New York State Teachers Retirement System Sells 8,136 Shares of Synchrony Financial $SYF

New York State Teachers Retirement System decreased its holdings in shares of Synchrony Financial (NYSE:SYF) by 2.0% in the 3rd quarter, according to its most recent 13F filing with the SEC. The fund owned 398,959 shares of the financial services provider’s stock after selling 8,136 shares during the period. New York State Teachers Retirement System owned approximately 0.11% of Synchrony Financial worth $28,346,000 at the end of the most recent reporting period.

Other large investors also recently made changes to their positions in the company. Brandywine Global Investment Management LLC raised its position in shares of Synchrony Financial by 56.5% in the 2nd quarter. Brandywine Global Investment Management LLC now owns 370,383 shares of the financial services provider’s stock valued at $24,719,000 after acquiring an additional 133,780 shares during the period. AQR Capital Management LLC grew its holdings in Synchrony Financial by 6.1% during the second quarter. AQR Capital Management LLC now owns 4,266,366 shares of the financial services provider’s stock valued at $284,737,000 after purchasing an additional 245,527 shares during the period. Monument Capital Management bought a new stake in Synchrony Financial in the third quarter valued at approximately $2,735,000. CWM LLC raised its holdings in Synchrony Financial by 50.0% in the third quarter. CWM LLC now owns 58,511 shares of the financial services provider’s stock worth $4,157,000 after purchasing an additional 19,513 shares during the period. Finally, CW Advisors LLC acquired a new stake in Synchrony Financial in the second quarter worth $3,565,000. Institutional investors and hedge funds own 96.48% of the company’s stock.

Wall Street Analysts Forecast Growth

A number of research firms recently commented on SYF. Barclays upped their price objective on shares of Synchrony Financial from $86.00 to $101.00 and gave the company an “overweight” rating in a research report on Tuesday, January 6th. Wall Street Zen lowered Synchrony Financial from a “buy” rating to a “hold” rating in a research report on Friday, November 28th. BTIG Research reiterated a “buy” rating and issued a $100.00 price objective on shares of Synchrony Financial in a research report on Thursday, October 16th. Weiss Ratings reissued a “buy (b-)” rating on shares of Synchrony Financial in a research note on Wednesday, October 8th. Finally, Hsbc Global Res raised shares of Synchrony Financial from a “hold” rating to a “strong-buy” rating in a research note on Thursday, October 9th. One research analyst has rated the stock with a Strong Buy rating, twelve have issued a Buy rating and eleven have issued a Hold rating to the company’s stock. According to data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average price target of $86.47.

Synchrony Financial Stock Down 8.4%

Shares of Synchrony Financial stock opened at $79.60 on Tuesday. The firm has a market cap of $28.67 billion, a PE ratio of 8.69, a P/E/G ratio of 0.60 and a beta of 1.43. The business’s 50 day simple moving average is $80.07 and its 200 day simple moving average is $75.03. The company has a debt-to-equity ratio of 0.91, a quick ratio of 1.24 and a current ratio of 1.24. Synchrony Financial has a 52-week low of $40.54 and a 52-week high of $88.77.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Wednesday, October 15th. The financial services provider reported $2.86 earnings per share for the quarter, topping analysts’ consensus estimates of $2.22 by $0.64. Synchrony Financial had a return on equity of 22.96% and a net margin of 15.84%.The firm had revenue of $3.82 billion during the quarter, compared to the consensus estimate of $3.79 billion. During the same quarter in the prior year, the firm posted $1.94 EPS. The business’s revenue was up .2% on a year-over-year basis. On average, analysts predict that Synchrony Financial will post 7.67 earnings per share for the current fiscal year.

Synchrony Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Monday, November 17th. Shareholders of record on Wednesday, November 5th were paid a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 1.5%. The ex-dividend date was Wednesday, November 5th. Synchrony Financial’s payout ratio is presently 13.10%.

Synchrony Financial announced that its Board of Directors has initiated a share repurchase program on Wednesday, October 15th that authorizes the company to buyback $1.00 billion in outstanding shares. This buyback authorization authorizes the financial services provider to reacquire up to 3.7% of its stock through open market purchases. Stock buyback programs are often an indication that the company’s leadership believes its stock is undervalued.

Insider Buying and Selling at Synchrony Financial

In related news, insider Curtis Howse sold 12,086 shares of Synchrony Financial stock in a transaction dated Monday, November 3rd. The stock was sold at an average price of $74.02, for a total value of $894,605.72. Following the sale, the insider owned 108,271 shares of the company’s stock, valued at approximately $8,014,219.42. The trade was a 10.04% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Darrell Owens sold 2,989 shares of the company’s stock in a transaction dated Monday, November 3rd. The stock was sold at an average price of $74.02, for a total value of $221,245.78. Following the sale, the insider owned 16,096 shares in the company, valued at $1,191,425.92. The trade was a 15.66% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 55,075 shares of company stock valued at $4,036,892 over the last quarter. 0.33% of the stock is currently owned by corporate insiders.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony expanded CareCredit financing to health & wellness providers via an exclusive integration on Clover devices (adds access to 40,000 providers), which should help patient financing originations and deepen merchant relationships. Synchrony Accelerates Growth by Expanding CareCredit Financing
• Positive Sentiment: JPMorgan raised its price target on SYF from $75 to $86 (maintaining a “neutral” rating), implying upside versus recent levels and signaling some analyst confidence in the name despite policy risk. Benzinga
• Positive Sentiment: Zacks highlights Synchrony as a top?ranked momentum stock under its style scores, which may attract momentum/quant flows if risk sentiment stabilizes. Synchrony (SYF) is a Top-Ranked Momentum Stock
• Neutral Sentiment: Benzinga compiled views from 13 analysts on SYF — mixed perspectives underscore that analysts are split between policy downside and company fundamentals. Useful for tracking shifting consensus. 13 Analysts Assess Synchrony Financial
• Neutral Sentiment: Longer?term performance note: investors have seen strong 3?year returns (~178%), a background data point that may attract buyers looking through near?term volatility. Investors in Synchrony Financial have seen strong returns
• Negative Sentiment: Policy shock — media reports and market commentary on the Administration’s proposal to cap card interest rates at 10% (temporary one?year cap starting Jan 20) are the primary driver of the selloff; a 10% cap would sharply compress margins on private?label and subprime lending that underpin much of Synchrony’s profitability. Capital One, credit cards dive as Trump aims to cap interest rates
• Negative Sentiment: Sector reaction: credit lender stocks slid after the White House proposal — analysts and traders are repricing credit portfolios and expected net interest income, pressuring SYF and peers. Credit lender stocks slide on Trump proposal to cap card interest rates
• Negative Sentiment: News stories explicitly tie Synchrony’s share drop to the proposed cap and investor re?rating; these pieces explain why SYF, as a major private?label card issuer, is vulnerable to lower allowable APRs. Why Synchrony Financial (SYF) Shares Are Plunging Today
• Negative Sentiment: MarketBeat sector analysis labels SYF among lenders in the “extinction zone” if rate caps persist, outlining the math (cost of funds vs. capped yields) that would erode margins on riskier borrower cohorts. (Sector analysis for context.)

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.