Head-To-Head Survey: BancFirst (NASDAQ:BANF) and Bank of Santa Clarita (OTCMKTS:BSCA)

BancFirst (NASDAQ:BANF) and Bank of Santa Clarita (OTCMKTS:BSCA) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, risk, valuation, dividends, profitability, analyst recommendations and institutional ownership.

Institutional & Insider Ownership

51.7% of BancFirst shares are owned by institutional investors. 32.4% of BancFirst shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current ratings and price targets for BancFirst and Bank of Santa Clarita, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BancFirst	0	2	0	0	2.00
Bank of Santa Clarita	0	0	0	0	0.00

BancFirst presently has a consensus price target of $134.00, indicating a potential upside of 5.91%. Given BancFirst’s stronger consensus rating and higher possible upside, research analysts plainly believe BancFirst is more favorable than Bank of Santa Clarita.

Earnings and Valuation

This table compares BancFirst and Bank of Santa Clarita”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BancFirst	$908.71 million	4.63	$216.35 million	$6.95	18.20
Bank of Santa Clarita	N/A	N/A	N/A	N/A	N/A

BancFirst has higher revenue and earnings than Bank of Santa Clarita.

Profitability

This table compares BancFirst and Bank of Santa Clarita’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BancFirst	24.05%	14.38%	1.71%
Bank of Santa Clarita	N/A	N/A	N/A

Summary

BancFirst beats Bank of Santa Clarita on 8 of the 8 factors compared between the two stocks.

About BancFirst

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. The company operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. It offers checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, sweep accounts, club accounts, individual retirement accounts, and certificates of deposit, as well as overdraft protection and auto draft services. The company also provides commercial and agricultural non-real estate loans for working capital, facilities acquisition or expansion, purchase of equipment, and other needs; lending services that include private banking, energy, commercial and residential real estate, and commercial and industrial loans; and loans to finance purchases of consumer goods, such as automobiles, boats, household goods, vacations, and education. In addition, it engages in the investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides insurance agency services; depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves customers in non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

About Bank of Santa Clarita

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.