PayPal (NASDAQ:PYPL) Stock Rating Upgraded by Wall Street Zen

Posted by John Perry on Jan 12th, 2026

PayPal (NASDAQ:PYPL – Get Free Report) was upgraded by equities researchers at Wall Street Zen from a “hold” rating to a “buy” rating in a report issued on Saturday.

PYPL has been the topic of several other reports. Robert W. Baird reaffirmed a “neutral” rating and set a $66.00 price target (down from $83.00) on shares of PayPal in a research report on Friday, December 12th. Royal Bank Of Canada raised their target price on PayPal from $88.00 to $91.00 and gave the stock an “outperform” rating in a report on Tuesday, October 28th. UBS Group reduced their price target on PayPal from $80.00 to $65.00 in a research report on Wednesday, December 24th. Keefe, Bruyette & Woods boosted their price target on PayPal from $85.00 to $90.00 and gave the company an “outperform” rating in a report on Wednesday, October 29th. Finally, Sanford C. Bernstein reaffirmed a “market perform” rating on shares of PayPal in a research note on Wednesday, December 17th. Twelve analysts have rated the stock with a Buy rating, twenty-four have issued a Hold rating and four have given a Sell rating to the company’s stock. According to data from MarketBeat.com, PayPal currently has an average rating of “Hold” and a consensus target price of $77.26.

Get Our Latest Analysis on PYPL

PayPal Stock Performance

PYPL opened at $57.66 on Friday. The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. PayPal has a 12-month low of $55.85 and a 12-month high of $93.25. The firm has a 50 day moving average of $61.56 and a two-hundred day moving average of $67.37. The firm has a market capitalization of $53.95 billion, a PE ratio of 11.56, a P/E/G ratio of 0.72 and a beta of 1.42.

PayPal (NASDAQ:PYPL – Get Free Report) last released its quarterly earnings data on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share for the quarter, topping analysts’ consensus estimates of $1.20 by $0.14. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The firm had revenue of $8.42 billion for the quarter, compared to analyst estimates of $8.21 billion. During the same quarter in the prior year, the business earned $1.20 earnings per share. The business’s quarterly revenue was up 7.3% compared to the same quarter last year. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. On average, analysts anticipate that PayPal will post 5.03 EPS for the current year.

Insider Activity at PayPal

In other news, EVP Aaron Webster sold 9,282 shares of the business’s stock in a transaction dated Monday, November 10th. The shares were sold at an average price of $66.29, for a total transaction of $615,303.78. Following the completion of the sale, the executive vice president owned 35,699 shares of the company’s stock, valued at $2,366,486.71. The trade was a 20.64% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, CAO Chris Natali sold 1,374 shares of the company’s stock in a transaction dated Thursday, October 30th. The stock was sold at an average price of $69.13, for a total transaction of $94,984.62. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 36,156 shares of company stock worth $2,432,524 in the last quarter. 0.08% of the stock is owned by insiders.

Hedge Funds Weigh In On PayPal

A number of hedge funds have recently made changes to their positions in the company. Hilltop National Bank purchased a new stake in shares of PayPal during the second quarter worth approximately $27,000. MUFG Securities EMEA plc boosted its stake in PayPal by 100.4% during the 2nd quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after purchasing an additional 87,524 shares during the last quarter. Cloud Capital Management LLC purchased a new stake in shares of PayPal during the third quarter worth $30,000. Kelleher Financial Advisors purchased a new stake in shares of PayPal during the third quarter worth $30,000. Finally, True Wealth Design LLC raised its position in shares of PayPal by 285.3% in the third quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock valued at $35,000 after buying an additional 388 shares during the last quarter. Institutional investors and hedge funds own 68.32% of the company’s stock.

Key Headlines Impacting PayPal

Here are the key news stories impacting PayPal this week:

Positive Sentiment: Partnership with Microsoft to power Copilot Checkout — integration lets shoppers complete purchases inside Microsoft Copilot, expanding PayPal’s payment footprint and potential transaction volume. PayPal Teams With Microsoft to Power Checkout in Copilot
Positive Sentiment: Coverage highlighting PayPal as a value buy — recent pieces (Forbes, MoneyShow) argue PYPL’s valuation and margins make it an attractive long?term purchase for value investors. Should You Consider Buying PayPal Stock?
Positive Sentiment: New Transaction Graph Analytics program — product aimed at merchant analytics/insights that could boost monetization and seller retention if adoption scales. How PayPal’s New Transaction Graph Analytics Program Will Impact PayPal Holdings (PYPL) Investors
Neutral Sentiment: Options activity shows elevated interest — options flow and positioning can signal short?term speculators hedging or positioning around catalysts, but direction is ambiguous. Behind the Scenes of PayPal Holdings’s Latest Options Trends
Neutral Sentiment: Susquehanna trims price target (from $94 to $90) but keeps a “positive” rating — reduced upside estimate but analyst stance remains constructive, a mixed signal for sentiment. PayPal price target lowered by at Susquehanna
Neutral Sentiment: Market summaries note PYPL has dipped more than the broader market recently — useful context but not a direct catalyst. Why Paypal (PYPL) Dipped More Than Broader Market Today
Negative Sentiment: Goldman Sachs lowered its price target to $65 — a meaningful cut that reduces analyst?driven upside and likely pressured sentiment. The Goldman Sachs Group Lowers PayPal (NASDAQ:PYPL) Price Target to $65.00
Negative Sentiment: Recent analyst downgrade drove a sell reaction — coverage noting the downgrade has coincided with downward pressure on the stock. PayPal (NASDAQ:PYPL) Shares Down 2.2% After Analyst Downgrade
Negative Sentiment: Public criticism from commentators (Jim Cramer: “late to new technologies”) feeds a narrative that PayPal risks losing share to newer fintech entrants and could weigh on sentiment. Jim Cramer on Paypal: “The Company’s Been Late to New Technologies”

PayPal Company Profile

(Get Free Report)

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.