Nu Holdings Ltd. $NU Shares Sold by Spear Holdings RSC Ltd

Spear Holdings RSC Ltd lowered its stake in Nu Holdings Ltd. (NYSE:NU) by 89.9% in the fourth quarter, Holdings Channel.com reports. The institutional investor owned 539,130 shares of the company’s stock after selling 4,807,870 shares during the quarter. NU makes up approximately 1.6% of Spear Holdings RSC Ltd’s portfolio, making the stock its 9th largest holding. Spear Holdings RSC Ltd’s holdings in NU were worth $9,025,000 as of its most recent filing with the Securities and Exchange Commission (SEC).

A number of other institutional investors and hedge funds also recently made changes to their positions in the stock. Sowell Financial Services LLC lifted its position in shares of NU by 4.8% during the 4th quarter. Sowell Financial Services LLC now owns 12,952 shares of the company’s stock worth $217,000 after purchasing an additional 599 shares during the last quarter. MBM Wealth Consultants LLC lifted its position in shares of NU by 1.2% during the 4th quarter. MBM Wealth Consultants LLC now owns 50,284 shares of the company’s stock worth $842,000 after purchasing an additional 607 shares during the last quarter. Cornerstone Wealth Group LLC lifted its position in shares of NU by 1.2% during the 4th quarter. Cornerstone Wealth Group LLC now owns 51,724 shares of the company’s stock worth $866,000 after purchasing an additional 621 shares during the last quarter. Euro Pacific Asset Management LLC lifted its position in shares of NU by 0.3% during the 4th quarter. Euro Pacific Asset Management LLC now owns 233,618 shares of the company’s stock worth $3,642,000 after purchasing an additional 708 shares during the last quarter. Finally, MassMutual Private Wealth & Trust FSB lifted its position in shares of NU by 22.3% during the 4th quarter. MassMutual Private Wealth & Trust FSB now owns 4,394 shares of the company’s stock worth $74,000 after purchasing an additional 802 shares during the last quarter. Institutional investors and hedge funds own 84.02% of the company’s stock.

Insider Transactions at NU

In related news, CEO Cristina Helena Zing Junqueira sold 300,000 shares of the business’s stock in a transaction dated Monday, March 23rd. The stock was sold at an average price of $14.81, for a total transaction of $4,443,000.00. Following the transaction, the chief executive officer directly owned 2,312,338 shares in the company, valued at $34,245,725.78. The trade was a 11.48% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this link. 1.20% of the stock is owned by corporate insiders.

Analyst Ratings Changes

NU has been the subject of several research analyst reports. UBS Group raised NU from a “neutral” rating to a “buy” rating and boosted their price objective for the stock from $17.20 to $17.60 in a research report on Thursday, March 19th. Susquehanna boosted their price objective on NU from $19.00 to $22.00 and gave the stock a “positive” rating in a research report on Tuesday, January 27th. Itau BBA Securities reissued an “outperform” rating on shares of NU in a research report on Tuesday, March 17th. CICC Research started coverage on NU in a research note on Tuesday, April 14th. They set an “outperform” rating and a $18.00 price target on the stock. Finally, Bank of America restated a “neutral” rating on shares of NU in a research note on Monday, March 9th. Eleven analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average price target of $18.46.

NU News Summary

Here are the key news stories impacting NU this week:

• Positive Sentiment: Revenue rose above analyst estimates, showing Nu’s core business is still growing strongly even as market sentiment turned cautious. Nu Holdings Ltd. Reports First Quarter 2026 Financial Results
• Positive Sentiment: Net income increased 41% year over year to $871 million, underscoring that Nu is still generating solid profitability despite near-term credit concerns. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank
• Positive Sentiment: Credit portfolio growth remained robust, up 40% year over year, with credit cards driving expansion and supporting the company’s longer-term growth thesis. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank
• Neutral Sentiment: Several articles and the earnings call transcript focus on Nu’s AI-driven credit expansion and its potential to create a durable banking advantage, but this remains more of a long-term debate than a near-term catalyst. Can Nu Holdings (NU) Turn AI-Driven Credit Expansion Into a Durable Global Banking Advantage?
• Negative Sentiment: EPS missed expectations, which appears to be the main reason the stock is under pressure today. Nu Shares Fall After EPS Miss Overshadows Revenue Beat
• Negative Sentiment: Investors are also reacting to higher delinquency trends, rising non-performing loans, and increased provisioning, which raised concerns about credit quality and margins. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank
• Negative Sentiment: Return on equity slipped and net interest margin declined sequentially, reinforcing worries that profitability could face pressure if credit costs stay elevated. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank

NU Trading Down 5.2%

Shares of NU opened at $12.26 on Friday. Nu Holdings Ltd. has a 12-month low of $11.71 and a 12-month high of $18.98. The company has a quick ratio of 0.58, a current ratio of 0.58 and a debt-to-equity ratio of 0.39. The firm has a market capitalization of $59.53 billion, a price-to-earnings ratio of 18.86, a P/E/G ratio of 0.52 and a beta of 1.01. The stock’s 50-day moving average price is $14.31 and its 200 day moving average price is $15.89.

NU (NYSE:NU) last issued its quarterly earnings results on Thursday, May 14th. The company reported $0.19 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.20 by ($0.01). NU had a net margin of 18.20% and a return on equity of 32.46%. The firm had revenue of $5.32 billion for the quarter, compared to the consensus estimate of $5.06 billion. As a group, research analysts predict that Nu Holdings Ltd. will post 0.84 earnings per share for the current year.

NU Profile

Nu Holdings Ltd (NYSE: NU), commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products.