Lion Group (NASDAQ:LGHL) & Oportun Financial (NASDAQ:OPRT) Head to Head Contrast

Oportun Financial (NASDAQ:OPRT) and Lion Group (NASDAQ:LGHL) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, profitability, analyst recommendations, risk and valuation.

Insider & Institutional Ownership

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 0.2% of Lion Group shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 8.7% of Lion Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Oportun Financial and Lion Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Oportun Financial	3.19%	17.61%	2.03%
Lion Group	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Oportun Financial and Lion Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oportun Financial	2	3	2	0	2.00
Lion Group	1	0	0	0	1.00

Oportun Financial presently has a consensus price target of $8.67, indicating a potential upside of 88.41%. Given Oportun Financial’s stronger consensus rating and higher possible upside, research analysts plainly believe Oportun Financial is more favorable than Lion Group.

Valuation and Earnings

This table compares Oportun Financial and Lion Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oportun Financial	$1.00 billion	0.20	-$78.68 million	$0.66	6.97
Lion Group	$21.09 million	0.01	-$27.45 million	N/A	N/A

Lion Group has lower revenue, but higher earnings than Oportun Financial.

Volatility & Risk

Oportun Financial has a beta of 1.35, indicating that its share price is 35% more volatile than the S&P 500. Comparatively, Lion Group has a beta of 2.42, indicating that its share price is 142% more volatile than the S&P 500.

Summary

Oportun Financial beats Lion Group on 10 of the 12 factors compared between the two stocks.

About Oportun Financial

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.

About Lion Group

Lion Group Holding Ltd., together with its subsidiaries, operates a trading platform for corporate clients, individual traders, and retail investors primarily in the People's Republic of China and Southeast Asia. Its trading platform offers a range of products and services comprising contracts for difference trading, over-the-counter stock options trading, futures and securities brokerage, and total return swap trading services through its Lion Brokers Pro app platform. The company's trading platform allows users to trade various futures products on futures exchanges worldwide, including the Chicago Mercantile Exchange, Singapore Exchange, the Hong Kong Futures Exchange, and Eurex Exchange; stocks listed on the New York Stock Exchange, Nasdaq and Hong Kong Stock Exchange; and the People's Republic of China stocks listed on the Shanghai Stock Exchange and Shenzhen Stock Exchange that are eligible for the Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect programs. It markets its products mainly through search engines, social media, app stores, and third-party websites. Lion Group Holding Ltd. was founded in 2015 and is headquartered in Singapore.