Hilltop (NYSE:HTH) Releases Quarterly Earnings Results, Beats Estimates By $0.10 EPS

Hilltop (NYSE:HTH) released its earnings results on Thursday. The financial services provider reported $0.64 EPS for the quarter, topping the consensus estimate of $0.54 by $0.10, Zacks reports. The firm had revenue of $184.29 million for the quarter, compared to the consensus estimate of $304.87 million. Hilltop had a net margin of 10.19% and a return on equity of 7.47%. During the same quarter in the previous year, the firm earned $0.65 earnings per share.

Hilltop Stock Performance

HTH stock traded down $1.33 during mid-day trading on Friday, reaching $36.64. 35,359 shares of the stock traded hands, compared to its average volume of 367,456. Hilltop has a one year low of $28.43 and a one year high of $40.41. The stock has a market capitalization of $2.18 billion, a PE ratio of 13.80 and a beta of 0.92. The business has a 50-day moving average price of $36.86 and a two-hundred day moving average price of $35.38.

Hilltop Announces Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Friday, May 22nd. Shareholders of record on Friday, May 8th will be given a dividend of $0.20 per share. The ex-dividend date is Friday, May 8th. This represents a $0.80 dividend on an annualized basis and a yield of 2.2%. Hilltop’s payout ratio is 30.19%.

More Hilltop News

Here are the key news stories impacting Hilltop this week:

• Positive Sentiment: Q1 EPS beat — Hilltop reported $0.64 EPS vs. consensus ~$0.54, which supports near-term profitability and helped management fund capital returns. Hilltop Q1 Press Release / Slides
• Positive Sentiment: Dividend and capital returns — Board declared a $0.20 quarterly cash dividend (annualized yield ~2.1%) and advanced its capital-return plan, which can support investor income and signal confidence in cash flow. TipRanks: Dividend & Capital Return
• Neutral Sentiment: Official results and details — BusinessWire/press release confirmed net income attributable to common of $37.8M and the dividend; slide deck is available for investors doing deeper analysis. BusinessWire: Q1 Results
• Neutral Sentiment: Analyst/metric reviews — Zacks notes the EPS beat but highlights mixed operating metrics vs. estimates; useful context for valuation and trend checks. Zacks: Key Metrics vs Estimates
• Neutral Sentiment: Company / media snapshots and outlook pieces — Several outlets published earnings looks and valuation pieces that can help investors model forward EPS and multiples. Yahoo: Earnings Look
• Negative Sentiment: Revenue miss — Reported revenue $184.3M vs. analyst estimate ~ $304.9M, a material shortfall that raises questions about underlying business segments and may pressure the stock. Yahoo: Sales Below Estimates
• Negative Sentiment: Downgrade and asset-quality concerns — A Seeking Alpha piece downgraded HTH to Hold, citing sequential EPS decline, a 3.2% drop in deposits, heavy Texas/CRE concentration (43% CRE loans) and rising nonperforming asset ratios — factors that increase credit and regional-concentration risk. Seeking Alpha: Rating Downgrade

Insider Buying and Selling at Hilltop

In other Hilltop news, major shareholder Gerald J. Ford sold 259,771 shares of the business’s stock in a transaction on Thursday, March 5th. The shares were sold at an average price of $37.98, for a total transaction of $9,866,102.58. Following the transaction, the insider owned 7,867 shares in the company, valued at $298,788.66. The trade was a 97.06% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, CEO Martin Bradley Winges sold 26,000 shares of the business’s stock in a transaction on Tuesday, February 3rd. The shares were sold at an average price of $38.46, for a total transaction of $999,960.00. Following the transaction, the chief executive officer owned 65,831 shares in the company, valued at $2,531,860.26. This trade represents a 28.31% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold 294,796 shares of company stock worth $11,225,619 over the last quarter. Insiders own 29.90% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of the company. CANADA LIFE ASSURANCE Co increased its position in Hilltop by 1.0% during the fourth quarter. CANADA LIFE ASSURANCE Co now owns 37,559 shares of the financial services provider’s stock valued at $1,275,000 after acquiring an additional 368 shares during the last quarter. Smartleaf Asset Management LLC grew its holdings in shares of Hilltop by 36.2% in the fourth quarter. Smartleaf Asset Management LLC now owns 1,817 shares of the financial services provider’s stock worth $62,000 after purchasing an additional 483 shares during the last quarter. Victory Capital Management Inc. grew its holdings in shares of Hilltop by 3.2% in the third quarter. Victory Capital Management Inc. now owns 26,780 shares of the financial services provider’s stock worth $895,000 after purchasing an additional 840 shares during the last quarter. EverSource Wealth Advisors LLC grew its holdings in shares of Hilltop by 584.7% in the second quarter. EverSource Wealth Advisors LLC now owns 1,075 shares of the financial services provider’s stock worth $33,000 after purchasing an additional 918 shares during the last quarter. Finally, Danske Bank A S bought a new position in shares of Hilltop in the third quarter worth about $43,000. Institutional investors own 57.13% of the company’s stock.

Analyst Ratings Changes

A number of equities research analysts recently issued reports on HTH shares. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Hilltop in a research note on Tuesday. Zacks Research downgraded shares of Hilltop from a “strong-buy” rating to a “hold” rating in a research note on Wednesday, March 4th. Wall Street Zen downgraded shares of Hilltop from a “hold” rating to a “sell” rating in a research note on Saturday, April 4th. Finally, Keefe, Bruyette & Woods upped their price target on shares of Hilltop from $34.00 to $39.00 and gave the company a “market perform” rating in a research note on Tuesday, February 3rd. One analyst has rated the stock with a Buy rating and three have given a Hold rating to the stock. According to MarketBeat.com, the company has an average rating of “Hold” and a consensus price target of $37.50.

About Hilltop

Hilltop Holdings, Inc (NYSE: HTH) is a Dallas, Texas–based financial holding company offering commercial banking, mortgage lending and capital markets services through its three primary subsidiaries: PlainsCapital Corporation, PrimeLending and HilltopSecurities. PlainsCapital provides deposit, lending and treasury management solutions to small and mid-sized businesses, professionals and individuals. PrimeLending specializes in home purchase and refinance loans, serving retail, wholesale and correspondent channels.