Navera Investment Management Ltd. Decreases Stake in Mastercard Incorporated $MA

Navera Investment Management Ltd. reduced its stake in Mastercard Incorporated (NYSE:MA) by 1.0% during the third quarter, according to the company in its most recent 13F filing with the SEC. The fund owned 633,388 shares of the credit services provider’s stock after selling 6,480 shares during the period. Mastercard makes up 6.9% of Navera Investment Management Ltd.’s portfolio, making the stock its 2nd largest holding. Navera Investment Management Ltd. owned approximately 0.07% of Mastercard worth $360,195,000 as of its most recent filing with the SEC.

A number of other hedge funds and other institutional investors have also recently modified their holdings of MA. Vanguard Group Inc. grew its position in Mastercard by 1.2% in the 2nd quarter. Vanguard Group Inc. now owns 78,475,807 shares of the credit services provider’s stock valued at $44,098,695,000 after acquiring an additional 931,132 shares during the last quarter. Geode Capital Management LLC grew its position in Mastercard by 2.8% during the 2nd quarter. Geode Capital Management LLC now owns 19,760,552 shares of the credit services provider’s stock worth $11,062,509,000 after purchasing an additional 542,841 shares during the last quarter. Laurel Wealth Advisors LLC increased its stake in Mastercard by 55,868.1% during the 2nd quarter. Laurel Wealth Advisors LLC now owns 13,421,148 shares of the credit services provider’s stock valued at $7,541,880,000 after purchasing an additional 13,397,168 shares in the last quarter. Norges Bank purchased a new position in shares of Mastercard in the second quarter worth $6,725,317,000. Finally, Massachusetts Financial Services Co. MA lifted its stake in shares of Mastercard by 25.6% during the second quarter. Massachusetts Financial Services Co. MA now owns 6,372,404 shares of the credit services provider’s stock worth $3,580,909,000 after buying an additional 1,299,977 shares during the period. 97.28% of the stock is currently owned by institutional investors.

Wall Street Analysts Forecast Growth

MA has been the subject of several recent research reports. Weiss Ratings reiterated a “buy (b)” rating on shares of Mastercard in a research report on Wednesday, October 8th. Tigress Financial raised their target price on Mastercard from $685.00 to $730.00 and gave the company a “strong-buy” rating in a research report on Thursday, November 6th. UBS Group lifted their price target on Mastercard from $690.00 to $700.00 and gave the stock a “buy” rating in a research note on Friday, October 31st. KeyCorp reaffirmed an “overweight” rating and issued a $665.00 target price on shares of Mastercard in a research note on Wednesday, October 22nd. Finally, Macquarie upped their price objective on shares of Mastercard from $655.00 to $660.00 and gave the company an “outperform” rating in a research note on Friday, October 31st. Five investment analysts have rated the stock with a Strong Buy rating, twenty-two have issued a Buy rating and two have issued a Hold rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of “Buy” and a consensus price target of $662.08.

Key Stories Impacting Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Management’s “API-first” push is turning Mastercard into a broader payments infrastructure provider — embedding tokenization, fraud tools and open-banking connections that can create stickier, higher-margin revenue streams. Why Mastercard’s API-First Strategy Is Becoming a Growth Multiplier
• Positive Sentiment: Analysts and earnings models expect Mastercard to continue its streak of beats — the firm’s recent quarter showed strong revenue and EPS growth, and consensus forecasts imply continued upside to estimates. Will MasterCard (MA) Beat Estimates Again in Its Next Earnings Report?
• Positive Sentiment: Bullish equity research (Seeking Alpha) reiterates Mastercard’s wide moat and resilient business model, arguing regulatory scenarios would likely have limited EPS downside — supporting the view that pullbacks may be buying opportunities. Mastercard: A Fire To Run Towards
• Neutral Sentiment: Consensus analyst ratings remain constructive (average “Buy”), which can support demand if macro/regulatory noise stabilizes. Mastercard Incorporated (NYSE:MA) Receives Average Rating of “Buy” from Analysts
• Neutral Sentiment: Market attention and technical interest have increased after a recent pullback, which could amplify moves in either direction depending on next catalysts (earnings, regulatory updates). Is Trending Stock Mastercard Incorporated (MA) a Buy Now?
• Negative Sentiment: Regulatory/legal setback in the U.K.: the High Court ruled the payments regulator can set a cap on cross-border interchange fees, increasing the risk of fee restrictions in key markets and prompting immediate investor concern. Mastercard, Visa and Revolut lose UK case over proposed cross-border card fees cap
• Negative Sentiment: U.S. policy risk is rising: senators reintroduced the Credit Card Competition Act and political rhetoric (including presidential support for fee/rate caps) has intensified, creating headline risk that could pressure margins if legislation advances. Senators reintroduce Credit Card Competition Act after Trump endorses bill to lower swipe fees

Mastercard Price Performance

Shares of NYSE:MA opened at $539.82 on Friday. The stock has a market cap of $484.76 billion, a price-to-earnings ratio of 34.52, a PEG ratio of 1.83 and a beta of 0.86. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.12 and a quick ratio of 1.12. Mastercard Incorporated has a 12 month low of $465.59 and a 12 month high of $601.77. The stock’s 50 day moving average price is $557.14 and its 200 day moving average price is $566.52.

Mastercard (NYSE:MA) last posted its quarterly earnings results on Thursday, October 30th. The credit services provider reported $4.38 earnings per share (EPS) for the quarter, topping the consensus estimate of $4.31 by $0.07. The firm had revenue of $8.60 billion for the quarter, compared to analyst estimates of $8.53 billion. Mastercard had a net margin of 45.28% and a return on equity of 202.03%. The firm’s quarterly revenue was up 16.7% compared to the same quarter last year. During the same quarter in the previous year, the business posted $3.89 earnings per share. Equities research analysts anticipate that Mastercard Incorporated will post 15.91 earnings per share for the current fiscal year.

Mastercard Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, February 9th. Investors of record on Friday, January 9th will be given a dividend of $0.87 per share. The ex-dividend date of this dividend is Friday, January 9th. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. This is a boost from Mastercard’s previous quarterly dividend of $0.76. Mastercard’s payout ratio is presently 22.25%.

About Mastercard

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.