Head to Head Comparison: LM Funding America (NASDAQ:LMFA) and HA Sustainable Infrastructure Capital (NYSE:HASI)

HA Sustainable Infrastructure Capital (NYSE:HASI) and LM Funding America (NASDAQ:LMFA) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, institutional ownership, earnings and analyst recommendations.

Volatility & Risk

HA Sustainable Infrastructure Capital has a beta of 1.43, suggesting that its share price is 43% more volatile than the S&P 500. Comparatively, LM Funding America has a beta of 2.4, suggesting that its share price is 140% more volatile than the S&P 500.

Earnings and Valuation

This table compares HA Sustainable Infrastructure Capital and LM Funding America”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HA Sustainable Infrastructure Capital	$427.79 million	11.29	$184.55 million	$0.35	107.45
LM Funding America	$8.85 million	0.22	-$26.92 million	($54.75)	-0.05

HA Sustainable Infrastructure Capital has higher revenue and earnings than LM Funding America. LM Funding America is trading at a lower price-to-earnings ratio than HA Sustainable Infrastructure Capital, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares HA Sustainable Infrastructure Capital and LM Funding America’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HA Sustainable Infrastructure Capital	13.08%	12.80%	4.16%
LM Funding America	-368.68%	-102.63%	-67.53%

Institutional and Insider Ownership

96.1% of HA Sustainable Infrastructure Capital shares are owned by institutional investors. Comparatively, 22.7% of LM Funding America shares are owned by institutional investors. 2.2% of HA Sustainable Infrastructure Capital shares are owned by insiders. Comparatively, 15.0% of LM Funding America shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for HA Sustainable Infrastructure Capital and LM Funding America, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HA Sustainable Infrastructure Capital	0	2	10	0	2.83
LM Funding America	1	0	1	0	2.00

HA Sustainable Infrastructure Capital presently has a consensus price target of $46.90, indicating a potential upside of 24.71%. LM Funding America has a consensus price target of $125.00, indicating a potential upside of 4,414.27%. Given LM Funding America’s higher probable upside, analysts plainly believe LM Funding America is more favorable than HA Sustainable Infrastructure Capital.

Summary

HA Sustainable Infrastructure Capital beats LM Funding America on 11 of the 14 factors compared between the two stocks.

About HA Sustainable Infrastructure Capital

HA Sustainable Infrastructure Capital, Inc., through its subsidiaries, engages in the investment of energy efficiency, renewable energy, and sustainable infrastructure markets in the United States. The company’s portfolio includes equity investments, commercial and government receivables, real estate, and debt securities. It invests in climate solutions, including Behind-the-Meter, which distributes energy projects that reduce energy usage or cost through heating, ventilation, and air conditioning systems, as well as lighting, energy controls, roofs, windows, building shells, and/or combined heat and power systems; Grid-Connected, a renewable energy projects that deploy cleaner energy sources, such as solar, solar-plus-storage, and wind to generate power production; and Fuels, Transport, and Nature, a range of real assets spanning high-emitting economic sectors other than the power grid such as transportation and fuels comprising renewable natural gas plants, transportation fleet enhancements, ecological restoration, and other projects. HA Sustainable Infrastructure Capital, Inc. was founded in 1981 and is headquartered in Annapolis, Maryland.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.