Horace Mann Educators (NYSE:HMN) Updates FY 2026 Earnings Guidance

Horace Mann Educators (NYSE:HMN) updated its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 4.600-4.900 for the period, compared to the consensus estimate of 4.530. The company issued revenue guidance of -.

Analyst Ratings Changes

Separately, Weiss Ratings upgraded shares of Horace Mann Educators from a “buy (b+)” rating to a “buy (a-)” rating in a report on Monday, June 15th. One equities research analyst has rated the stock with a Strong Buy rating, According to MarketBeat.com, the stock currently has a consensus rating of “Strong Buy”.

Horace Mann Educators Stock Performance

NYSE:HMN traded up $2.06 during mid-day trading on Thursday, hitting $54.16. 386,880 shares of the stock were exchanged, compared to its average volume of 251,674. The firm’s 50-day simple moving average is $50.48 and its 200 day simple moving average is $46.23. The stock has a market capitalization of $2.19 billion, a price-to-earnings ratio of 13.61 and a beta of 0.08. Horace Mann Educators has a fifty-two week low of $41.29 and a fifty-two week high of $55.56. The company has a debt-to-equity ratio of 0.40, a quick ratio of 0.08 and a current ratio of 0.08.

Horace Mann Educators (NYSE:HMN) last issued its quarterly earnings data on Wednesday, August 5th. The insurance provider reported $1.17 EPS for the quarter, beating analysts’ consensus estimates of $0.79 by $0.38. The firm had revenue of $443.50 million for the quarter, compared to analyst estimates of $321.70 million. Horace Mann Educators had a return on equity of 14.15% and a net margin of 9.63%.The company’s revenue for the quarter was up 7.7% on a year-over-year basis. During the same period in the prior year, the firm posted $1.06 EPS. Horace Mann Educators has set its FY 2026 guidance at 4.600-4.900 EPS. As a group, equities analysts anticipate that Horace Mann Educators will post 4.49 EPS for the current fiscal year.

Horace Mann Educators Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Tuesday, June 30th. Investors of record on Monday, June 15th were paid a $0.36 dividend. The ex-dividend date was Monday, June 15th. This represents a $1.44 annualized dividend and a dividend yield of 2.7%. Horace Mann Educators’s dividend payout ratio is 36.18%.

Insider Activity at Horace Mann Educators

In related news, CEO Marita Zuraitis sold 7,500 shares of the firm’s stock in a transaction dated Monday, August 3rd. The shares were sold at an average price of $52.03, for a total transaction of $390,225.00. Following the transaction, the chief executive officer directly owned 307,129 shares of the company’s stock, valued at approximately $15,979,921.87. This trade represents a 2.38% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 22,514 shares of company stock valued at $1,132,396 in the last 90 days. Corporate insiders own 3.60% of the company’s stock.

Horace Mann Educators News Summary

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: Second-quarter earnings significantly exceeded expectations. HMN reported adjusted earnings of $1.17 per share, up from $1.06 a year earlier and above consensus estimates ranging from $0.67 to $0.79. Horace Mann Q2 Earnings Top Estimates
• Positive Sentiment: Revenue increased 7.7% year over year to $443.5 million. The top-line result was described as broadly in line with expectations in one report, but the earnings beat and stronger-than-anticipated profitability were the key positives for investors. Horace Mann Q2 CY2026 Earnings Results
• Positive Sentiment: Management raised or reaffirmed an attractive 2026 earnings outlook. Full-year EPS guidance is $4.60-$4.90, above the approximately $4.53 analyst consensus cited in the update. The outlook supports expectations for continued earnings growth. HMN Q2 2026 Earnings Call Transcript
• Neutral Sentiment: HMN maintains a quarterly dividend of $0.36, or $1.44 annualized, representing a yield of roughly 2.8% and a payout ratio near 36%. This provides income support but was not a new catalyst.
• Negative Sentiment: CEO Marita Zuraitis sold 7,500 shares for approximately $390,225. The transaction reduced her holdings by 2.38%, but it was executed under a pre-arranged Rule 10b5-1 plan, limiting its significance as a signal about management’s outlook. CEO Share Sale SEC Filing

Institutional Inflows and Outflows

Several hedge funds have recently made changes to their positions in the business. EverSource Wealth Advisors LLC boosted its stake in shares of Horace Mann Educators by 222.3% in the second quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock valued at $39,000 after buying an additional 627 shares during the period. Los Angeles Capital Management LLC acquired a new position in Horace Mann Educators in the 4th quarter valued at $51,000. Kemnay Advisory Services Inc. acquired a new position in Horace Mann Educators in the 4th quarter valued at $51,000. Osaic Holdings Inc. lifted its position in shares of Horace Mann Educators by 181.5% during the 2nd quarter. Osaic Holdings Inc. now owns 1,326 shares of the insurance provider’s stock valued at $57,000 after acquiring an additional 855 shares during the period. Finally, Quadrant Capital Group LLC lifted its position in shares of Horace Mann Educators by 10,953.8% during the 4th quarter. Quadrant Capital Group LLC now owns 1,437 shares of the insurance provider’s stock valued at $66,000 after acquiring an additional 1,424 shares during the period. 99.28% of the stock is owned by institutional investors.

Horace Mann Educators Company Profile

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.