nCino (NASDAQ:NCNO) CFO Gregory Orenstein Sells 10,562 Shares

nCino Inc. (NASDAQ:NCNO) CFO Gregory Orenstein sold 10,562 shares of the stock in a transaction that occurred on Tuesday, February 3rd. The shares were sold at an average price of $18.68, for a total transaction of $197,298.16. Following the transaction, the chief financial officer owned 451,184 shares in the company, valued at $8,428,117.12. The trade was a 2.29% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this link.

nCino Trading Down 4.5%

Shares of NCNO traded down $0.84 during mid-day trading on Thursday, reaching $17.97. The company’s stock had a trading volume of 2,007,289 shares, compared to its average volume of 2,054,358. The stock has a market cap of $2.06 billion, a PE ratio of -99.83, a P/E/G ratio of 3.69 and a beta of 0.55. nCino Inc. has a 52 week low of $17.69 and a 52 week high of $34.55. The company’s fifty day moving average price is $24.44 and its two-hundred day moving average price is $26.49. The company has a current ratio of 1.01, a quick ratio of 1.01 and a debt-to-equity ratio of 0.24.

nCino (NASDAQ:NCNO) last announced its quarterly earnings results on Wednesday, December 3rd. The company reported $0.31 EPS for the quarter, topping analysts’ consensus estimates of $0.20 by $0.11. nCino had a positive return on equity of 2.28% and a negative net margin of 3.71%.The business had revenue of $152.16 million for the quarter, compared to analysts’ expectations of $147.31 million. During the same period in the previous year, the firm earned $0.21 EPS. The business’s quarterly revenue was up 9.6% on a year-over-year basis. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. On average, analysts predict that nCino Inc. will post 0.12 earnings per share for the current fiscal year.

nCino declared that its Board of Directors has approved a stock repurchase plan on Monday, December 8th that permits the company to buyback $100.00 million in shares. This buyback authorization permits the company to purchase up to 3.7% of its shares through open market purchases. Shares buyback plans are usually an indication that the company’s management believes its stock is undervalued.

Key nCino News

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Q4 results and outlook were constructive — nCino beat Q4 revenue and EPS estimates, reported year-over-year revenue growth (~9.6%), and set FY2026 and Q4 2026 guidance (FY EPS 0.900–0.910). This underlying operational improvement is a supporting catalyst for the shares. MarketBeat: NCNO coverage
• Positive Sentiment: Board-authorized buyback — nCino’s board approved a $100 million repurchase program (roughly up to ~3.7% of shares), which signals management believes the stock is undervalued and can provide buy-side support over time. MarketBeat: NCNO buyback
• Neutral Sentiment: Mixed analyst landscape — consensus remains a moderate buy with a wide spread of ratings and an average price target notably above current levels; this creates both upside narrative and variability in near-term sentiment. MarketBeat: Analyst coverage
• Neutral Sentiment: Institutional ownership is high (?95% held by institutions), which can amplify moves as funds rebalance; modest liquidity relative to historical trading ranges can exaggerate price moves. MarketBeat: Institutional holdings
• Negative Sentiment: Significant insider selling — multiple insiders sold large blocks on Feb 3–4 (CEO Sean Desmond, CFO Gregory Orenstein, director Pierre Naude, other officers). The concentrated insider sales (each several thousand shares, director sale ~$453k) are being interpreted by the market as a near-term negative signal and are pressuring the stock. InsiderTrades alert
• Negative Sentiment: Analyst downgrade — Zacks lowered NCNO from “strong-buy” to “hold,” which likely reduced buy-side conviction in the short term. Zacks downgrade
• Negative Sentiment: Press coverage highlights selling pressure — outlets are flagging the insider selling as a catalyst weighing on shares, amplifying the negative market reaction. AktienCheck: Insider selling story

Wall Street Analysts Forecast Growth

Several equities analysts recently issued reports on the stock. Barclays reduced their price target on shares of nCino from $37.00 to $34.00 and set an “overweight” rating on the stock in a research report on Monday, January 5th. William Blair raised shares of nCino from a “market perform” rating to an “outperform” rating in a report on Friday, October 10th. Needham & Company LLC restated a “buy” rating and issued a $38.00 price target on shares of nCino in a research note on Thursday, December 4th. Truist Financial dropped their target price on shares of nCino from $32.00 to $27.00 and set a “hold” rating on the stock in a report on Thursday, December 4th. Finally, Stephens upgraded nCino from a “hold” rating to an “overweight” rating in a research note on Monday, October 27th. One research analyst has rated the stock with a Strong Buy rating, nine have assigned a Buy rating, nine have assigned a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and an average price target of $33.27.

Institutional Investors Weigh In On nCino

Several large investors have recently made changes to their positions in the company. Farther Finance Advisors LLC raised its position in shares of nCino by 186.4% during the 3rd quarter. Farther Finance Advisors LLC now owns 948 shares of the company’s stock valued at $26,000 after buying an additional 617 shares in the last quarter. Advisors Asset Management Inc. increased its position in shares of nCino by 68.5% during the second quarter. Advisors Asset Management Inc. now owns 1,127 shares of the company’s stock worth $32,000 after acquiring an additional 458 shares during the period. CWM LLC increased its holdings in nCino by 255.8% during the 4th quarter. CWM LLC now owns 1,142 shares of the company’s stock worth $29,000 after purchasing an additional 821 shares during the period. AlphaQuest LLC raised its holdings in shares of nCino by 5,022.2% in the third quarter. AlphaQuest LLC now owns 1,383 shares of the company’s stock valued at $37,000 after acquiring an additional 1,356 shares in the last quarter. Finally, Quarry LP lifted its position in shares of nCino by 138.2% in the 3rd quarter. Quarry LP now owns 1,701 shares of the company’s stock worth $46,000 after purchasing an additional 987 shares during the period. 94.76% of the stock is owned by institutional investors.

About nCino

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.