PayPal (NASDAQ:PYPL) Given New $40.00 Price Target at The Goldman Sachs Group

PayPal (NASDAQ:PYPL) had its target price decreased by analysts at The Goldman Sachs Group from $41.00 to $40.00 in a note issued to investors on Wednesday,MarketScreener reports. The Goldman Sachs Group’s target price indicates a potential downside of 15.16% from the company’s current price.

Other equities analysts have also recently issued research reports about the company. Bank of America raised their price objective on PayPal from $48.00 to $55.00 and gave the company a “neutral” rating in a report on Tuesday, April 21st. Sanford C. Bernstein reaffirmed a “market perform” rating on shares of PayPal in a report on Tuesday, February 24th. Loop Capital assumed coverage on shares of PayPal in a research report on Tuesday, March 31st. They set a “hold” rating and a $46.00 price target on the stock. Wolfe Research restated a “sell” rating on shares of PayPal in a research report on Monday, February 23rd. Finally, Piper Sandler reduced their target price on PayPal from $76.00 to $74.00 and set a “neutral” rating on the stock in a report on Wednesday, January 14th. Eight investment analysts have rated the stock with a Buy rating, thirty-two have assigned a Hold rating and five have given a Sell rating to the company’s stock. Based on data from MarketBeat.com, PayPal has a consensus rating of “Hold” and an average price target of $56.53.

PayPal Stock Up 1.4%

Shares of PYPL opened at $47.15 on Wednesday. The firm has a market capitalization of $42.41 billion, a price-to-earnings ratio of 8.71, a PEG ratio of 1.45 and a beta of 1.39. PayPal has a 52 week low of $38.46 and a 52 week high of $79.50. The company has a debt-to-equity ratio of 0.49, a quick ratio of 1.29 and a current ratio of 1.29. The business’s fifty day moving average price is $46.73 and its two-hundred day moving average price is $54.28.

PayPal (NASDAQ:PYPL) last posted its quarterly earnings results on Tuesday, May 5th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.27 by $0.07. The business had revenue of $8.35 billion for the quarter, compared to analyst estimates of $8.05 billion. PayPal had a return on equity of 25.42% and a net margin of 15.77%.The firm’s revenue was up 7.2% on a year-over-year basis. During the same period last year, the company earned $1.33 EPS. On average, analysts predict that PayPal will post 5.31 earnings per share for the current year.

Insider Transactions at PayPal

In related news, CAO Chris Natali sold 2,208 shares of the firm’s stock in a transaction that occurred on Tuesday, March 3rd. The stock was sold at an average price of $44.73, for a total transaction of $98,763.84. Following the completion of the transaction, the chief accounting officer owned 1,140 shares of the company’s stock, valued at $50,992.20. This trade represents a 65.95% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, insider Suzan Kereere sold 37,613 shares of the company’s stock in a transaction that occurred on Wednesday, February 18th. The stock was sold at an average price of $41.49, for a total transaction of $1,560,563.37. Following the completion of the transaction, the insider owned 30,983 shares in the company, valued at approximately $1,285,484.67. This represents a 54.83% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders have sold 99,677 shares of company stock valued at $4,433,834. 0.63% of the stock is currently owned by company insiders.

Institutional Investors Weigh In On PayPal

A number of institutional investors and hedge funds have recently bought and sold shares of the business. Norges Bank purchased a new stake in PayPal during the 4th quarter valued at approximately $949,758,000. Vanguard Group Inc. lifted its stake in PayPal by 6.5% in the 4th quarter. Vanguard Group Inc. now owns 90,376,927 shares of the credit services provider’s stock worth $5,276,205,000 after purchasing an additional 5,534,462 shares in the last quarter. SG Americas Securities LLC boosted its holdings in shares of PayPal by 355.1% during the 1st quarter. SG Americas Securities LLC now owns 4,967,170 shares of the credit services provider’s stock valued at $224,665,000 after purchasing an additional 3,875,688 shares during the last quarter. AQR Capital Management LLC grew its position in shares of PayPal by 143.4% during the fourth quarter. AQR Capital Management LLC now owns 5,089,586 shares of the credit services provider’s stock valued at $297,130,000 after purchasing an additional 2,998,286 shares in the last quarter. Finally, Dimensional Fund Advisors LP grew its position in shares of PayPal by 35.9% during the third quarter. Dimensional Fund Advisors LP now owns 8,177,536 shares of the credit services provider’s stock valued at $548,520,000 after purchasing an additional 2,160,227 shares in the last quarter. 68.32% of the stock is owned by institutional investors.

More PayPal News

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Q1 beat on core metrics: PayPal reported higher-than-expected revenue and EPS, with TPV growth and revenue up year-over-year, showing platform momentum despite margin pressure. PayPal Reports First Quarter 2026 Results
• Positive Sentiment: Management is pushing an AI-led transformation and a reorganization into three business units (payments, ads/commerce, merchant connectivity) and launching commerce-focused AI products — moves that could restore growth if execution succeeds. PayPal says it’s ‘becoming a technology company again.’ That means AI.
• Positive Sentiment: Cost-cutting plan: PayPal targets at least $1.5B in savings over 2–3 years to offset margin pressure — a meaningful tempo for improving profitability if achieved. PayPal Q1 2026 net income drops 14% amid cost-savings push
• Neutral Sentiment: International opportunity: Industry reports note improving cross?border payment rails (e.g., Nigeria) and local partnerships that could expand PayPal’s addressable market, but these are longer?term tailwinds. Nigeria Cards and Payments Market Report 2026
• Neutral Sentiment: Dividend: PayPal announced a small quarterly dividend (annualized yield ~1.2%), a signal of capital return but not a major catalyst for growth investors.
• Negative Sentiment: Weak near-term outlook: Management flagged a significant near-term EPS decline (company expects lower non?GAAP profit), and investors punished the stock despite the beat — a primary driver of the sell-off. PayPal shares fall as it signals profit decline ahead
• Negative Sentiment: User engagement and growth concerns plus restructuring/labor actions (layoffs reported) raise execution risk; several firms reiterated Sell/negative views, amplifying downside pressure. PayPal User Growth Stalls, Stock Plummets
• Negative Sentiment: Market volatility: unusually large options trades and analyst skepticism are increasing short-term volatility and limiting a quick rebound. Analysts Reiterated Sell Ratings Despite Q1 Beat

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.