HOYA (OTCMKTS:HOCPY) vs. Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München (OTCMKTS:MURGY) Head to Head Review

HOYA (OTCMKTS:HOCPY) and Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München (OTCMKTS:MURGY) are both large-cap computer and technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability and valuation.

Valuation and Earnings

This table compares HOYA and Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HOYA	$5.36 billion	7.82	$1.26 billion	$3.37	35.40
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München	$73.37 billion	0.86	$3.62 billion	$3.91	11.76

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München has higher revenue and earnings than HOYA. Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München is trading at a lower price-to-earnings ratio than HOYA, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

HOYA has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München has a beta of 0.95, suggesting that its share price is 5% less volatile than the S&P 500.

Dividends

HOYA pays an annual dividend of $0.44 per share and has a dividend yield of 0.4%. Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München pays an annual dividend of $1.13 per share and has a dividend yield of 2.5%. HOYA pays out 13.1% of its earnings in the form of a dividend. Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München pays out 28.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Insider & Institutional Ownership

0.1% of HOYA shares are owned by institutional investors. Comparatively, 0.2% of Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and price targets for HOYA and Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HOYA	0	0	1	0	3.00
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München	0	0	0	0	N/A

Profitability

This table compares HOYA and Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HOYA	21.50%	19.46%	15.42%
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München	7.05%	20.60%	1.79%

Summary

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München beats HOYA on 7 of the 13 factors compared between the two stocks.

About HOYA

HOYA Corporation, a med-tech company, provides high-tech and medical products worldwide. It operates through three segments: Life Care, Telecommunication, and Other. The company offers life care products, including eyeglass and contact lenses; medical endoscopes; intraocular lenses; laparoscopic surgical instruments; automatic endoscope cleaning equipment; and other medical related products, such as prosthetic ceramic fillers and metallic implants for orthopedics. It also operates Eyecity, a specialty retailer of contact lenses. In addition, the company provides information technology products, such as mask blanks and photomasks for manufacturing semiconductor chips; glass disks for hard disk drives; and imaging products that include optical glasses/optical lenses, colored glass filters, and laser equipment/UV light resources. Further, it engages in the research, development, manufacture, and sale of photomasks for manufacturing flat panel displays. Additionally, the company offers ReadSpeaker, a speech synthesis software; and cloud services comprising Kinnosuke, a time and attendance management service, as well as Yonosuke, an electronic payslip service. HOYA Corporation was founded in 1941 and is headquartered in Tokyo, Japan.

About Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.