Horace Mann Educators (NYSE:HMN) Posts Earnings Results, Beats Estimates By $0.96 EPS

Horace Mann Educators (NYSE:HMN) released its quarterly earnings results on Tuesday. The insurance provider reported $2.06 earnings per share for the quarter, beating analysts’ consensus estimates of $1.10 by $0.96, Zacks reports. Horace Mann Educators had a net margin of 10.16% and a return on equity of 15.90%. The company had revenue of $439.20 million for the quarter, compared to analyst estimates of $320.00 million. During the same period last year, the firm earned $1.36 earnings per share.

Horace Mann Educators Stock Performance

HMN traded up $2.39 during trading on Thursday, hitting $52.59. 235,390 shares of the company traded hands, compared to its average volume of 264,967. The firm has a market cap of $2.13 billion, a P/E ratio of 12.24 and a beta of 0.09. The stock’s fifty day moving average is $47.57 and its 200 day moving average is $46.95. The company has a quick ratio of 0.08, a current ratio of 0.08 and a debt-to-equity ratio of 0.40. Horace Mann Educators has a one year low of $41.29 and a one year high of $55.56.

Horace Mann Educators Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Wednesday, September 30th. Investors of record on Wednesday, September 16th were given a dividend of $0.36 per share. The ex-dividend date was Wednesday, September 16th. This represents a $1.44 annualized dividend and a yield of 2.7%. Horace Mann Educators’s dividend payout ratio is presently 33.64%.

Wall Street Analysts Forecast Growth

Several equities research analysts have commented on the stock. Zacks Research lowered shares of Horace Mann Educators from a “strong-buy” rating to a “hold” rating in a research note on Monday, October 12th. Wall Street Zen upgraded Horace Mann Educators from a “hold” rating to a “buy” rating in a research note on Monday, October 12th. Weiss Ratings downgraded Horace Mann Educators from a “buy (a-)” rating to a “buy (b+)” rating in a research note on Wednesday, October 28th. Finally, Raymond James Financial reaffirmed a “strong-buy” rating and issued a $59.00 target price on shares of Horace Mann Educators in a report on Thursday, August 13th. One equities research analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and one has given a Hold rating to the company’s stock. According to data from MarketBeat.com, the company presently has an average rating of “Buy” and a consensus target price of $59.00.

Insider Buying and Selling

In other Horace Mann Educators news, General Counsel Donald M. Carley sold 2,054 shares of the business’s stock in a transaction dated Thursday, September 3rd. The shares were sold at an average price of $52.28, for a total value of $107,383.12. Following the transaction, the general counsel directly owned 28,760 shares in the company, valued at $1,503,572.80. The trade was a 6.67% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, CEO Marita Zuraitis sold 7,500 shares of the stock in a transaction that occurred on Monday, November 2nd. The shares were sold at an average price of $47.20, for a total transaction of $354,000.00. Following the transaction, the chief executive officer directly owned 286,384 shares of the company’s stock, valued at $13,517,324.80. This represents a 2.55% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders sold 27,791 shares of company stock worth $1,359,488. Insiders own 3.60% of the company’s stock.

Trending Headlines about Horace Mann Educators

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: Third-quarter EPS came in at $2.06, well above the $1.10 analyst consensus and up from $1.36 a year earlier. The company also reported revenue of $439.2 million. Horace Mann Q3 Earnings Surpass Estimates
• Positive Sentiment: Management lifted its 2026 core EPS outlook to $5.75–$5.95, above the cited FactSet estimate of $4.85. This is the second consecutive quarterly increase to its profitability guidance. Q3 Earnings Call Highlights
• Positive Sentiment: Stronger underwriting, higher investment income and growth in benefits helped drive results, supporting optimism about HMN’s core insurance operations. Why Horace Mann Educators Stock Soared Today
• Neutral Sentiment: CEO Marita Zuraitis sold 7,500 shares under a pre-arranged Rule 10b5-1 plan and retained 286,384 shares. The planned nature of the sale may lessen its significance as a signal about the company’s prospects. CEO Share Sale
• Negative Sentiment: Some coverage cautioned that HMN may be fully priced after its recent run, while normalization concerns could weigh on expectations if current profitability proves difficult to sustain. HMN Stock Looks Fully Priced

Horace Mann Educators Company Profile

Horace Mann Educators Corporation (NYSE: HMN) is an insurance and financial services company focused on serving educators and employees of public schools. The company provides products designed to address the personal insurance, life insurance and retirement needs of educators, school administrators and other education professionals.

Its offerings include automobile and homeowners insurance, life insurance, supplemental insurance products and retirement annuities. Horace Mann also provides retirement planning resources and other financial services intended to help educators prepare for retirement and manage their long-term financial needs.

Founded in 1945, the company is headquartered in Springfield, Illinois, and markets its products primarily through a network of agents serving the education community across the United States.