Navient (NASDAQ:NAVI) Issues FY 2026 Earnings Guidance

Navient (NASDAQ:NAVI) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 0.650-0.800 for the period, compared to the consensus estimate of 1.180. The company issued revenue guidance of -.

Navient Trading Down 0.4%

Shares of Navient stock opened at $12.04 on Wednesday. The company’s fifty day simple moving average is $12.58 and its 200-day simple moving average is $12.82. The company has a market cap of $1.17 billion, a price-to-earnings ratio of -22.30 and a beta of 1.29. The company has a current ratio of 9.41, a quick ratio of 9.41 and a debt-to-equity ratio of 16.98. Navient has a 1 year low of $10.53 and a 1 year high of $16.07.

Navient (NASDAQ:NAVI) last posted its quarterly earnings results on Wednesday, January 28th. The credit services provider reported $0.39 EPS for the quarter, beating the consensus estimate of $0.31 by $0.08. Navient had a positive return on equity of 4.12% and a negative net margin of 1.48%.Navient has set its FY 2026 guidance at 0.650-0.800 EPS. As a group, sell-side analysts expect that Navient will post 1.04 EPS for the current year.

Navient Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Friday, December 19th. Shareholders of record on Friday, December 5th were issued a $0.16 dividend. This represents a $0.64 annualized dividend and a yield of 5.3%. The ex-dividend date of this dividend was Friday, December 5th. Navient’s payout ratio is -118.52%.

Analysts Set New Price Targets

A number of research firms have recently commented on NAVI. Wall Street Zen downgraded shares of Navient from a “hold” rating to a “sell” rating in a report on Saturday, November 1st. Keefe, Bruyette & Woods decreased their price objective on Navient from $15.00 to $14.50 and set a “market perform” rating on the stock in a report on Wednesday, October 1st. TD Cowen reissued a “sell” rating on shares of Navient in a report on Thursday, October 30th. Weiss Ratings restated a “sell (d)” rating on shares of Navient in a research note on Monday, December 29th. Finally, JPMorgan Chase & Co. lowered their target price on shares of Navient from $14.00 to $12.50 and set a “neutral” rating on the stock in a report on Thursday, October 30th. Four analysts have rated the stock with a Hold rating and five have assigned a Sell rating to the stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Strong Sell” and a consensus price target of $12.57.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of the company. Jacobs Levy Equity Management Inc. raised its position in shares of Navient by 457.7% during the third quarter. Jacobs Levy Equity Management Inc. now owns 147,085 shares of the credit services provider’s stock worth $1,934,000 after acquiring an additional 120,711 shares during the last quarter. Caxton Associates LLP lifted its position in Navient by 21.9% during the 3rd quarter. Caxton Associates LLP now owns 166,468 shares of the credit services provider’s stock valued at $2,189,000 after purchasing an additional 29,918 shares during the period. Verition Fund Management LLC lifted its position in Navient by 88.7% during the 3rd quarter. Verition Fund Management LLC now owns 20,894 shares of the credit services provider’s stock valued at $275,000 after purchasing an additional 9,819 shares during the period. Polymer Capital Management HK LTD bought a new position in shares of Navient in the 3rd quarter valued at about $288,000. Finally, Public Employees Retirement System of Ohio acquired a new stake in shares of Navient during the 3rd quarter worth approximately $315,000. 97.14% of the stock is currently owned by institutional investors.

Navient Company Profile

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.