an increase of 68% from the average session volume of 12,248,286 shares. The stock had previously closed at $62.81.

Analyst Upgrades and Downgrades

A number of equities research analysts have commented on the company. Mizuho set a $84.00 price objective on PayPal in a research report on Thursday, October 30th. Wall Street Zen raised shares of PayPal from a “hold” rating to a “buy” rating in a research report on Saturday, November 1st. TD Cowen lifted their price target on shares of PayPal from $75.00 to $80.00 and gave the company a “hold” rating in a research report on Wednesday, October 29th. Sanford C. Bernstein cut their price objective on PayPal from $85.00 to $76.00 in a research report on Tuesday, October 21st. Finally, Keefe, Bruyette & Woods increased their price target on shares of PayPal from $85.00 to $90.00 and gave the company an “outperform” rating in a report on Wednesday, October 29th. Fifteen investment analysts have rated the stock with a Buy rating, eighteen have assigned a Hold rating and four have issued a Sell rating to the company. According to data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and a consensus target price of $82.56.

PayPal Price Performance

The company’s 50 day simple moving average is $68.16 and its two-hundred day simple moving average is $70.36. The stock has a market capitalization of $56.24 billion, a P/E ratio of 12.05, a PEG ratio of 0.91 and a beta of 1.45. The company has a debt-to-equity ratio of 0.56, a current ratio of 1.34 and a quick ratio of 1.34.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings data on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.20 by $0.14. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The firm had revenue of $8.42 billion during the quarter, compared to the consensus estimate of $8.21 billion. During the same quarter in the previous year, the company posted $1.20 EPS. The business’s revenue for the quarter was up 7.3% compared to the same quarter last year. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS. FY 2025 guidance at 5.350-5.390 EPS. As a group, equities analysts expect that PayPal Holdings, Inc. will post 5.03 EPS for the current fiscal year.

PayPal Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Wednesday, December 10th. Investors of record on Wednesday, November 19th will be given a $0.14 dividend. This represents a $0.56 annualized dividend and a yield of 0.9%. The ex-dividend date is Wednesday, November 19th.

Insider Transactions at PayPal

In other news, EVP Aaron Webster sold 9,282 shares of the company’s stock in a transaction on Monday, November 10th. The stock was sold at an average price of $66.29, for a total transaction of $615,303.78. Following the transaction, the executive vice president owned 35,699 shares of the company’s stock, valued at $2,366,486.71. This represents a 20.64% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. Also, insider Suzan Kereere sold 12,500 shares of the company’s stock in a transaction dated Monday, November 3rd. The shares were sold at an average price of $68.87, for a total transaction of $860,875.00. Following the transaction, the insider owned 30,983 shares in the company, valued at approximately $2,133,799.21. The trade was a 28.75% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have sold 31,994 shares of company stock worth $2,183,470. Insiders own 0.08% of the company’s stock.

Institutional Inflows and Outflows

A number of institutional investors have recently bought and sold shares of PYPL. Gordian Capital Singapore Pte Ltd increased its holdings in PayPal by 41.2% during the 1st quarter. Gordian Capital Singapore Pte Ltd now owns 473 shares of the credit services provider’s stock worth $31,000 after purchasing an additional 138 shares during the period. GSB Wealth Management LLC grew its position in shares of PayPal by 1.7% during the 2nd quarter. GSB Wealth Management LLC now owns 8,160 shares of the credit services provider’s stock worth $606,000 after buying an additional 140 shares in the last quarter. CreativeOne Wealth LLC increased its stake in shares of PayPal by 1.5% during the first quarter. CreativeOne Wealth LLC now owns 9,387 shares of the credit services provider’s stock valued at $613,000 after buying an additional 142 shares during the period. Wedmont Private Capital raised its holdings in shares of PayPal by 1.6% in the third quarter. Wedmont Private Capital now owns 9,157 shares of the credit services provider’s stock valued at $614,000 after acquiring an additional 142 shares in the last quarter. Finally, Pitti Group Wealth Management LLC lifted its stake in PayPal by 1.5% in the second quarter. Pitti Group Wealth Management LLC now owns 10,233 shares of the credit services provider’s stock worth $761,000 after acquiring an additional 147 shares during the period. Institutional investors and hedge funds own 68.32% of the company’s stock.

About PayPal

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.