Patriot National Bancorp (PNBK) versus The Competition Head to Head Review

Patriot National Bancorp (NASDAQ:PNBK) is one of 919 public companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Patriot National Bancorp to similar businesses based on the strength of its valuation, profitability, analyst recommendations, institutional ownership, dividends, risk and earnings.

Volatility & Risk

Patriot National Bancorp has a beta of -0.6, indicating that its share price is 160% less volatile than the S&P 500. Comparatively, Patriot National Bancorp’s rivals have a beta of 0.61, indicating that their average share price is 39% less volatile than the S&P 500.

Valuation & Earnings

This table compares Patriot National Bancorp and its rivals revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Patriot National Bancorp	$38.89 million	-$12.71 million	-12.30
Patriot National Bancorp Competitors	$54.80 billion	$2.42 billion	21.36

Patriot National Bancorp’s rivals have higher revenue and earnings than Patriot National Bancorp. Patriot National Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional and Insider Ownership

39.3% of Patriot National Bancorp shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 12.8% of Patriot National Bancorp shares are held by insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Patriot National Bancorp and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Patriot National Bancorp	1	0	0	0	1.00
Patriot National Bancorp Competitors	7492	30250	27848	1488	2.35

As a group, “Banks” companies have a potential upside of 13.99%. Given Patriot National Bancorp’s rivals stronger consensus rating and higher probable upside, analysts plainly believe Patriot National Bancorp has less favorable growth aspects than its rivals.

Profitability

This table compares Patriot National Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Patriot National Bancorp	-9.76%	-7.09%	-0.58%
Patriot National Bancorp Competitors	15.63%	9.41%	0.93%

Dividends

Patriot National Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 4.6%. Patriot National Bancorp pays out -57.1% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend.

Summary

Patriot National Bancorp rivals beat Patriot National Bancorp on 13 of the 15 factors compared.

About Patriot National Bancorp

Patriot National Bancorp, Inc. is the bank holding company for Patriot Bank, N.A., a community-oriented financial institution headquartered in Stamford, Connecticut. The bank serves individuals, families and businesses in its local markets, with a focus on relationship-based banking and personalized service. Patriot Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include commercial real estate loans, commercial and industrial financing, residential mortgage loans, home equity products and consumer loans.