Head-To-Head Analysis: UniCredit (OTCMKTS:UNCFF) vs. Societe Generale Group (OTCMKTS:SCGLY)

Societe Generale Group (OTCMKTS:SCGLY) and UniCredit (OTCMKTS:UNCFF) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, institutional ownership, earnings, profitability, risk and analyst recommendations.

Profitability

This table compares Societe Generale Group and UniCredit’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Societe Generale Group	22.33%	6.92%	0.35%
UniCredit	27.51%	16.29%	1.30%

Volatility & Risk

Societe Generale Group has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500. Comparatively, UniCredit has a beta of 0.84, suggesting that its stock price is 16% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings for Societe Generale Group and UniCredit, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Societe Generale Group	0	4	6	1	2.73
UniCredit	0	0	0	0	0.00

Institutional and Insider Ownership

1.0% of Societe Generale Group shares are held by institutional investors. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares Societe Generale Group and UniCredit”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Societe Generale Group	$30.83 billion	2.00	$6.79 billion	$1.80	9.20
UniCredit	$41.32 billion	3.45	$12.35 billion	N/A	N/A

UniCredit has higher revenue and earnings than Societe Generale Group.

Summary

UniCredit beats Societe Generale Group on 7 of the 11 factors compared between the two stocks.

About Societe Generale Group

Société Générale Société anonyme provides banking and financial services to individuals, corporates, and institutional clients in Europe and internationally. It operates through French Retail Banking, International Retail Banking & Financial Services, and Global Banking and Investor Solutions. It offers retail banking services, such as consumer credit, vehicle leasing and fleet management, online banking, wealth management, and equipment and vendor finance services; and insurance products, including home, vehicle, family, health, and mortgage insurance. The company also provides corporate and investment banking, securities, business consulting, consumer finance, advisory and financing, and asset management and private banking services. In addition, it offers brokerage, cash management, payment, factoring/reverse factoring, export financing, trade finance, cash clearing and correspondent banking, and receivables and supply chain financing services. Société Générale Société anonyme was incorporated in 1864 and is headquartered in Paris, France.

About UniCredit

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services. In addition, it offers transactional and risk management, and strategic advisory and funding services; group trade and correspondent banking services; and payments and cash management solutions. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. The company was founded in 1870 and is headquartered in Milan, Italy.