NBT Bancorp (NBTB) Expected to Release Earnings on Tuesday

NBT Bancorp (NASDAQ:NBTB) is expected to issue its Q3 2026 results after the market closes on Tuesday, October 27th. Analysts expect NBT Bancorp to post earnings of $1.09 per share and revenue of $193.83 million for the quarter. Interested persons may visit the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Wednesday, October 28, 2026 at 10:00 AM ET.

NBT Bancorp (NASDAQ:NBTB) last released its quarterly earnings results on Monday, July 27th. The bank reported $1.01 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.02 by ($0.01). NBT Bancorp had a net margin of 22.58% and a return on equity of 11.27%. The firm had revenue of $186.69 million for the quarter, compared to the consensus estimate of $188.81 million. On average, analysts expect NBT Bancorp to post $4.17 EPS for the current fiscal year and $4.55 EPS for the next fiscal year.

NBT Bancorp Price Performance

NASDAQ NBTB opened at $52.87 on Friday. The company has a 50-day moving average price of $51.33 and a 200-day moving average price of $49.19. NBT Bancorp has a 52 week low of $39.44 and a 52 week high of $54.50. The company has a quick ratio of 0.87, a current ratio of 0.87 and a debt-to-equity ratio of 0.08. The firm has a market capitalization of $2.75 billion, a P/E ratio of 12.93 and a beta of 0.49.

NBT Bancorp Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Tuesday, September 15th. Investors of record on Tuesday, September 1st were given a dividend of $0.40 per share. This represents a $1.60 annualized dividend and a yield of 3.0%. This is a positive change from NBT Bancorp’s previous quarterly dividend of $0.37. The ex-dividend date was Tuesday, September 1st. NBT Bancorp’s dividend payout ratio (DPR) is presently 39.12%.

Insider Transactions at NBT Bancorp

In related news, EVP Ruth Mahoney sold 4,500 shares of the stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $54.30, for a total transaction of $244,350.00. Following the completion of the sale, the executive vice president owned 11,928 shares in the company, valued at approximately $647,690.40. This trade represents a 27.39% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, EVP Sarah Halliday sold 9,000 shares of NBT Bancorp stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $54.04, for a total value of $486,360.00. Following the sale, the executive vice president directly owned 22,054 shares in the company, valued at $1,191,798.16. This trade represents a 28.98% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Corporate insiders own 2.99% of the company’s stock.

Analyst Upgrades and Downgrades

A number of analysts have commented on NBTB shares. DA Davidson upped their target price on shares of NBT Bancorp from $52.00 to $59.00 and gave the company a “buy” rating in a report on Wednesday, July 29th. Weiss Ratings reiterated a “buy (b)” rating on shares of NBT Bancorp in a research report on Monday, October 19th. Wall Street Zen upgraded shares of NBT Bancorp from a “sell” rating to a “hold” rating in a research note on Saturday, September 12th. Keefe, Bruyette & Woods reiterated a “hold” rating and set a $54.00 price target (up from $52.00) on shares of NBT Bancorp in a research note on Monday, August 3rd. Finally, Stephens downgraded shares of NBT Bancorp from an “overweight” rating to an “equal weight” rating and boosted their price objective for the company from $52.00 to $55.00 in a research report on Thursday, July 30th. Three investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. Based on data from MarketBeat.com, NBT Bancorp currently has an average rating of “Hold” and an average price target of $54.10.

About NBT Bancorp

NBT Bancorp Inc is the bank holding company for NBT Bank, a community banking institution headquartered in Norwich, New York. Through NBT Bank and its subsidiaries, the company provides banking, lending, investment, insurance and financial services to consumers, businesses, nonprofit organizations and municipalities.

NBT Bank offers checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, business lending, cash-management services and agricultural financing.