OppFi (NYSE:OPFI) Updates FY 2026 Earnings Guidance

OppFi (NYSE:OPFI) issued an update on its FY 2026 earnings guidance on Monday. The company provided earnings per share guidance of 1.340-1.510 for the period, compared to the consensus earnings per share estimate of 1.790. The company issued revenue guidance of $600.0 million-$625.0 million, compared to the consensus revenue estimate of $658.3 million.

OppFi Stock Down 6.7%

Shares of NYSE OPFI traded down $0.63 during midday trading on Monday, hitting $8.77. 766,230 shares of the company’s stock were exchanged, compared to its average volume of 582,119. OppFi has a 12 month low of $7.36 and a 12 month high of $12.45. The company’s 50 day moving average price is $9.09 and its 200 day moving average price is $8.89. The firm has a market capitalization of $748.87 million, a PE ratio of 9.43 and a beta of 1.77.

OppFi (NYSE:OPFI) last posted its quarterly earnings results on Thursday, May 7th. The company reported $0.35 earnings per share for the quarter, beating analysts’ consensus estimates of $0.33 by $0.02. OppFi had a return on equity of 39.90% and a net margin of 10.86%.The business had revenue of $87.30 million for the quarter, compared to analysts’ expectations of $151.14 million. On average, equities research analysts anticipate that OppFi will post 1.8 EPS for the current year.

Analyst Upgrades and Downgrades

OPFI has been the topic of several research analyst reports. Stephens increased their price target on shares of OppFi from $9.00 to $11.00 and gave the company an “equal weight” rating in a report on Friday, May 8th. Weiss Ratings raised OppFi from a “sell (d+)” rating to a “hold (c)” rating in a research report on Tuesday, May 12th. Wall Street Zen lowered OppFi from a “strong-buy” rating to a “buy” rating in a research note on Saturday. Citizens Jmp dropped their price target on OppFi from $16.00 to $15.00 and set a “market outperform” rating for the company in a report on Friday, April 17th. Finally, Citigroup restated a “market outperform” rating on shares of OppFi in a research note on Friday, June 26th. Two investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the stock. According to data from MarketBeat, the stock currently has an average rating of “Hold” and an average target price of $13.00.

Insider Buying and Selling at OppFi

In other news, Director Christina M. Favilla sold 30,000 shares of OppFi stock in a transaction that occurred on Monday, June 8th. The shares were sold at an average price of $8.14, for a total value of $244,200.00. Following the completion of the sale, the director directly owned 156,737 shares in the company, valued at approximately $1,275,839.18. The trade was a 16.07% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. Insiders own 70.20% of the company’s stock.

Hedge Funds Weigh In On OppFi

A number of hedge funds have recently added to or reduced their stakes in OPFI. Price T Rowe Associates Inc. MD increased its stake in OppFi by 22.6% in the fourth quarter. Price T Rowe Associates Inc. MD now owns 14,889 shares of the company’s stock valued at $156,000 after acquiring an additional 2,741 shares during the last quarter. Campbell & CO Investment Adviser LLC acquired a new position in shares of OppFi during the 4th quarter worth $136,000. Tcfg Wealth Management LLC lifted its position in shares of OppFi by 40.6% during the 3rd quarter. Tcfg Wealth Management LLC now owns 14,974 shares of the company’s stock worth $170,000 after buying an additional 4,325 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its stake in OppFi by 17.9% in the second quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock valued at $186,000 after buying an additional 2,013 shares in the last quarter. Finally, Federated Hermes Inc. grew its position in OppFi by 6,103.9% in the second quarter. Federated Hermes Inc. now owns 14,331 shares of the company’s stock valued at $200,000 after acquiring an additional 14,100 shares during the last quarter. Institutional investors own 7.10% of the company’s stock.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.