Pacific Valley Bancorp (OTCMKTS:PVBK) and DBS Group (OTCMKTS:DBSDY) Head to Head Comparison

DBS Group (OTCMKTS:DBSDY) and Pacific Valley Bancorp (OTCMKTS:PVBK) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Profitability

This table compares DBS Group and Pacific Valley Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
DBS Group	N/A	N/A	N/A
Pacific Valley Bancorp	15.07%	N/A	N/A

Volatility & Risk

DBS Group has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500. Comparatively, Pacific Valley Bancorp has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and recommmendations for DBS Group and Pacific Valley Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DBS Group	0	0	0	1	4.00
Pacific Valley Bancorp	0	0	0	0	0.00

Insider and Institutional Ownership

0.2% of DBS Group shares are held by institutional investors. Comparatively, 2.8% of Pacific Valley Bancorp shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares DBS Group and Pacific Valley Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DBS Group	$25.60 billion	3.58	$7.49 billion	N/A	N/A
Pacific Valley Bancorp	$27.51 million	1.65	$4.85 million	$0.92	10.04

DBS Group has higher revenue and earnings than Pacific Valley Bancorp.

Summary

DBS Group beats Pacific Valley Bancorp on 6 of the 8 factors compared between the two stocks.

About DBS Group

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. The company’s Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. Its Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The company’s Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. DBS Group Holdings Ltd was founded in 1968 and is headquartered in Singapore.

About Pacific Valley Bancorp

Pacific Valley Bancorp operates as the bank holding company for Pacific Valley Bank that provides various banking products and services in the United States. The company offers personal and business banking, including checking accounts, savings and money market accounts, and certificates of deposit; and online solutions, such as online and mobile banking, bill pay, remote deposit capture, positive pay, e-statements, and order checks. It also provides commercial or agriculture lines of credit, commercial or agriculture terms loans, commercial constructions loans, agriculture production lending, and government guaranteed loan programs; and debit card, incoming wire instructions, ATM locator, fraud prevention, identity theft, and FDIC insurance estimator services. The company was founded in 2004 and is headquartered in Salinas, California.