OneMain Holdings, Inc. (NYSE:OMF) Stock Rated “Moderate Buy” by Sell-Side Brokerages

OneMain Holdings, Inc. (NYSE:OMF) has been assigned a consensus recommendation of “Moderate Buy” from the thirteen research firms that are covering the stock, Marketbeat Ratings reports. One research analyst has rated the stock with a sell recommendation, three have given a hold recommendation and nine have issued a buy recommendation on the company. The average 12-month target price among analysts that have issued a report on the stock in the last year is $67.09.

Several research analysts have recently weighed in on OMF shares. Royal Bank Of Canada dropped their price target on shares of OneMain from $73.00 to $71.00 and set an “outperform” rating on the stock in a research note on Friday, October 16th. Weiss Ratings raised shares of OneMain from a “hold (c+)” rating to a “buy (b-)” rating in a report on Friday. Citizens Jmp raised their price target on OneMain from $68.00 to $70.00 and gave the stock a “market outperform” rating in a research report on Thursday, July 30th. Bank of America cut their target price on OneMain from $71.00 to $67.00 and set a “buy” rating on the stock in a research note on Monday, September 28th. Finally, Evercore set a $60.00 price objective on shares of OneMain in a report on Thursday, October 1st.

Insider Activity at OneMain

In other news, COO Micah Conrad sold 5,000 shares of the stock in a transaction dated Tuesday, August 4th. The stock was sold at an average price of $65.40, for a total value of $327,000.00. Following the transaction, the chief operating officer directly owned 91,250 shares of the company’s stock, valued at approximately $5,967,750. This represents a 5.19% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. 0.29% of the stock is owned by insiders.

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of the company. New York State Teachers Retirement System raised its position in shares of OneMain by 1.7% during the 1st quarter. New York State Teachers Retirement System now owns 11,131 shares of the financial services provider’s stock worth $595,000 after purchasing an additional 189 shares during the last quarter. Cidel Asset Management Inc. boosted its stake in OneMain by 6.0% during the third quarter. Cidel Asset Management Inc. now owns 3,702 shares of the financial services provider’s stock worth $205,000 after buying an additional 211 shares during the last quarter. Taylor Frigon Capital Management LLC boosted its position in shares of OneMain by 0.6% during the 3rd quarter. Taylor Frigon Capital Management LLC now owns 35,370 shares of the financial services provider’s stock valued at $1,959,000 after acquiring an additional 225 shares during the last quarter. Park Avenue Securities LLC boosted its holdings in OneMain by 2.7% in the 3rd quarter. Park Avenue Securities LLC now owns 8,980 shares of the financial services provider’s stock valued at $497,000 after purchasing an additional 234 shares during the last quarter. Finally, Parkside Financial Bank & Trust raised its position in shares of OneMain by 32.2% during the 2nd quarter. Parkside Financial Bank & Trust now owns 1,011 shares of the financial services provider’s stock valued at $62,000 after buying an additional 246 shares during the period. Institutional investors and hedge funds own 85.82% of the company’s stock.

OneMain Price Performance

Shares of NYSE OMF opened at $56.56 on Wednesday. OneMain has a 1 year low of $45.78 and a 1 year high of $71.93. The stock has a market cap of $6.51 billion, a P/E ratio of 8.61, a price-to-earnings-growth ratio of 0.64 and a beta of 1.24. The firm has a 50-day moving average of $59.02 and a 200 day moving average of $58.46.

OneMain (NYSE:OMF) last issued its earnings results on Friday, October 30th. The financial services provider reported $1.51 EPS for the quarter, missing the consensus estimate of $1.56 by ($0.05). OneMain had a net margin of 13.43% and a return on equity of 21.91%. The business had revenue of $1.70 billion for the quarter, compared to analysts’ expectations of $1.34 billion. During the same quarter in the prior year, the business posted $1.90 earnings per share. Research analysts expect that OneMain will post 6.73 earnings per share for the current fiscal year.

OneMain Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Friday, November 13th. Shareholders of record on Monday, November 9th will be issued a $1.05 dividend. This represents a $4.20 annualized dividend and a yield of 7.4%. The ex-dividend date of this dividend is Monday, November 9th. OneMain’s payout ratio is currently 63.93%.

Trending Headlines about OneMain

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: OneMain declared a quarterly dividend of $1.05 per share, supporting the stock’s income appeal. Managed receivables reached $28.1 billion, indicating a substantial lending platform. OneMain Holdings Third Quarter 2026 Results
• Neutral Sentiment: The company reported third-quarter diluted EPS of $1.60, while adjusted diluted EPS was $1.51. The difference between the measures makes the underlying quarter more important to assess than the headline GAAP figure. OneMain Q3 2026 Earnings Call Transcript
• Neutral Sentiment: OMF’s stock recently moved above its 200-day moving average, a potentially favorable technical signal, although the broader market reaction was dominated by the earnings results. OneMain Stock Crosses Above Two Hundred Day Moving Average
• Negative Sentiment: Adjusted EPS of $1.51 missed the consensus estimate of $1.56 and declined from $1.90 a year earlier. Net income fell to $185 million from $199 million, while pretax income declined to $233 million from $263 million. OneMain Q3 Earnings Miss Estimates
• Negative Sentiment: The results suggest pressure on earnings growth and credit performance at OneMain’s nonprime consumer lending business, likely outweighing the dividend and receivables growth in investor sentiment. OneMain Key Metrics Versus Estimates

About OneMain

OneMain Holdings, Inc, operating under the OneMain Financial brand, is a consumer finance company that provides personal lending and related financial services primarily to non-prime consumers in the United States. The company serves customers through a combination of branch locations, online and mobile channels, and centralized customer service operations.

OneMain’s principal products include secured and unsecured personal loans, which customers may use for debt consolidation, home improvements, major purchases, and other personal expenses.